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<br /> � • TGOEII�ER WtTH�M Ih�knprovNnents naw a h�nNl�r�nabd on th� p�opwly. �nd�1 Ma�nMnU� �(N�wwnaw� and
<br /> �.t�'`�;, ,-. ' .`• 16Mins now a hw�dl�r�p�rt ol th�ptop�ty.AN npl�►b�nd�ddkion��dso b�aownd by tl�ls 8�awity InsYan�nL
<br /> ��� - AA of th�fapoNip N nf�rt�d In In Ihb 8rourqy In�unMd as Ih�'PropNty.'
<br /> ;:�;".: ,• +..,.„'r. .. 80RRO1NER COYENANTB llwt BortowK M I�wAi1y��d of UI� Mfat�hM�by eofrv�y�d md hq Ilu dpM W p�nt N1d
<br /> �' oonvy tb� Prop�ty �nd tMt th�Proputy ia un�nambrM, �xaPt ta�aa o1 noad. 8orrowr wWr�nf� rid wi
<br /> r.:,;" . A•� d�fM�d pm�y th�IIIM W th�R+npMty�pvnq d/drmt�nd d�rmnd��wbJ�ot to �ny�naumbmno�s of naad,
<br /> `t '. . • THIS SECURITY INSTHUMEM combN�n unllam oov�nb fa n�tlonv u�� �nd non�unMam orantnt� wMh I�nN�al
<br /> .;..: `� , v�tlons by Ju�dlotlon to comtkuU�unNam�► imtrunw�t oov«inp rMl propMty.
<br /> � • "_", ^.,,,'' ' UNIFORM CONENANTB. Bartowo�nd L�ndr aov�mnt�nd�prw u IaAow�:
<br /> ., e.j,:�.:;p .�r,,��t t.P�ym�nt d P�Incipal �nd IM�n�P�p�ym�nt �nd Lat� Clwp��.BoROw��hall p►qmpty p�y whm
<br /> :c .. .. ... ,. �„ du�th��dpd of rnd fnUrat on lh�d�bt �rid�ad by iht Noh�nd Ny prp�ym�nt�nd I�t�eh�tpq dw undK ih�Nol�.
<br /> ' C. ' �n.,,;'.: 2. unds fos T�s �nd Inwrana�. SuhJeal to�ppNabM{�w or to�wrMUn w�M�►by lw�dw,Bartowv sh�N p�y �
<br /> *, . " , a`�. . ., � to Lwid�►on th�d�Y��Y MY��w dw undK Ih�NW�, unW tM Not�Is pdd b fW.��um('Fund�')for. I�)Y�Y �
<br /> �• �f .,' . � �• tu�a md �ua��Mt whlah nMy �tWn prtaNy ak Ihis S�airNy InWummt a �INn an lh� P►aP�1Y N)Y�Y �� �
<br /> �, ,, ; .° :."1:::��`. . . p�yma�ta w praind nnte on ih� Propwty, H NY: N) Y�N h�=ard a prop�ty Inwrano�Prwr�ns;(�Ywh tload imurana
<br /> �t;�� �;'""`,. P n m l u m s.N a n Y:N)Y�Y�9�0�I n e u n n e a p r w m l u m s.N�n y; �n d (Q�n y w rt n q y�b t�b y B o R O w w t o L�n d a I n�c c o►d�n w
<br />{�i;.�.� <:.�,}�
<br /> - „ wllb tM provblons M parytaph B, in qa oi ibs aymmt of mortp�p�Inwnmas prwNums. Thn�kMns�n cal�d 'Etaow
<br /> .,�'^, flwns.' L�nd�r may, at�ny tim�� eoN�al and bold Funds In �n smount oot W �xca�d th�m�rNnum �rnoum a Mnd�r for�
<br /> .�*,��r.. . � hd�nYy.relafad morlg�0�lo�n may rpuin ta BortavwY escrow �ocouM und�r th�f�daral Rwl EWto 8�itlomant Prooadura
<br /> • 4 r� Aot of tAT4��nnnd�d trom tinM to Hm�.t2 U.S.C.� 2601 el sp. ('RESPA'), unla� �noth� law that�ppAn to ih�Funds
<br /> � ��,, . �Ns�le�sar�mou�x H�o, landx mry,�t �ny Wne, collaat�nd hotd Funds In an�mount not to exc.wd the lewa�mounf.
<br /> r. ' lender m�y etlNn�te the�unount of Fund�du�on Iht b�Ns ol cumnt d�ta and rMton�bl��stkmta o1�wididwas o1 fuwn
<br /> !�":.
<br /> 4�% Escrow Items a othwwis�In aaCOrd�ncs wNh�ppNpble I�w.
