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<br /> - TocE�H�wrrtt ali u,e impro�emmss aow or ee�a�r ereMea�n t�e�esty.aaa aa�kncs.a�u�n�s• .
<br /> °� aad 6aAae.c eow or IKreafter a put of t1�p�opeRy. AII teptacert�ents and additio6s st�ail also be eovered by this Se�euriry�
<br /> � tastrmnent All of the foregoiag is nfared ta in this Secunty[nswment as tt�e"Ptopetcy" ` ` .
<br /> _;i BORROWEtt COVENANTS tltat Bonowes is tawfuuy seised of the�estste haeby conveyed and 6as t6e right w gran�t =
<br /> � - , and convey the Ptu�perty actd that the PmpettSr is iuFaxambered.exoe�i for encacnb�ances at rcrord. Bormwer wairants and ' _-_�
<br /> - vriii dcfend gener�lly the dtle to the Frop�ty against aU claims and demands,subjecc ca an}r encu�n6rances of cacocd. . _ ___
<br /> - 7'tIIS SECURiiY INSTRUMENT oambines �miform covenants for natian�i use az�d non-imifoma covenants witt� � �i�
<br /> -� . tuaited vadatiaas 6y jiuisdirtion m coastitate a atnfo;m security insmiment cave�ng�a1 pmperty. ` ��� _ _ _ _
<br /> UNQa0R11�f CUVENANiS. Borrower and Lender ooveaant and agrze as follaws: ���� _
<br /> l- Yl��'me�at ot i'rFncippi and Intereat:Prepayment aad taie Cl�rges. Baaower shal!R��P�Y FaY when due ths _ �--6
<br /> , principa!of and intenest on the OeM evidenced by tt►e Note and anY prepayment and lare char8es due uadec d►e Nae. 'N�'--
<br /> b Fonds[o�Tsxes�nd�raeca 5ablect t�aPPtica6Ie law or wa wriuen waiver try Lender.Barmwer shafl pay to �,;�,�-�'��`°��
<br /> - Lender ua the day monWY PaYmeats are due uader tl�e Note,unn7 tiie Note is aid in full.a sum("Funds")for.(a)yearty �`° -
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<br /> � taxes and assessntents which may attain prioricy Qves this Security Tns�nent as a lien on the Pmpeny:tbl yearty teaset�otd �;�����. ; --_'-_
<br /> or d c�nts oa the if any: t�l Y�Y har�ard or property i�swrance piemiums: (d)Yeatty,flaod �`;"4'-,_ -
<br /> __ PaY�� � �y and(fl any sums�aya6Ie by Ba�awet w . '��`'-£��''�.
<br /> inswance premn�s.if arcy:,(e1 Y�Y�&�8e insurance pmmiuens. if anY: ���,
<br /> �x: I.en�u,in accord�ce with thc pmvisiuns of paragrap6 8.in tieu of ttte payment of mortgage ius�rance premiums. 7�CSe
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<br /> � iteau are calted"FscroWC Iterr�s." Lender ma ,at an tirne.collect and hold Funds in an amount icnt to excerd the maaimum =;.-� � -
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<br /> - ''� aanaun t a t e n d e r.f a s a f e d e r a ll y i e t a t e d m a c i g a g e t a n m a y r e q u i r e f n r B o s r o w e r�e s c r u w a o c a a n i u n d e r the federal Real ';�:� - �''���'
<br /> � '� '��.`'� Estaze SeWement Pruceduies Act of l�YT4 as amended fmm time to dme,12 U.S.C_$2601 et seq.("RFSPA").untess anotlter ''�'�� - . ,;�'. "�
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<br /> • '�.�:.� ,'�. law thai applies to tt�eFunds sets a i�-ser amount If so,Lender may.at any time,collect and hnId.�vrnds in an amaunt not to i.����"...;:'"--
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<br /> . 1 ezceed.t6e tesse�amount. Lender may esrimate ttte amo�mt of Funds due oa the basis of cuaent data and reasonahle �•'.,,or• �t:; °-
<br /> � '� estimates af expenditures of futu�Escrow hems or oth�vvise in accardance with applicab[e taw.. • �,�.�.� .�rs i--
<br /> - ��.�,-�"',�_-�- • , c�stromentati .or entit , �`�
<br /> �._.. , 'Ihe Fimds shal!be held in an instimtion whose dzposits are insuied by a fedeiaT a�;.�'. . t5► Y : .���:,�"�_�-:��_
<br /> ��' " ��iifacluding Lertder.if Lc�der is such an institupan)or in any Fede�al Home Loan Baak �€�eac�r s�.a1 appIy,the Funds to pay ' ,�� '-_=-
<br /> �•'�,t3' ,. � :..-:rt�e Escrow Itemc. Lender may not cha.*:ee Botrowe�for hotding and appiying the�Funds,�aualIy ana1Yiing ihe esc�ow `..����,' , ;
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<br /> r:.;• _ ,.,::•.,. , accoupt,or verifymg the Escrow [te.�s;_uuiess Leader pays Borrower interesc an the Fimd_����applicable law pemuts �
<br /> _ . • Lender to malce such a charge. Hoveea�;[�ender may require Borrower to pay a one-time dsak7�for an indepeadent rcal . . ---
<br /> . '� " -��:��' estate qx reporting service ased by Lc�sd�e�ronnection with this loan'untess applirabte lavv:�it?y°?�r'es otherwise. Untess an ..:..'��.....M ~}-
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<br /> 'C�t= ti �Borraweran �Te�t� �`����`.
<br /> � �`i ,• � agreement is made ar agpticable law req�Fsies interest to be paid.l.ender shaU noi be t�equimd:�•�y Y .:,:-;,< , �..�:"
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<br /> eamings on the F ua d s B a c�wer an d L ea der may agree in wn Ung,h o w e v e r.t h a i i a t�s h a l l be p a i d o n i h e F u n d s. L e n d e r {.,��:Q��. ,.
