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<br /> 7�OClEfHBR WITH ail the impmvema�w now a I�eresfler uected an tho ptopeity.�md dl easema�to.��
<br /> a�d tiuw�a aow at ha�aftet m p�rt of tbe pmperty. All repl�oemrnu�ad�ddidons chdl d�a be oovaed by tbls Sa�ritY .
<br /> lastrumeal. AU of�ho fae�dn�i�nefemed to in thia Securlty latwmeat as the•Praperty.«
<br /> 80�iROWER COVENANTS tMt Bamwer i�I�wfully�eised of Ibe estate Meby ca►voyed�nd Iw the rl�ht tu�raat
<br /> �nd caovcy the Prnpa�q�u�d�hat Ihe Prope�ty ls wiencumbemd,except for e,�cumbranoes of rxard. Bortuwa w�rraat�aad
<br /> wiU defaKl Qeneraliy�ho dtk to the PmpeKy a�rin�t ail cfdms�sd dem�ods.sub�w�ny encumbrsncea of ncord.
<br /> TH1S SFCURITY INS1'RUMPNT oombines unlform covenwnis for n�dwW use And non�uaifam covea�n�wlth
<br /> �'' limited vaduiona by jueisdic�ion to can:timte�uniform:ecurity incuument covering�e�l property.
<br /> � UNIFORM COVENANTS. Botrower aad Len�la coven�nt and ag�ea u iallows:
<br /> l. Paymeat a�Prindpd�ad lote�+esti Prep�7o�eat�ud I.nte G7�a. Bomawer cfull promptlY PaY whw due tb
<br /> princi�of and intenest an t4e debt evldenced by�he Note u�d mY prepAyment And late charges duc under the Noto.
<br /> I+1�ad�for 7�es aad Iawriu�ce. Subiect w appiicable!aw or to a writtea waiver by Lerider.Baiower�11 qy w
<br /> I,ender on the day momhly paymenis arc duc w�der thc Note,until 1he Note ia pafd in full.a sum("Plmds")for:lA)yearly
<br /> ta�ces and aesessments which mwy attwin priarity over this Security Instrumeot as u lien on Ihe Propetty:(b)Y�Y��0�
<br /> � '���` paymenls or ground mats on Iho Pmpaty. ii any: (c) Yearly hexard or property insuranco pmmiwns: (d) Ye�riY flaod
<br /> �::! insu�ance pnemiums� if nr�y:(a)Y�Y �BABe insuraace premiums. lf any� and (� any sums{wyabla by Barower to
<br /> �'.. ,` ."'"� � Le�der.in ac�coniancc with the provieians of paragraph 8,in Ueu of tho payment of ma�tgage insurance promluma. 7t�ae
<br /> ,;,,:'::� r:,.,;,�,,.., items m called'Fscrow Itemis." I.ender may.at any dme,coUect w�d I�otd fiunds in ao amount nat to euceed�he msufmwa
<br /> � ,�x,;;'• a::`'�--�r�°�� �mount a lender for a fodetalDy related mortgage loan may �equire for&xrowerl escrow account under the foderpl Ral
<br /> �'�•x_ } �.� . . • ;,�. Estate Settkment Proi.�edures Aoc�oi'1974 as cimendod from time ta time.l2 U.S.C.�2601 etsrq ("RFSPA").unkss anotlia�
<br /> . #. ., 1��'„ �. . .. ' '� law Ihat applies to�he Wnic sets a leaser amoun� !f so.l.ender maqr.at any tiroe�cvllect aad hold Fl�nds in an amount�wt to
<br /> .;..:-.1 �..+ � � w..: � .. '� '���_'n'
<br /> ;, • �;:. _ , .� excad the lesser wnauat. l.ender msy estimate Ihe amount of Fluids due on �Ae basis ai cwrcnt data Aad neawtwble
<br /> � -.. – cctimates of expenditum of future Escrow Itema c+r otherwir+e in acccWdarK�e a,�th nppl�cable l�w.
<br /> . �;' .. . .. 'il�c Punds shall be held in an institudon whosc depasi�s are insur�d by p kderal agency.instrianentality,or endry
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<br /> y�.. ��:.. (including l.ender.if l.ender is such an institution)or in any Federel Home Loan Banic. l.ender slwll apply the FUnds�o!�Y
<br /> �he Escrow Items. I.ender may aot chage Bomower far holding and applying �he Pwnds.annual�y analYzing the acruw
<br /> „ �. �'•' account, or verifying the Escrow Qt�ms,unless L.ender pays Borrower interest on the Funds aod npp�icable law pertnlls
<br /> Lender to make such a charge. However,Lender muy requirc Borrower to pay a one•time charge for aa indcpendent �I
<br /> �. �;. estate tex r�eporting service usecl by l.ender in connecrion with lhis ban,unless applicable law puvides aheawise• Unless m
<br /> � agreemeat is madc or applicable law requires interest to be paid,Lender shell not be required to pay Bwroxer any intenest or
<br /> ",•�• �'•^� � `:`:`" earnin s on the Funds. Borrowcr and l.ender may ngree in wdting,however,that interest shall be paid on tD�e Funds. Lender
<br /> �•;' . �'i:`.;;i��", shall give to 8omower.without chsuge,an unnuul uccounting oft the FLnds,showing crediGC and clebits Io the hlmds and ihe
<br /> ��•.: �;?,',:���:•y • purpo��for which each debit to the Ii�nds was made. The FLnca.ue pledged es additional security for all sums secwec�by
<br /> ' � ' . . "''•��`�j; thisSecuriry Instrument.