<br /> , Th�funde eh�N bs hetd In�n baNpNon wha s�d�poaHa�n In�und by�fedsrd ap�ncy,Instrum�nt�fly,or e�tily pndudfnp
<br /> ' Lend�, H Lendu is wah�n bsdludon)a in my F�dsal Home Lan Bank. Undr ahap�ppy th�Runds W pay Ihe Esrrow
<br /> ' � Iteme. Lend�r m�y not chups Bom�wr for holdhp md�ppyYip th� Funds,a�u�Yy�n�p the esaow acoou�t,a vwHyhp
<br /> • ` ' , ths Esc►ow tlem�, unles� Lender pays BoROwrr Mterrpt on Ih� Funds �nd appAoobte {Aw pamNa Londer to mike ach �
<br /> . • cMrpe, Howerer, L�nder may roqulra BamwK to p�y � onadm�atwps br �n Indepmd�nt ro�l atat� Wc ropatlnp �eivlce
<br /> ., ;�,�:' .i;.'? uaed by Lender In coru�actbn wfih thb loan,uNas �ppYcabte I�w p►wW�a otharWts. Untess m �pnanw�t 1� rtuide a
<br /> :�,;::: . appNca6le law requlres IntFrest to bs paid, Lender ehNl not be requlred to pay Bor►ower eny int�rest w a�mhpa an the Funda.
<br /> es
<br /> •�,�•` � • Borroww and Laider may aprea In writiny, �owavr,thri interost ehal be puid on the Funds. Lendx ehd ylve to Borrower.
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<br /> ' � , . ,� `� wllhoul chA►ge,an annual�ccou�dng of the Fund�,ehmNk�p cradits and debRa to Ihe Funda md the purpoee tar whbh wch
<br /> . �; debU to Ihe Funds wna m�de. The Funds ere pledped aa�dditlon�l seouriiy lor oll aums secwed by the 3ecwiry Imtrument.
<br /> � , � •=� I(ihe Funds held by Lendar axceed the �mouMS permitted to be heid by appqable{�w, Lenda sh�A acoouM to Borrowar
<br /> • •� „ for the sxc�ae Funde In �ccardanee with ihe requWmems ot appAabb law, If the amount of ihs Funds held by Lmda�t any
<br /> , � � , Wne la not su(Acbnt to p�y the Eacrow Itema wh en due.lender m�y �o notiy Borroww M w�itMp, and, In auch dae Bortowa
<br /> 'i ahaN p�y to Under Ihe �mouM nec�as�ry to m�k�up the defici�nqr. Barow�r shW m�ko up the defld�ncy in no mon than
<br /> • .' .",;i hvaNe monthN p�ymenta,�t Lendw's sok dfsaedai.
<br /> Upon p�ymmt In tup ot aA sums s�cured by Ws 9ecurity Inadument. Lender ahW promptly retund to Bortower any Funda
<br /> - - _=�•�,'—.-`-_; ---- hNd by lone�ir If, und�puagraph 21, Lendir slul acqube a edl ths Roperty, L�nder. pdor W the ac�qufaitlon a saM of!he
<br /> +."-`� . , Propaty.shaA�pPly�ny Funds held by LendR�1 the iime ot�cqulsidon a sala as�c��it apNnst the sum�s�cund by thla
<br /> :,;•� "`':� ' Saaxfry Instn�ment.
<br /> `�'� ` ' � 3. Applfeation Of PaymYnts. Unlas �pplicabk I.w provldes otherwiae, aM paymenls roo�hhred by Lender under
<br /> ,�, .,
<br /> . 1 panqraphs 1 �nd 2�hep be applied: flrst, to my prepayment chargea due under the Note;sncond,to �nnauM� p�yabk undir
<br /> � paray�aph P:thvd, to Intereat due;fouAh,to princlpY due;and last,to any late ehargcs due under the Note.
<br /> � ' 4. Cheryes; Lion�. Borrower shall poy YI taxes, asaeasmenta, chuges, flnes end NnpoaRions Atldbutable to the
<br /> . � Property whloh m�y Ntain prlority ovw this Seeurity InsUument,and leaaahotd p�yments or ground renta,q any. Boaower shaN
<br /> ; pay thase obNp�Uone in Ihe manne► p►ovlded In pngroph 2, or B not paid tn that manner, Borrower aheY pay them an time
<br /> direcly to ihe person owed payment. Bortower sIW promptly fumlah to Lender �Y noGces of amaunts to 6e paid under th)s .,.
<br /> : paraynph. If Ba►ower mokes ihese paymenis d�rectly, 6orrowor ahoA prompQy lumish to lendw raceipis avWencinq the
<br /> �'�; payments.
