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<br /> 7�p(1BTH6R WITH all�he improvemont�naw or t�er�eafter eroctad on the propaty.and�II e�e+nciui,apputten�r�a�ad
<br /> fiaturcs now or hemafler a part of tho pmperty. All replocements and �dditions �I�ll �tl�o be ooverod by thi� Seauity
<br /> tiutrument.A�1 of the furc�oing ls nferrod W in thi:Secutity Inslrument ac the"Property.'
<br /> BORROWIIR COVBNANTS tlwt Borrower io I�wfWly KiFad of the estate hercby convcyal Nnd hn 1he ri�h�to�ra�MM�nd
<br /> oo�vey the PropertY�nd thnt the Property i�unencumberod.except fbr encumbranca�of reco�d. Borrower w�rr� md wiQ
<br /> defend Senerally the Ucle to tho Property ag�inAt all claim�pnd denwnds,subjoc�tn nny encumbr�xs af rcr.ord.
<br /> THIS SECURITY INSTRUMBNT oombines unffurm covetwnta far nudonwl use and non•uniform rnvuwnt�wlth Ilunited
<br /> '�; vuiationa by ju�icdiqfon ro consNtute a uniform secutily instrument coveriog rca)property.
<br /> '" UNIFORM COVENANTS. Borrowcr and l.ender covetwnt su�d agree us follows:
<br /> �,?` 1. Hqymmt ot iMnci�wl And Intaest; Pr+epoyment �nd I.pte Ch�ea. Borrower shwll promptlY pay when due the
<br /> �,. principal of and intercst on the debt evidenced by the Notc and any prepoyment a�d late chuges due under the Nate.
<br /> ""'' 2. Funds tar Taxes ond Inaurnoce. Subject to applicable law or lo a w�itten waiver by La�uler. Bomower shall pay to
<br /> Lender an the day monthly paymenls are due u�r1e�the Note.until the Nate is paid in full,a sum("Funds")far:(a)yearly�auca
<br /> ond usr�essmen�s which may aqain prMrity over this Serurity lnstrument as A lien on thc Pmperty;(b)yearly leacehold pAymenu
<br /> or ground rents on the�ropeny,if any;(c)ycady harwd o�property insurance pr�emiums;(d)yearly Qood insurance pr�emiums,
<br /> '...' ii any: (e) yearly morlgage insurance premiums. ii any;ard 1� any sumR payable by &�rrower to Lender, in acoordanrx with
<br /> ;-..� �• . the provieions af pcuagraph 8,in lieu of the payment of mortgage insurance premiumF.These items are called'Escrow ltems."
<br /> � � �' i.ender may, at any time, collect and hald Funds in an amount not to eace�d the maximum amount a lender for a federally
<br /> . i _ , 'F;!�':.,
<br /> ,� - . . • .F,.: ,/�.s`;?�i,'r. rcleted martgpge loan may require for Borrower's escrow accrount uocler the Pederul Real Estate Setllement Procedures Act of
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<br /> '•,�• 4 y;�;iti?�,��'�`'�`r T �'` 1974�wnended from time to�ime. 12 U.S.C. Sectio� 2601 et seq. �'RFSPA"l,unless unolher law thet epplies to the Funds
<br />_ . Z�. ;.�,�:;;�:>t,; ti�{��itr sets a lesser amoun�,Yf so. I.ender may. at any time. callcxt and hold Funds in an:umwnt nd to excxed the lesser amount.
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<br /> �';'�'f N",•:,t'� +:�����••�. I.ender may estimate the amo���:of Funds due un Ihc baFiK of curren1 data and reaswwble estimutes of expenditurex uf future ��,;�
<br /> ` �•';,� „t,����'��'t�a� Escrow Items or otherwisc in accardance wilh applicsible law.
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<br /> #'` `� ' The Funds shall bc held in an institulian whose deposits are insured by a federul Agency. instrumentality. or eMity
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<br /> �,�. �•"': `v''�:<;, �,".�•�•` (including l.ender. if Lender is such an instiwtion)or in any Federal Home Loun Bank.l.ender shall apply the Funds to pay the
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<br /> ���'.;:' " "`' Escrow Items. Lender rnay nc�t churge Borr�wer far holding und npplying�he Fuixls,unnually annlyzing the escrow Account,or
<br /> �:• �, - �' � verifying the Escr�w Items, unle�s l.ender payc Borrower interest on the Funds and applicable law permits l.ender 10 nuilce sueh
<br /> `'� , �"�!`.� a churge. However,I.ender may require aoROwer to pay u oix:-lin�charge fur an imiependei�t�eal esta�e uuc repohing servior
<br /> • •^ �• °M used by Lender in co�nection with this loan, unle,s applicablr la� provides otherwise. Unlews an agreement is mAde or
<br /> , ��;;'��_•• • applicable law reyuircs interest w Be paid, I.cnder shAll not be�equira.�A to puy Borrower any intcrest or eamings on the Fundls.
<br /> � • • Borrower And l.ender rYwy ngree in writing, however, thut interest +hall be paid on the Funds. I.cnder shall give to Borrower,
<br /> ;' 3 wi�hout charge, am m�ual accounting c►f the Funds, showing credits ond debits lo the Funds and the purpose for which each
<br /> -� �':'7'� � debft ro the Funds was made.The Funds are piecige�i us addi�ianai xcurny iur ali�wna x�urr�i i+�tl►ia S�urity fnstiumeoi.
