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99 10979� <br /> Space Above This Line For Recording Data <br /> DISCLAIMER OF RIGHT TO DESIGNATE HOMESTEAD <br /> (To be filed as a preface to the Security Instrument) <br /> DATE AND PARTIES. The date of this Disclaimer Of Right To Designate Homestead is September 16, 1999. <br /> The parties and their addresses are: <br /> GRANTOR: <br /> JAMES L ROWLEY <br /> P O BOX 486 <br /> ELM CREEK, Nebraska 68836 <br /> a.nd <br /> TERRI L. ROWLEY <br /> P 0 BOX 486 <br /> ELM CREEK, Nebraska 68836 <br /> i�usband uncl wif e <br /> LENDER: <br /> BANK OF DONIPHAN DONIPHAN, NE <br /> P O Box 270 <br /> Doniphan, Nebraska 68832 <br /> 1. DISCLAIMER. In accordance with the Farm Homestead Protection Act, prior to executing the attached <br /> Security Instrument, Grantor states as follows: <br /> A. I intend to grant a security interest in real property f Pro��erty) described an the attached Securit� <br /> Instrument. <br /> B. No part of my homestead is presently situated on the Property, nor will any of my homestead be situated <br /> on the Property in the future. <br /> C. I understand that if, contrary to this Disclaimer, I establish a homestead on any part of the Property during <br /> the time the Security Instrument remains unsatisfied and a lien upon the Property, I will have no right to make <br /> a designation of homestead in the event of a foreclosure or trustee's sale upon such Security Instrument. <br /> D. I disclaim my right to designate my homestead. <br /> JAMES L ROWLEY <br /> Nebreska Discleimer of Right To Designete Homestead Initials <br /> NE/2Heath0546000000000000001000000011nC �1996 Bankers Systems,Inc.,St.Cloud,MN Page 1 <br /> i <br /> i <br />