<br /> ��' � Bortower ohall promptiy discherge any 8en whkh hoe p�iodry over thls Security Instrument unlesa Bor►ower. (�) �grees In �"
<br /> wiiting to the p�yment ot the obligation secured by the Nen in o manner acceptable to Lender, (b) coMesta In good Mflh ihe
<br /> . , Nen by, or detands �qatnsl eniorcement of the Uen In, legal proceedinqs whlch In the Lender's opinlon ope�ate to p�evvnt the
<br /> ' � entorcanent oi the Iimr a(c) aecures hom the halder ol the Iie�an agreement satisfactory to Lenda subwdlnaUng the Ilen to
<br /> this Security Inatrument. If Le�de►determines tlut airy part of the Propeity is subJect to e Ilen whlch may atlaln pNoriry over this �
<br /> � • SecurHy Instrument. Lender may give Bortower e �otica IdeniHying 1he lien. BoROwer sholl saUsly the IWn or qke one or more of
<br /> � tha aetlans set farth abavo vrlthin 10 days oi the gMng ol notice.
<br /> ' ��� b. Hii2ii/d or Proparty In�ura�ca. 8artower ahaA keep ihe improvemenis now exlatinq or heredter erectQd on ihe
<br /> RopeAy Ihswed agakist loss by Iire, hazards Mcluded wilhin the term 'exlended coverage' and a�y other hazards, Including �
<br /> iboda or flooding. for whlch Lende►requbes insu�ance. This Insurence sheU be maintained in the amounls and tor Ihe periods ;
<br /> that Lender requires, The Inswance cartkr providng the Insurance shell be chosen by Bonower sub�ect to Lender's approval
<br /> � which shall not be unreasonably wilhhetd. II 8arower lails to maintoin cove►ege described abova, Lender may,at Lenders
<br /> oplion,obtain coverage to protect Lender's nghts in Ihe PropeAy In eccwdence with pewgraph 7. ,
<br /> All insunnce poYcies and �enewels shall ba ucepteble lo Lender end shall Include a standard rnortgage dause. Lender
<br /> �.� ahell h�ve the right to hold 1he poAdes and renewYs. If Lender requkea, Bortawer shall prompty give to Lender eN recelpta of
<br /> paid premiums end renewal ooHces. In the event d bss,8ortowcv shall gNe prompt notice to the Insurance canier and Lender.
<br /> Lender may make prooi o(bss N not made prompW by Bor►ower.
<br /> , . .�•� Unleas Lender end 8ortower otherwise egree In wriling, insurence proceeds shaA be eppNed to restorallon or repalr of ihe
<br /> Property damaged. il the restoratlon or repair Is ecanornlcolly teasible and Lender's security is not lesaened. If Ihe reatoration or
<br /> ' ' repa'r is not economlcally feasible or lender's secu�dp wo�.ld be lessened. ihe Insurence proceeds shall be oppYed to ihe sums
<br /> ,�� secwed by this Security instrument. whether or nd thc� due. with any excess pald to Bortowe►. II 8ortower ebondons the
<br /> PropeAy, or does not answer wI1hM 30 deys a notice (rom �eeder that ihe Insurance cartier has oilered to setlle�claim. then
<br /> • Lender may coNect the insurance proceeds. Lender may use the proceeds to repair or restore the Properry or to pay sums
<br /> � • , �ewred by this Security InshumeM,whether or nollhe�due. The 30-day period wiq begin when the notke Is glven-
<br /> Unkss Lender and Bonower othe�wise agree k� w�ting. any applicatlon of proceeds to princip�l ahtll not exlend or
<br /> , postpone the due dote ol the monthly payments relerrM to M paragraphs t and 2 or change Ihe amount of the peyments. It
<br /> i under p�xagreph 21 the Properly is ecquired by Lender. Bortower's nght to any insurance policEes and proceeds reaulling hom
<br /> _ � � � damage to Iha Property prior to the acquislGan sh�ll pass to lender to ihe Qxtent ol the sums by this Sea�riry Instrummt
<br /> immedlately prior lo the acquisition.
<br /> s V� VYYV����Y� �tOO��t���N�� nl��\lrl��=/Yd r=Y r�Vl�4UY1� VI l w rf - •
<br /> p fr vEr�nr: ourivw�r s �6an
<br /> ' Appllcation; L6�f@h01d8. 8ortower shaN ocapy, establish, and use Ihe Property as Bortower's princlpal resldence withln
<br /> k slxty days afler lhe execuUon ol this 3ecuriry Ir�sWment and shall continue to occupy the Property as Barower's prinGpal
<br /> , i resldence tw d kasl one year afler the date M aaupancy. unless Lende►otherwise agrees In writing. which consent shall not
<br /> ' ' be unre�eonably wNAheld,or untess extenu�ting clraimsl�nces exlsl whMh�re beyond Bonower's control. 8or►ower shall not
<br /> i• destroy, darrwge or impak the Property. �Now Ihe Properry to deteriurate, or commn waste on ihe Propetty. 6ortower ahell be M
<br /> ' delautl N eny lo�lefture acUon a proceedmg. whtlher dri a crin+Inal, b bequn lhaf In Lendei a good I�Nh �udgment could resufl
<br /> • N Iwfeltw� ol Ihe PropeAy or olhenvae matenaly mps�r the lien created by thfs Setunty Inshume�l or lenders secunry Mlerest.
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