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200404160 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />/ / f Seal) <br />S D WASHINGTON - Borrower <br />18100486 <br />- 6A(NE) (0005yo1 <br />m <br />_ (Seal) <br />- Borrower <br />` (Seal) <br />GERRI J W INGTON - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) (Seal) <br />- Borrower - Borrower <br />_ (Seal) (Seal) <br />- Borrower - Borrower <br />18100486 <br />Page 14 of 15 Form 3028 1101 <br />