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<br /> �roae�wr���u�+������►a���ea���.,�a mi�.�.
<br /> and fiatuna aaw oc 4p�ea�{ti,a p�rt of the pmperty. All replacement�md Mlditiaq�ihall dw be covaod by U�is Securicy
<br /> lawument. All af�1ie fae�c►�q�i�nfand to in thio Socudry Inctrument a�the"Prope�ry."
<br /> HORROW�R CQVBNAN7'S that Bottower i�IwwfuU��selsod of tlta estata hereby oonveyod and has the right w grant
<br /> and convcy U�e wpci da►t tha Propetty is uneocumbemA,eacept for encumbmnxs of necord. Borrnwer wartauts aad
<br /> wiU defend� �y tb�ttit{{o w Iha ProputY ageinct�II claims and demands.subjaK w u�y encwabraooe�of[eoord.
<br /> THlS SBGURI'fY. iNSTRUM�NT eombines uniform covcnan�a for nationul use and non-uplfami coveoants with
<br /> e Waitod v�riad4ns bY jµrisdiction to constitute a unifotm secudry inatrument covedn�real propetty.
<br /> �.. UNIFORM C01BN/1MCS. Bomawer and Leader covenanl and agree as follows:
<br /> ' � 1. P�yqknt ot Prlodpnl aad Iat�rerli 1'�'�1�9�nt aal Late Char�es. B�nrower shall pmmptlY PaY when due the
<br /> � ' %'�;' " ° priocipal cf and Lo�,erest on thc dobt evldencod by the Notc and aay prepayment and late chargeA du�under U�e Nate.
<br /> ';� k���,;}!�, �, �ads lpr 7�ces sind IusurAnce. Subject w applicable law or to a written walver by Lender.Bortower shall pay to
<br /> nd
<br /> '�l, �'� °'��■�'s�z+ I.ender on the da,y monthi)�payments are due under the Note.unt�l the Note is puid in full,a swn (�unds )for:(a)yearly
<br /> — �..4�.'s��1'�'���l�+�•�
<br /> �; �t�;��.t.;,,,�i:,�� tvc�ancl�sse,gsments wEdeh msy ariain priority over tt�s Seeurity Inswment as a lien on�he Prope�ty:(b)Y�ly lea4ehold
<br /> �"1�;; �„ Payments ar gnound rents on the Property. if any; (c) Yearly hazard or property inaurance premiwruc<d) Year�Y flood
<br /> . ,;._ , �
<br /> �, . ''.., :- :.��,,:� .''�� inaurance Premiuma.if any: (e)Yeady moAgage insurance premiuma. if any: wid (� any swns payabk by Bormwer ta
<br /> "` '?� l.cndar,in ascordanco wlth the provisions of paragrnph 8,in lieu of the payr�n�of mortgage insurance premiums. These
<br /> rr.�. " itsms arc c�lled"8scmw Items." l.ender muy,at uny�ime,collect and hold f'�nds in on cmwunt not to exceed�ht mauimum
<br /> _ '«'�:::..'.. •,.r�• ' amount a Icnder far a federally related mongage loan may require fbr Borrower� escrow account unda the faferul Neal
<br /> ���� � ia�c:�=v •,-,' : H.out�e Srtllemen�Proeedurea Act of 1974 as amended from time ta�ime. 12 U.S.C.�26(11 er seq.("RI?SPA").unle9R wwther
<br /> j ' s,'- - =. 1aw Uwu srpplies tn tho Fuodc�etR a leFSCr umoum. !f so.Lender mny.ut ony time.callecl and hold F?und��n:. ,w�xwn.nat to
<br /> �._��.:�,,; ,,. exccrd the Icx.rcr xm�unl. Lcnder mpy eslimu�c �hc umoum af Fundx due on Ihe bnxlx o(cument dwa and rwnunabb
<br /> �`�� extiawttn of expendilurea of future F.acruw Itemx or dhanvf�c in ucccxdance whh applicuble luw.
<br /> �� . Thu Nundx �.hull be hcld in un in��ilutinn wha�c dc�x►xi�x um inxurcd by u fedcral agcnry, instrumemWity,ar enlity
<br /> IincluJin�L.�ndcr,if I.cndcr i�tiuch un inKtitwion)�x in uny I�cdrrul Hnmc Loun Bunk. L.cnder xiwll opply thc FunJr tc��uy �
<br /> � . �hr Hr�row hcmrr. l.ender muy not nc�ugc Bi�rn�wcr fiN ho1dM� und opplyfng �hc Rmds, annually w�lyyin� !hc e�rmw
<br /> w;rc+wu, ur vcrifying Ihe E,ca►w Items, unlexx L.enJ�r puy. Barrowcr interest on �hc FLndw und applica6le law permitR
<br /> l.endur�o muke such a churge. However,L.ender moy requirc Borrawer ta puy u one•time chiuge fbr an independent naal
<br /> es�k•wu repnning servjco used by Lender in connecdon wlth thi�loon,unless applicable law provldes othenvf„c. Unlec»un
<br /> ' agrecmcnt is made or uppNcublc luw requircx intercst tu be puid,Lender shall not bc�rquired to pay Bamower any interest ar
<br /> earninga on the Funds, Barrower pnd L.ender muy ugrcr in wrfting,however,�hat interest shall be ps�d on�he Funds. Ler►der
<br /> ' � shall give to Borrower,without churge,un annuul accounting of the Funds.showing credits and debils to the Fundg und the
<br /> pw-posc far which eACh debit to�he FLnds wuY made. 7'he Funds ere pledged as addldonal security far all sums secured by
<br /> thig Securily Instrument.
