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200404110 0) Application of Payments. Unless otherwise required by law, sums paid to Lender hereunder, including, without limitation, payments of principal and interest, insurance proceeds, condemnation proceeds and rents and profits, shall be applied by Lender to the amounts due and owing from Trustor and Borrower in such order as Lender in its sole discretion deems desirable. (k) Severabilitv. If any provision of this Deed of Trust conflicts with applicable law or is declared invalid or otherwise unenforceable, such conflict or invalidity shall not affect the other provisions of this Deed of Trust or the Note which can be given effect without the conflicting provision, and to this end, the provisions of this Deed of Trust and the Note are declared to be severable. (1) Terms. The terms " Trustor" and "Borrower" shall include both singular and plural, and when the Trustor and Borrower are the same person(s), those terms as used in this Deed of Trust shall be interchangeable. (m) Governing Law. This Deed of Trust shall be governed by the laws of the State of Nebraska. Trustor has executed this Deed of Trust as of the date written above. STATE OF NEBRASKA) (ss: COUNTY OF HALL) R:1z L. Von Behren � )/,.. yA"l Una M. Von Behren The foregoing Deed of Trust was acknowledged before me this 26a' day of April, 2004 by Ronald L. Von Behren and Una M. Von Behren, Husband and Wife. GENERAL NOTARY- State of Nebraska STEVE D. KUNZMAN My Comm. Exp. March 1, 2006 C:07/H0MEFED/F0R W /C0MMT ONO Notary R7