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<br /> ;.:� � ���,;�' If the Fwidx held by L.ender exceed the nmount�prm�itted to be held by upplicable Inw. Lendar shull account to Born�wer
<br /> ',:��� ; � . !�,�r��f�';�'•� for the ezcess Funds in accordanrt:wi�h the rcyuirement�uf upplicuble luw. If'the amount of tP�e i�unds held by I.ender at any
<br /> � ::,,;?�:�� �'•',.•�:�,:j{�� time is no[suf8cientt�pa} tfie�u:rnw Uemti when Jue, Lrneler may w nutity&�rr��w•rr in wri�ing,anJ,in such ca�e Borrower
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<br /> r " •'-�';��;;tr;''��' '::'i1it%'�! �h�j��Y«Lenderthe umoum necessary to muke up ific clrficiency. &irn�wer s'hall make up the deficiency in no mare than
<br /> • � �' •'• r'� twclve monthiy pu�•ments,at Lender'�siile di�crction.
<br /> ' 1' ��. �'}'��`"'',`'�"`' Upnn�a�ment in fu11 oT all +um, securcd by ihi, 5ecurity lnstrumrnt, l.ender shull prompdy refund to Borrower uny
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<br /> ; ,�{���: fl;i�fi},�A. Funds helJ by L.endcr. If,u�xlcr p•rrugroph 21. l.c�xlcr�hall ucyuirr or ticll thc Prolxrly.Lender,priar ro thc acquisition ar snle ��
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<br /> .(�. ,�;',;•.;�,;;;.!,; '��:• of the Property.�+hull��pl}• an}•FutK1s held hy L.ender ut Ihc tinx of ucquiaitian ur sale as•r credit ugainst lhe sums secured by �:�'i�
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<br /> � + , this Sccurity Intilrument. �.:i�
<br /> ,�+. ; . ������:;r� 3.Applkationnf P��•ments. UIIII'1S i1�PI1C8BIl'laN pr��viJc,�nhenvi,e,ull pa�ments rcccivcJ by L.enJer under paragraphs
<br /> � •. ;�t,�'•,.`�' I und 2 shall 6e upplicd:tir�l. to any prepaymcnt rhar�c.Jue unJcr the Nolc: �cconJ.to•rmounts payablc undcr puragrnph�: "�,
<br /> � '� ���'�'• third,lo inlerest due:li►urth.lo rinri a)duc:unJ lust, lu an latc rhur «Juc unJcr�hc Nutr.
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<br /> �r , ;, , 4.Clwrses: I.lens.B�,�rawer+hull pay all tuxu�. a,x�smrnl�.�harge�. tinc�and im�x�+itiun+uttributable to the Propeny t�
<br /> •`%�'- 'r which m•ry auain riu�ii ���cr th„ S�rurit In.trumcnt, anJ Iru.rholJ aymcnt. ur ruaixl r�m�, if an Borr��wcr �hall a t}::�
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<br /> � ���t�j��•;'.• °•,,}.., the`c obligatium in�hr manncr pru�•iJrJ ir par�graph 3.ur if not paicf in thut manncr, &►rroH•cr�hall pay thrm un um�d�rertly
<br /> ' •� to thc�xrti��n ow�cJ payrnent. Borruu�rr.holl prompth•I'urni,h��. l.rnJcr all natirc.of amuwu,to t�c puid unJcr thi.parugraph.
<br /> �..,� ; • , ', ,".���� lf Hrorcoµ�rr makc�Uic�c pa��nknl,Jir�ctl�. Burru��rr.hall prumpll� f urni.h tu Lender r�rcipt,c�ide�xing thc payment�.
<br /> �''�:,�'. .� &�rc��N•rr,hull prc,mpU� Ji.rhargr•rn� licn whirh ha•priarit� u�cr ihi.k�urin ln.�rumcnt unlc,.Bnnaa•cr: �u1 agr��e.in
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<br /> 4t.. +., writing to thc p�ynxnt ��f the ahligaiian xcurrJ h} th�lien in a mannrr ar�rptahlc tn I.end�r: �hl cuntc.t.in g�xxf faith thc lien ., .0
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<br /> . ��:' by. ur dciciul� u�uin.t enf�vrcmrnt ��f the lien in. Irgal pr�kccdm�. ��hirh in �hc LcnJrr'• „pini�m u�xrutc tu prc�•em the
<br /> enli►rrcment��f thc licn:or �r�.crurc�t'rum thr IinlJ�r nl Ihr lirn:ui aErccmcm �.m,t:�c���n t�� L�•nJcr,ulx�rdina�ing�hr iicn u,
<br /> ''. thi� Srrurit�• In��ruuknl. If LenJrr Jr��rminr•�ha� an� parl ��I thr I'rupem i..uhjrrt w a li�n��hirh ma� uuain pri��rit� u+er
<br /> �`• thiti 5cruri�y In,�runknt.l.�nd�r ma} �'I\� ����fl'��ai'I'.1 Ihqlii li��•Illll�111,!I�1C��Cn. R„rr„wrr.hall�:tlNl\ 1�11'Ill`0�1C I�At UI1C Of
<br /> I : , ' more�N'thc artium xi fonh aMn•r within I11 Ja�.�d Ihc gi��nE��I nuUrr. y�f'1 f,
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