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<br /> '[�DOB7'HB6t WlTH alllhe improvema�ts now or hmratler erected on tho Pr�ttY.md v!e�ea�aw.�ppuitanmoa�snd �
<br /> flxtura row �r henafler � prn ot the ptopaty. Al) ropl�oemaita and re{ditiM►� dt�ll +dw be oavarod by IW� �eCUrity
<br /> 1q�uument.All ot thc fare�oin�i�roferrod ta in thi�Socu�lry Inwrument as tl�"i�r+y�saY.•
<br /> BORRO�NER COV6NAN7'Si tIW Aormwer is I�wfully seiw+d at ebe eatate har�y coavryed�nd Iw ihe d�ht to�nt and
<br /> i oonvry the Property Mnd tlw the Prop�aty is unencumtiaed. e�oept for e�oP r000nf. Bormwer w�rr�a�a wd wiU
<br /> � defad Qene�lly the title w the PropeRy�(nu�II cl�imc iutd dam�nda.wbJoct t��,ny enc�unbnuroe�af reoo�d.
<br /> ' THIS SECURiTY INSTRUMBNT combines unifunn cavenwnt�for rntic�nal;u►Q�nd no�-uniform oovawnt�wlth liadted
<br /> � v�riations by jurt�diction to constltuse a unitasm seru�ily inctrurt�ent onvednR real pvt�+eAy.
<br /> I UNiFORM COVBNANTS.Borrowcr ond l.erder ooven�nt atd�t�ee�fdloNV�
<br /> � 1. Poymeat ot Princl{wl ond inte�ti Fre�w9ment i+nd 4�to Cba�cc. tlurmwer cbull P���Y P�Y When due the
<br /> ' � pdncipwl of ond inte�+est on the debt evidencad by the Nata�nd any prcpsyman w�d 6�qo clwr�es due under�ho NWa.
<br /> 2.Fbod�tor Taxa �nd las�u�ncr. Subjoct ta appHca6le law or to a writteM�waiver by t.cixler. Barrower rlwll p�y w
<br /> l.endc�on the day monthly payments are due under�hp Note.until Ihe Noto is paid iit full.a sum('Funda")for:(a)yculy twxa
<br /> w�d assexsments which nwy attain priority over this 3ocu�ity Inurument as n Ne�on tho i'nnpeciy:lb)yeuly leasehald paymenq
<br /> or ground renta on Ihe Property,if any;(c)yearly twrarA or p�operty insuranco praniums:ld>ycarly fluod i�uranoe prcmlwrw.
<br /> iP any:(e)Ye�rly mortgage insur�nce premiums, if uny;axl (�any sum.s payat�ld by Born�wcr ta l.cnder. in a000tda�e wllh
<br /> the pmvisionc of pacagropt�8. in lieu of the paymant�of mc►Rgoge insurau�ce premiumx.'[7kse items arc cAlled'Fscrow Itema."
<br /> l.ender may, at any time, collect sud hold Funda in an amcwnt not to excced tho ma�cimum s�mount a lerder for a Paderally
<br /> rclated mortga$e loan may require fc�r Borrower's ascmw acoount under the fodt�nd•Rcul Fs�ete Settlement Procedurcs Act af
<br /> �:,.... • • 1974 as amended from lime lo time. 12 U.S.C.Seclian 2b01 et seq. ("R6SPA"),unless another law dwc applies to the Fund:
<br /> . *• 1 sets a lesser amount. If sa,Lender may, at any titne, ooilact and hold Funds in•An amcwnt nat to excad the less�r wnount.
<br /> '�s�. I.ender may estim9te thc amount of Funds dua�n Iha bacis of cuRent dua and roxx�►nable estinwtes of ozpenditures of fuwro
<br /> ,_ ,��`;�,�;;�c;c�::_=' Escrow Ite�or otherwise in acrnrdvxe wi�h applicabla luw.
<br /> '" '-•�p�4Y��:`. The Furda ehall be field in an instilu�ian w�hase depasils ure insurod by a federal agency. instrume�tality. w entiry
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<br /> •� �� - �'��'�^�•�•�', ` ' (including l.ender,if l.ender is such an iostilution)or in any Federul Home l.oan Elxnk.l.ender shull appfy the Fur�ds to pay the
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<br /> °. • `�� �s� `' �;`� EsCrow Items. Lender may not charge Borrower fnr holding und applying the Pu�di,annually unalyzing the escrow account.or
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<br /> �y�,� ���;�,,, �,. ver�fying the Escrow I�ems.unlesc l.ender pays Bcnmwar intercsl on�he Funds wid Rpplicuble law pertnits Lender to make such
<br /> ` '::s��' u charge. However, I.ender may require Bortower ta pay a one-time churge far un independent real eswte tax reporting service
<br /> t''����'� used by l.ender in cannectK�n wilh Ihis luw�, unlws applia:ablc luw pruvide� u11►�rwise. iJnie,s an Agreement is made or
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<br /> �:�:t`-.`�• applicable law requires incerest ro be paid, Lender shall nrn be required to pa�&��rower any interes�or eamings on the Furds.
