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<br /> • � � F�IA MULTISTATE ADJU�TASLE RATE�RIDER . „ . � ,
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<br /> � �:l�SaB�► Qeed �f'Iivst or Savrity Dceci t"Sec�ttat;�;,.�� of ti�e �nie datc givca by 1Ac tutd�si�ned
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<br /> . T[IB NUTE CpWTA1hS PRIfVISit)NS A1.U)tY1Nt. FUR CHANGFS IN Tllk , --- -
<br /> °�' :. IMI'ENEST RATE ANU 'CIIF MUN'CIILY t'AYl11F.ACf: 17IE N07'B LIM11:S TNF., �'
<br /> • �` ` AMOUNTTHF.IiU1qtU1VF.R'S lN7Tr.RFST RA't'�CAN CfilUYG�AT ANY�fNF.Tll►!� �---
<br /> �7 '�. �. • ANDTIIfi 111AXIl1fUA1 RA7'E TItF BURRE)W�R Mt3.ST FAY. -�
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<br /> :qODi't'IONAL COVENAM'S. In additiun co thc rnvcnants atK! agcemcats madc in thc 5ecurity Inxtrum��n[. �:�
<br /> :` � B,�►c[pwer and L�cr�der fimhcr c�nrcaant and a�crc:�c fi�llnwc: � - '� 'tt
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<br /> .:,�, .'.,y. ,. ':The intr�t rate may ctmnge on U�e first day of Ja nuar y i, 19'�3 ,and that day af cacfi succeeding ycar. �� '� �� ;�".
<br /> . . -' � _ Qiuttge�ats�means exb date on which thc intcresl ratc wufd change. -, t " �r��`'
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<br /> .���.%�::'J•;,i� � 1'� . Begintting�i1h the fitsi Changc Uate.(f1C i0(MC�I fatC wi()bCfi�l.-�f�+3tir33 Et1dC7[. °(nJea"means the wcckiy averagc� � . 1�r,: ��j ,�,.
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<br /> .•/c�.,.:;� 4 i �nc qr.as madc availa b lc by t h c I�1cr.�i. � ��: �. -
<br /> ?,;,,,,::;, � : yiat�an Clnittat Slates'I�r�ury Securities a�jucteJ ca�cunst�nt tnaiUiitj���. Y , .T
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<br /> � �vr Sciatd. 'aCanen(.[ndea"mcans tdc most recent tnJca figurc�v;�ilu�sl�'3#1�:�s bcfarc the Changc Datc. It Ihc tadca:� :{•,t;�;.,��; r r
<br /> :.•,'� ;��^�' ;: (is�rnN.a�sriv�;ia r.mfa�r�et availablc.Lcndcr will ucc as a rtcw yiil4:�t�Ns+�c�j';mscribcd by the Sccrctary. A.c uscd in �.:!��<??. _,. _.-
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<br /> � ,,;. : , thfs•Ridar:"l�}`,��71�m����Sccretary uf lt��using artd Urban�(�csvHCspmc:�,�s�Lsis un c�r�tcsigncc. Lcndcr will givc . --
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<br /> . _ , �.. Bbttower,naliGl:of the new Indcx. .
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<br /> � .'.'�": . �, l�7 Cskuiation otlnterat Ii�tel."hae�es g�,,,;,;i
<br /> . " � ��' �� Sefarc cxh Ch�ngc Datc.Lcndcr��iQ��tculate u n«v entrrest ratc Ay��kling a margin uf • , 3s�-�-
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<br /> •: F : ± � Two ' perccntngc I..•',t'� °
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<br /> •: } a= ;, points t 2.���:`� `'��) w �he currcnl Indrz and «�undin�: �he suifi ta the nearect une-cighth i+i une {xrcemage pl1�lll „ q�F;.t. -.
<br /> � (0125�To). 5t�ject to Ihc limits�tatcJ in f*,►ragraph IU)uf ihis RiJcr.tttis ruundcd amuuru will bc ihc ncw intcrcxl ratc umit • � '�E�t€:+'�
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<br /> Thc intetcsl tatc will ncvcr incrca.r ur Q��.rra�c h�nl�+rr Iliaii unc�xrccntAgc��in1 t lAS'r)au uuy tinglc Changc U:u�•.
<br /> �-•�, The intercst rate will acrcr he nwrr IUan li�c perccmagr M�int�(S.IIt'r f hiFher ur Iwvcr than tlre initial intcrc+t rato. � .
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<br /> � - ' '` �E) Ctitcut�tiot�ot Ps�yment Ch�n�e r �
<br /> �` It Ihc intcrest ratc changc�on�Changr Ifrtr.Lrndcr�vi0 calculalc thc amount u(munthty��yincnt ui principal antf �
<br /> ' �� 4 intcrcst whicb wauld bc nrccswry tv trpay�hr unpaid pritu:i�i b�t:utcc in full at Ihc mawri�y datc at thr naw intctc.�rate ,
<br /> �� ` thtovgh substantially cyua!paymcnt�. Iri�naliuE�uch ratcuiativu.L.cnJc��vill usc th�un��aiJ pri�ui}*al balaucc which��uuW j
<br /> !' 6e owed un thc Changc Uatr i(thcrr had hccn no dcfaull in pay�ucnt un Ute Nute.tc�tuccJ by Ihc amuunt ut a»y prcpaymcnt!� �
<br /> �' to principal. The tcsuU n!�his r:dcuf�tiuu t�ill hc�hc auwwit uf the�tcw ntunthly paymc�e uf principal and intcrest ;
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<br /> , �° I � Lendcr will givc noticc tn OurruH��r af any ch�ngc in tl�e iiucrr.t ratc and munthly payinrnt amuunl. 'll�e nutirr mu�t
<br /> ' € be given at least ZS d�ys befurc�he new monthly p•ryn�ene umuunt is�uc,and mu.l �c� Wrtb�i3�hc datr ui'the noiicc.
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<br /> ;'E (ii)thc Chan�e O�ate.liii)the u!J iutcrc�t r.�tc.liv)tlic na�v intcrest t�tc�v)thc new mnnthTy p:►�mcnt�muuut.(�i)Ihc
<br /> = Currenl Inttex�nJ thc datc il wac publialtcd.tr•ii)1hc mciit�!uf eatruluti��F thc ch:uigc in uianihly p�y�nral aniaunt.and
<br /> -- . ''•i �viii)vny othcr infurn�atiun«hich ni�}In�eyuin�l hy law(cw�e iimc tu 1inu. �3: . -
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