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<br /> - ` . FHA MULTISTATE AQ,t�1�"�`���+lE RATE RIDER ` . ` , ', . � .
<br /> � THlS ADJt1STABLE RA7'E RID�Ei ismad�elhis . ��Ch � ��y ef ..
<br /> -- QctOber. 1941 a�x!ss is�co�x�ras�d��prtr�sE�116c dccmcil ta�and supptecncnc •�
<br /> - -- -- the Matgagea Dced af'I�ast or Sccurity I1ccd i°Scc�rity�,�n�tnmrrtcl',",t����,�ihe. s�ttc Jata:-�Yett hy tht:nndcrsigs�c�!
<br /> - _ ("BoROwer")to secure Borrowct�Natt!"Niotc•)to .
<br /> CDLUMBUS FED�RA� SAVINGS BRP.`tE.. � —
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<br /> '_ (tGe`t.ender")oi the svnc datc and covrrin�,�Dc t�f�nY�'�'st�re!ici�h;�Sea�urity in��trumc�nt.anct tix.-a�cd au;�:
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<br /> -�.'.', THE NaTE CUNTAfNS PR�JYtSIUYS�.ALLU1�fING BUR CNANGFS IN TIIF. � - --
<br /> . 1NTERFST RATE AND THF biON'ill��t.P/t11�11EN'i'. �TN� l�IOTE l.1111tTS THF . - °i��-
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<br /> ;:' • '" :�,w:_, AMOUM'THF.BORRU�YF.R:�IMl'ENES'F AATE:t:AN QiAN(.E AT ANY U1�k TIME _.
<br /> i?;y,,• . � �;� ti:;:'r;: ANDTHE A1AXI11lC1M KATI:TfIF.RORRUWI�i,R1�.�tiT FAY. , . � •~. "
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<br /> `''-' " f,.�=:'� ADDITIONAL COYENAN'['�. In Kr4liticue to ifk c�vc�tL:��,and agrccmcnlc maJc in thc Sccurity Instnsmcn� : . �
<br /> '� a '.�yti;y����;`�? BarowerandLendcr(urthcrcuvcnaniaiHlagmc�.tilaltmvs: . , �" " '�'-�
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<br /> - ;'� � INTERESTRATE ANDMONTlILY PAl'Rif�ITCilArIlCil;S '',. ' �'��'
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<br /> The inter�st ra.em� chars cn the firsl da uf .aaci that day uf each cucceeding�cur. �:
<br /> •����� �t`����'�� � `'�. "Chan e Dace"means each d�ate on which the inure�t rat�cout�a�:hangr:.�• � �'�:��"*�
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<br /> ';,• °�,,• . ,}���;:�,,. � 8eginning with thc titst Cbattgc Dntc,ths inbrra,wt ras4�will,bc Ir.��cd uo an l�utcz. "indox"mcan.c thc wcckty Avcragc ;,_
<br /> f' ' yield on United St�tcs'itcasury Sccurities adjcwi�cl tu n r�:nsrone muwrity at ono:ycar.as mudc availablc by thc Fcdcral �,:;�.
<br /> �.• ` -',�.:����'. Reserve Boud. "Curcr�E.fadex"mcans thr��u�t r�:eae Indcn 6gurc avaital�[a 31J days betore the Changc Datc. If the ln+fca . , ;_- -
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<br /> ' ,+."`t_s`:;,?i�,,�� . (aa deGned above)is'ai�ttsr�gc�availabEe.Lruderwit4 aso a.c•n ncw Indea an�in�fox prescribcJ by tttc Secreulry. A�u�cd in ' � ",
<br /> . 5��;,;;;' this Rider. 5ecretary"mcuns lhe gccrr_�ary of Ilw��+in�,anrfi�Uthan 17evctogmcnl or his ut hcr desjgncc. Lendcr wil).givc � '�'•
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<br /> � . : ;;�,q:�- Borrawer notice o[thc ngw iri&u. • � '
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<br /> ' , (C) Catcuisticrortlntereat Rate Cb�y,�n �,,_.` �;.�-��
<br /> �� • � Before each�angc Dtitc.�LcnJcr�villvatc�ilatc�a new intcrcst ratc by ad+iw�ga margin of 1S;;r •„•'•"'_--�
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<br /> ' s�: -. .' , • polncsd �.2•OOdd ryo)ta�lho,cutrmt�6+ntcr. anJ��runding thc sun� tu thc ncarest cr�zigh�h a�crra pesccntagr•iwint ��. ' •�.,�;:�;, �..