<br /> If the Funds hefd by Lender exceed the amounts permitted ta be held by applicuble luw. Lender shall uccount to
<br /> Borrower for the excess Funds in accordance with the requirements of applicable law. If�he umvunt of Ihe Ftinds held by
<br /> • ; Lend�r at Any time is not sufficient to pay the Escrow Itcros when duc, Lender may so notify Borrower in writing,�nd,in
<br /> ; xu�h case Horrower shall pay to Lender the nmoum necessary to make up the deficiency. Borrower shall make up the
<br /> def�ci¢ncy in no more lhan twelve monthly puyments,ut Lender ti sole discretion.
<br /> ; ' Lfpon puyment in full of all�ums xecurcd by this Security Instrument,Lender shall prompdy refund to Borrower any
<br /> 1 i � fiu►ds held by Lender. lf,under pamgmph 21,Lender shall ucquire or sell the Property, Lender,prior to�he acquisition or
<br /> k; , sale of the Propeny,shall upply any Funds held by Lender at the �ime of ucquisition or sule as u credit against the sums
<br /> � ,: •,. :,,:.�,,,, � secured by this Securiry lnstrumcnt. b
<br /> ' '��(";. � 3. Appllcatian t►f Payments. Unle+ti +�pplicuble law providex otherwise,all payments n:ceived by Lender under '�"��`
<br /> ..''� �.;,,:,. ., ��.
<br /> ,; � � � puragryphs I and 2 shall be applied: fir,t,ta any prepayment charges due under the Note;+econd.to umounts payAble under `„•,•
<br /> '��� � ' ' parag�aph 2;third,to interest due;founh,ro prinripul duc;und lust,to any la�e ch•rrges due under ihe Note. ����
<br /> � �� ` 4. Chwrgesi Uens. Banawcr shull pay ull rrxcs, ax,czsmentx, rhurges,finc� and impo�ilinns attdbutable to the -
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<br /> ,�� , ptvpeny which mny uttuin prioriry over this Security In�.aumcm,Lnd Ieasehold puymems or gmund rents,if uny. Barrower �;
<br /> choll pny thecc��hlig�xions in the mnnner prnvi�kd in purogruph 3,or if not pald in�hat munner,Borruwcr tihall pa��them on '
<br /> � � time dimcdy�o the person owed puyment. Borrowcr.hull prompdy fumitih to Lrtak r ull n�Hice,of umc,uMs to h�:paid under �"
<br /> this Ewrugraph. If Bormwe�make��hese puymcnt�dirertly. Bcxn�wer shull promptly furnitih to Lender receiptc�videncing ���
<br /> thu puy�ncnts. .
<br /> Borrower rhall pn�mptly discharge any lien�vhich ha�priuriry ovrr Ihis Securily Imtrum¢nt unles.Borrox•er:(u)ug�ees
<br /> in writin�t to Ihc payment of the obliguiion.ecurcd by thr lien in u manncr ucceptahk tn Lcndcr:lbl contests in gciod faith thc 'c
<br /> ' licn by,or defends uguin�t enforcement uf the lirn in,legal prikecding.which in the Lendcr's opinion operute ta pre�•ent thc
<br /> ''' � enfcxcement of�he lien; ar Ic)secun,from the holdcr of thc lien an•rgrecment�a�i.fuctc�ry tu Lender subordinuting the lien t`,�
<br /> ' to this Security Insuument. If Lendcr dc�erminc.that uny pun of thc Propc:rty ix,ubjcct to a licn whirh may•rttain priority •
<br /> ;.•.. over thi�Security Inswment,Lender muy give Borrowrr a nutice iJentifying thc lien. Burn�w�er,hall.nti�fy the lien or toke
<br /> � � ' one or more ot'the uciinm�et fonh ulx►vc within I(1 Jays of thc gicing of Mnicr. � `,`
<br /> • S. HAxard or Pruperty Insuranre. Hiirrowcr.hidl kecp thc impn»•emrn�s now• rxi�ting un c�rcaRer crected on the �
<br /> > Propeny insured uguinst lo+s by fire,huiurd.includcd within the t�rni"rxtenJeJ co�•eragr"unJ any other ha�ards,including
<br /> '�• "• '1`+�� '. floods or fluoding, for which Lendcr reyuire+ insuruncr. Thi� inxurance tihall f+e main�ainrd in the amoun�s and for the �� ..'
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<br /> FNr111:�028 9190 lry�xe•2 u(6(h�Xr�I
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