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<br /> , � ' shaU give w$cmvwer.acchout charge.an annuaf accounting af the Funds.showia:��dits and dehiu to the Furids and the f}��.` . _< . .�
<br /> '�' se for wC��s•�ae h d e b i t t o t h e F u n d s w a c m a d e. 'f'h�F u n d s a re r(�'��a d r�:����t�a 1 securi ty for all sums secured b y ���`�z' �-
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<br /> this Securi amen�. �,.'
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<br /> •:,;�•.:;,j: ; �••• . � ` If the fiunds held b Lender exceed the amounts itted to�6e tield���cabte law,Lender shall account to ''`
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<br /> $orrower for the excess�unds in accordance witb the req�ments of applicatsle faw. if the amount of the Funds hetd by � ���,$i. ' ;
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<br /> • � r� .`•• . , I,ender at any tnne is not sufficient to pay the Escrow Items when due.Lender cr,a.g�:notify Borrower in�vriting.and,in +;•,����•� ' ,,-,,.;, �
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<br /> �i,l ;s-.- ;; ,� .: such case Borrower shatl pay to Lender the amount�ecessary to makc up the�..�cency. Bortower shall make up the ,._ �
<br /> ' °` �::c�' � :•�;1�';�; defcciency in no more than twelve manthl��payments.at l.eader's sole discretion. - . . �' -;;;;.'�"
<br /> ' '��° � "�`"�"�E` ' Upon payment in full of all sums sc�ccr•:d by this Security[nsuuasen�Lendet shal{prtinr.�vig c:fund to Barrower any , '�.'�:,::` �
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<br /> � ' �, 'i� . `�i: Funds held by I.ender. If.under paragn�rti?1.I-ender sha11 acyuire cr sell the Property.Lenc�.prior to the acquisiuon ar �.�•;',Z�'':%�'`�.
<br /> ' ' T''' ' •�� sate of the Pro shali a 1 an Fua�s held b Len.der at the time of ac �s�tian ar sate as a credit against the sums _ ' �{�'�:
<br /> •:s;,,�:, . � . PertY• PP Y Y 1' � , ' . ' i"
<br /> . ..� , secured by this Security[nstrument. ;`,`"'. • �+'
<br /> : . 3, ApplicatioA ot Hayments. Untess applica�;e law provides otherwise. all payments received by Lendcr under �;�-� . .
<br /> ' ' `��`"' pazagraphs 1 and 2 shall be applied:first.ta any prepaymens charges due under the Note:second.to amounts payable undet . :..�
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<br /> :.'r:`•�•�'' ' ' . � ,"�!;.; paragraph 2;third.ta interest due;fourth.to principai due:and las�ta any late charges due under the Note. � � *i:�
<br /> . . . � •� •� " 4. Charges; Lieas. $orrower shall Day al! taxes. acsessment�. charges, fines and impositions attributabie to 1he -
<br /> : ';1�,..: '. property which may attain�rioriry over this 5ecuriry Mswment.and leasehot d payments or grou n d rents.if any. Borrowez :;,.,,;;,. � .- _
<br /> � � ' s�aall pay these obligations in the manner pravided in parngraph 2,or if nat paid in that manner.Borrower sha11 pay them on '�,�.-:��:?�
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<br /> �. Y • ' �? L._. ' •,,,.., time direcdy to the person owed payment�_Borrower shall promptly fumish to Lender all notices of amounts to be aid under ''�{�'��.�?.?:.: ' `
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<br /> • ° ° ;� ihis paragra..lCb. !f Borrower makes thes��a.ymenu directiy.Borrower shaU prompUy fumish to L.endev receipts evidencin� ;;��r��,
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<br /> •�I':''��•' • ,;;:�. the paymer�:s. .�:��.�, .
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<br /> � �� '����' , ,�I':'�"� ` , ' Borrower shall rom dischar �•�ien which has priority ovcr this Security Instrument c�,Jess Bortower:(a)agrees =��W��•':�
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<br /> ' `4 ?��` � '��' " �writing to the payment o1'the obligatinn:secured by the lien in a manner acceptable to L.cnder;(b)contests in good faith the • � � .
<br /> � ''�.���i�,�*" ilen b or defends a ainst enforcemem of the lien in,legal procecdings which in the Lender s opinion operate to prevent the , � � •
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<br /> � � ��.���� � � � enfo�ement of the lien;or(c)secums irom the holder of the lien an agreement sati�.factory to l.endcr su6ordinating the Iten ,�.:�� ... _ .
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<br /> - . ' to this Secur_ty lnstrument. If l.ender+�ermines that any part of the Property is subject to a lien which may attain priority . ��;`
<br /> . ''���'' ` • � ���':'• over this��^iry Inswmen�l.ertder may give Bonowcr a notice identifying the iien. Borrower shall satisfy the lfen or tal:c . • .
<br /> �``' �� ''',�'` ��=``' one ar mrrz�i the actions set fo�h ahove within lU d3ys of the giving of notice. .,
<br /> �� '•�r�=;�� �� S. ��ard ov Property Insurance. Bonoa•er�iiail keep the improve�rter��;�w cnisting or hereafter�..°.•.d on t?:e {,,:.., . '
<br /> ' `" l�ayerty=r.�.:ed against loss Gy fire.ha�.ards inc11CL-:.�•�'�rhin the term"extended c:i�zragc'and any other har�nis.includ:rg �;:�.�:
<br /> � " ' C'�oQs cr tc.�ding. far whieh Lender r�..7.c.res insc:::r�.:. This insurance xhall be maintained in the amau:.cs a�d fat the ��'
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