<br /> � �" '`� •°"� ' Borrower and L.endcr may agree in writing,howevar,that interext shull be psid an�the Funds. Lender shall give to Borrower.
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<br /> '�`:' '��?,}'�'?':`,n!N withcwt chnrge. an armual accounting af the Funds, showing credUs und dcbits to the Funds and �he purpose Por which each
<br /> �'-'"�;�� � debit to the Funds was mnde.Tlk Funds�re pledged as additicmal securiry tor all'nums secured by this Secu�ity Instrument.
<br /> -��•r�., �•�.: If the Funds held by Lender exceed 11►e amountb permuted to be heid by�g�ii�abie i»w, i.ender shail uccaunt to i�ocrower
<br /> � •��'-`�' •d �' ° for the excess Funds in accordance with �he requirements oi upplicublr law�. If tT�e amount of Ihe Funds held by Lender At Any
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<br /> ,� � „�`�°� , � '" time is not sufficient ta pay Ihe Escmw•pems when.due,l.ender muy ti�notify&�rrower in wri�ing,und,in such case Bunower ,
<br /> • '"=��`��"� ' shall pay lo L.ender the amaunt neces�ary lo make up the deticiency. Ebrruvrer sFu�11 make up the det7ciency in no more than �
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<br /> ' , •`'�';.ai�' . � twelve manthlY paYmems, at Leider's sole disrretion. • .t`
<br /> �•. � Upon puyment in full af ull sums secured b�• thia Sccurity Intitruni�nt, L�nirr shall pr<�mpUy refund to Borruwer any
<br /> ,�,•,_.,,, , Funds held by l.ender.If, un�ler p•rrugr�ph 21, Lencler.hull uryuirr��r.cll the Pray�rrty. l.rnder,priar to the acquisition or sale
<br /> ' ." ., of the Property.shall upply any Furxis held b�•I.ender at the timr of uryuisitinn���wle us a crcdit oguinst the sume secured by
<br /> h,• � ;t;,: .' ;�- this Security Instrument.
<br /> "� 3.ApplicAtlon of Pnyments. Unles�appl icable lu�v pry���iJ�. ot4arwi+r,ull�.,��•nknt.rercivcYf by l.ender under parngruphs '��`
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<br /> . 1 und 2 shall be Applied: firs�, to any prepa�•mem�rhargc�Juc under thc N��tc: yciti,��.ta•rmnuntc payuble uncier paragraph 2;
<br /> a•� ' third,to interest due; iounh,to prinripal Jue; und la,t,u�un�� latc chur�tc+Ju�urr�,�r�he Natc.
<br /> , ,_ , .:4 4.Cha�es:Liens. Borrowcr,hall pa�• ull tu�c.,a.+r+�rncnt+,chur�c., tirk.;uul iiup�.i�iun+aurihuiuble to the Prapeny
<br /> which muy attuin priuriry ovcr�hiti S��urity Inrtn�mcnt. and le•r��holJ puymcrxc nr gr�►unJ rcntti, if any. &�rrower shall pay • •
<br /> o " • these obligatinns in�hc m;inner pnn•iJeJ in p•rragraph�,or il'nnt puiJ iii thut ir�ann;r. &�rrowcr ahall pay ihem on time directly k!?��,,;�
<br /> � �o tnr perwm uwed puymcnt.BurruW¢r.hall prnmptly furni+h k�Le�xl�r all ikui�ti.uf amaunt�tu t+c paiJ uncicr thi�pnrngrAph.
<br /> ��. • If&inower makes�hek paynxrnt.dirertl��.B�,rrn►crr,h�ll prumpter �'urni,h tc�Lrikier receipt,eviJencing the puyments.
<br /> '. :. &�rriiw•rr shall prumpdy Ji,rh�rge uny licn a•hich ha.priority����r�hir 5ceuriy In.trumrn�unlc�s Burrowrr: lal agrce�in
<br /> , _ ,•;�''!::. •, °.� wriling lu ll�e puyu�rnl ol'lLe ubii�:uti�n� u.tiurrJ h� thc licn in u numucr:icce{xa�i�r u�i.c�nlrr, �bi runtc.�s in g�xxl i'uith the lien �: `
<br /> ,::�'�r«,� - by, or del'etxlti uguintit enfi�rccnknt of th�lien in. Icgul pr�xrcding. uhi�h in thr lunder'. upinion o�x�ute to prevent the �;
<br /> � �.'... ° ,, . . .. enfim�emem of the li�n:ur Ic► .erurc.from the hnldrr��f U�r lien an u�re.rr,�nt.uti.l'ac�on•w Lrnder�ulx�rJin•rting thc lien to '
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<br /> :;e,; . �: this Seruriry In�trunxnt. II'l.enJrr dctermin�. iha� ;m�� pun��f thr Pra,pern i..uhj«� ia a lirn whirh mag uu�in priarity over
<br /> �� ' this Secu�ity Inslrument. Lendcr ma�give Burru.�rr a nutire idrntiAinM th� licn. fiarruwrr.hall.ati,t'�•the licn or tuke one or
<br /> ' � ` '� more of the uctions srl forth alx.vc within IU�u��.ol Uir�i�•in�ul nulice. •:••��
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