<br /> '� '� .a If the FL�ds held by I.ender exceed the sunounts permilted to be held by applicable law, Lender s�6a1� eccount ro
<br /> — �.;;E-�. ;�j, Bomower for the excess Funds in accuniun�c witi�d�rc�uiret��iis af a�plicablc law. It'!!::�mo�i s��'�nds !x°Id hy
<br /> ' .:�..,;;,:r,o� I x n d e r a t n n y t�m e is not sufticient to pa y 1he Exrow Item�wl�ea due,l.ender may so no�afip Barrower in writing.and.in
<br /> ';`�,,�'.��`� such case Borrower sholl pay to A_.•�nder the amount necessan: ta make up ihe deticier�5. gorrower shall makc up the
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<br /> r;,,,� .,��.: deficiency in no more than twelve mJnthly puymentti,at L.ender s�ole discret�on.
<br /> ��'•<<�"��:., Upon payment in WII of all sums secured by this Sccudry Instrument.L.ender shull prompUy refund to Bomower any
<br /> `."`�'�r� Funds held by[.ender. IG under pumgruph 21,Lender shall ucquit+e or sell the F'roperty.l.ender,prior to the acquisitio�or
<br /> •.• ','�'�,° ` sale of tt�e Propeny,shull apply siny Funds held by Lender at the time of sicquisition or sale as a credit ag�inst the sums
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<br /> • • �•,� :,�,�._ secur�ecl by lhis Security Inswment.
<br /> �ti ' , ..';F,;�y�,��.- 3. Appticadon ot Payments. Unleti� applicAble IAa pro��ides otherwise,ull puyments �ceived by l.ender under
<br /> ` .. •• �' -.. paragrt�phs 1 and 2 shull be.upplied:firs�,w uny pmp•ryment charres due under the Note;secand,to urnounts payable under
<br /> {� psirngraph 2;third,lo imenest due;founh,to principul due;und last,io any�at-e charges due under the Nate.
<br /> (� 4. Charges; Llens. Borrower +hall pay aU taxes, ussessmem., rharges. fines and impnsidons atuibutable to the ,
<br /> " ' ' " PropeRy which may attain priority over�hix Security In�trument.and Ica�ehold payments or�round mnts,if any. Bomnwer •' •
<br /> �` ���.: c;'�';!C:�'•• shnll puy�hese obligutiom in the manncr providcd in parugrAph 2,or if not puid in thut m:u�ixr.Borrov►.er shall pny them on . �
<br /> ' . 7.:�" •:� time direcUy tu the person oweJ puymcnt. Bomiwcr shull pmmptly fumish to Lendcr all n�wic��.�f amounts to be paid under .�...,
<br /> � �• '���,},�y;'=, this paragrnph. If Borruwer maketi�hese puyments direcUy, B��rtuwer shall p�ompUy furni.�a.�l.ender receipts evidencing
<br /> , the payments. '• •
<br /> . � dorrower shull prompdy dixcharg�any licn�ehich hu.prinriry over thi�Securiry In,trurmni unle..�,�:�awer.(a)agr� ;•�,
<br /> �r_ � ,';�,:;,'�,� : .� in wr4ting to the paymcnt of the obl igatian�erured hy the lien in:�munnrr arceptaMe tu Lendec(bl contes��in good faith the •
<br /> ' lizn�+}•,or defends ugain.t cnforcem�nt of the licn in.Icgal pati•eeding.whirh in�hr Lencic�'.opinion operate to pre�•en��hr •?;'
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<br /> � entorcemcnt of the licn;or(r)�ecures fn�m thc huldrr ut'ihe 9�en an�iercrment�aii.f:Ktury ta L.cnder.ubordinuting the �irn
<br /> •��;. ' ta thJs Security Inrwment. li'l.ender determincx that an�•pan ni�::c Pra�xny i+wbjert io a lirn which muy auvn prionty
<br /> '. ��,i v:}: over this Security Instrument. Lcnder muy�!ivr Borr��wrr u nutirr idrntifrin}t'hr Ikn. Borrower xhall wti.fy thc lien or wke ,--
<br /> 1 �� :� ::1�1,t • one or marc uf thc uction.set fonh uhuvr within I11 day�of thc gi�•ing of n��1i:�. '
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<br /> ;i;+ 5. H�rd or Property lnsurance. B��rrawrr.hall hecp thc impro�•emen�.now exi.�ing or hemat'tcr crected un the
<br /> ,� , � �''��'., ' F'ropeny insured�gain.l lo.s h}•firc,huiani.inrluJcJ wiihin ih�tenn"exlendcJ rnvrragc":�nJ any nthcr hvtard�,inrluding
<br /> ' • � , � ; � ��.f,�,•'. tlaads or flooding, (or which Lcader nyuiR. in+uranrc. Thi. inwranrc .hull Ix rnainlainaJ in Uk amounts�nd for Uie �
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