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<br /> DEED OF TRUST
<br /> PARTIES: This Deed of Trust is made on September 27, 1999 among,the Grantor, RANDALL P KOSMICKI AND CHERYL L KOSMICKI, � a
<br /> HUSBAND AND WIFE("Borrower"), � `�`
<br /> AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ("Trustee"), and the
<br /> Beneficiary,HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND,a corporation organized and existing under the
<br /> laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET,GRAND ISLAND,NEBRASKA 68801 ("Lender").
<br /> CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br /> which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and ali rights-of-
<br /> way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br /> "property„).
<br /> PROPERTY ADDRESS:4223 MANCHESTER RD,GRAND ISLAND,Nebraska 68803
<br /> LEGAL DESCRIPTION:
<br /> LOT SEVENTY-THREE(73),LE HEIGHTS FOURTH SUBDIVISION,A TRACT OF LAND COMPRISING A PART OF THE EAST HALF
<br /> OF THE NORTHWEST QUARTER (El/2 NW1/4) OF SECTION ELEVEN (11), TOWNSHIP ELEVEN (l l) NORTH, RANGE TEN (10)
<br /> WEST OF THE 6TH P.M.,HALL COUNTY,NEBRASKA.
<br /> Located in County,Nebraska.
<br /> TITLE: Borrower convenants and warrants title to the property,except for
<br /> SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements �M
<br /> contained in this deed of trust and in any other document incarporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br /> Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br /> renewals thereo£
<br /> The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br /> � A PROMISSORY NOTE AND SECURITY AGREEMENT DATED September 27, 1999
<br /> � Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br /> contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br /> ❑ Revolving line of credit agreement dated ,with initial annual interest rate of %
<br /> All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br /> the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
<br /> The above obligation is due and payable on October O5,2004 if not paid earlier.
<br /> The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of$4,262.50, plus
<br /> interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br /> covenants contained in this deed of trust,with interest on such disbursements.
<br /> ❑ Variable Rate:The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br /> � A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br /> made a part hereof.
<br /> RIDERS: ASSIGNMENT OF RENTS
<br /> DESIGNATION OF HOMESTEAD
<br /> Pursuant to the Farm Homestead Protection Act,designation of homestead is❑ attached to this deed of trust and made a part hereof
<br /> � has been disclaimed;the disclaimer is attached to this deed of trust and made a part hereof.
<br /> SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust,including those on page
<br /> 2,and in any riders described above signed by Borrower.
<br /> ���.-��,1'` _ ` '
<br /> r`F ''�� .��►���
<br /> RANDALL P KOSMICKI CHERYL OS ICKI
<br /> ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br /> The foregoing instrument was acknowledged before me on September 27, 1999
<br /> By RANDALL P KOSMICKI and CHERYL L KOSMICKI, HUSBA�D AND WIFE
<br /> My commission expires:_ ��C�-2'�� �'�� ' �
<br /> �
<br /> ��� "`'�� � ' ���''Q"'�-k� Notary Public)
<br /> �' GENERAI NOTARY•Slate ol Neb�aska
<br /> CHRIS L.KASKIE
<br /> My Comm.Exp.Oec.29,2000
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