<br /> � r• 1 ' 10.125�/0). Subject to the Iimi�g�st�teJ in�'.�rra�r.���t�IU!��f tbiy Nidcr.thix rovn4:d amc�uni wi11 t�c et:e r,���v 3nteres�rote umil �• .' .
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<br /> � . :,,3';:'. , �U) Limi�aun IRietest Ngtef:l�an�cs ' .
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<br /> . . 71�c intcr�wt rWtc�itl r:vcc��:rcasc nr Qccrrau�hy m��rr Ih:m unc prrcrntagc pi�i�c(O.(1�/r)�t��n�ty c't�tgle Ch:mgc ir�tc. ;
<br /> " . The interest rute witt itever be c:u�rc tl�an fivc pcncntagc puinsti IS,US�)high¢�r nr tmvcr than thc initi:�l intcres��atc. ;. � ', �`�.''
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<br /> ��� ° IE) Calculatioa�ofP�y�s:td:h�nke - i . •. .
<br /> , '���;-.,-� II�11e interest rate char.�.�v cn a Chan�r UsU�.l.c»drr Hill ca.'c�:j::::�'Lis amuunt R1'nnanthly paymr��uP prinr��tsu':iuiJ, t �_�,',,,
<br /> intc:rst which wuuld be neces4;.r�j t��rcpay ihe unpaiJ ptincE�:S lutl:utee in Cull��t thc rt:i�ty d;tte At tt�e ncw Hi¢e�cet a�1e� F .
<br /> thtaugh sub9tantiaily cynat payntcnts. In nrsl�r�:�;�ucb culculatiaif.lAndcr wi!!t�•a Uu unj�:::�!�Sri�u:�a1 i�ancc«•hic t��va u l d��� ; ;
<br /> � � be owcd on thc Ch•sngc U:uc ii Ihcrc I�ad hcca nu d��t:�uq l��p:ryntcnt an Ih:!+luac.rcduced by the::it�a:�'Y c�(•:ufy prCpayutenir i i
<br /> to princip�al. 'thc rciult of Ihi.�r:drulatiui���iil lw Ihc smawu ui Ihc new niuuthty paymcc;.�o�!princip�l an�!intc�cvt. I •
<br /> , „ . „ . ,- ��) Nutieeut�h�nges �' -
<br /> � � � Lendcr will givc nntiec tu Bunu�vcr��t:+ny changc in 11ic intcrest ratc anJ munthly paymrnt�muu�n. Thc nUticc mu+l , •
<br /> be given at tcast 2S days txturc�tic nr.v muntl�ly�+:�ymcnt amuunt is dua.�d muzt act Curth(i)thc datc nf tt�c dulirr. � ,
<br /> •, (ii)the C6ange Oatc.tiii)thc uW intcrest ratc.liv)�1�c new intcrest tatc. (v) tlic ncw n�nutlily p:►�mc�it amoun�.�vi)�hc �
<br /> � Cuaenl fnJcx and ihc Qata it w;�s publishcd.tvii)thr mcth�J ui�atculating thc cl�sngc in�n�nthiy paymcm amouat,:�nd
<br /> _---_.--�,:=___:_� :--� � � Svltt)any o�her infntm•,��i�+��whici�fm,�y!+c�MtuirNt h�r I:�w fnu�tti»TC w tinie. -- _ . - ..
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