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<br /> TOOBTHPR WITH dl the improveraenta row or heradkr�a��ected on the property.ond dl�.�ppurtaw�oa�aad
<br /> 8aturos now ar herc�fter o put at thc Nro�cy. All repboaneots eod �dditiau �hdl ala be oovered by Ibb i�a�sity
<br /> L�wment.All of the forc�oinp l��efarrod to in thfa Sacudty Instniment n ibe'PrapeRY."
<br /> BORROW�R COVENAN7'S th�t Botnnwer is IowfWlly�ei�od of tho eW�te hemby convayed md hu tlrc ri�ht w�raat�d
<br /> oonvcy�he t�roperty and thu tha Property is w�encumberal. eacepl far,encumbrmoa bf rocord. Barrower wan�w and wUl.
<br /> defend gcnerally the title to tho Pr�xrtY�It►u all cl�imr and dr�n�nciw,cubJect to�ny encumbranca of r000rd.
<br /> THIS SECUItITY INSTRUMENT cambincs uniform rnvenams far naUorW usc and non-uniform coveavnu wiW lia�itad
<br /> vw'I�liona by Ju�isdicNon to conatlwte A uniform securiry instn�me�t oova�in�real pnaperty.
<br /> UNI�ORM CUVENANTS. BoROwer�d l.ender covctmnt and ogrce os follows:
<br /> ��t� l. Payaual of PHucip�l and I�r,r�Wi �9ment �ad.1�lw Cl�ea. Borrower slwll PrompUy PpY whan due the
<br /> principal ainnd.intArest on the debt evidenced by the Noto and wnK�pmppyment and�ate chorges due undu the Note.
<br /> 2.�undA�or.T�,ca uM In�urana. Subjxt to applittablp IqNt�ar,to a written waiver by Lender.Borrower shali poy to
<br /> L.ender on tho day monlhly�psy�Ms or�e duo unciar tho Nata,pntil�th�Notc ia paid in full,u sum("Funds")for:(A)yearly taxea
<br /> and�sessments whichimpy atlnin prlority ovo�thiF Seou�lty�lnq�ulnontas a lien on thc Property; Ib)yauly leaschold payments
<br /> or ground rents on�ho I�roporty, if uny;(cl yqat�p�htuatd.or.p�part;r lnsurance premiums;(d)ywrly fload inw�premiums,
<br /> If any: (e)yearly martgage incurance premillmv. iC anyt und�1�anK Qumc payeble by Barnnwer to lender.in accoMance wi�
<br /> the provisions of paragrnph 8,in lieu of thtt ppympnt�af mnttguge insutpnce premiums.Theae items are called"Esctow Items•"
<br /> C.ender moy. at any tima,collacc and h�ld FuodA in�s+n�amaunl�nat,to exceed the mwcinuur�amount n lender for a federally
<br /> � •r relutad moRgoge IoAn muy nsquine for,Borrower's esorow eocoum under tha federal Real Estate Settlement Pr�nceducrs Act of
<br /> � '�'•` 197q as amondad�iMom•tima ta.titns. 12 U.S.C. Section 26Q1 er c�q, ("RESPA"),unless enotf�er law that applies to the Funda
<br /> ��,, � scta a lesser pmnunt. if sa, I.endar may� al,any time, callect and-f�nld�Funds in un amount noc to excced the lesser wnount.
<br /> � �"' lxnder may ectlntfl�a the sunnunt of Fundr+due on•the basia oCcumanl�datu and rrasonuWe eatimates uf expendiwre�of futws
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<br /> ..4 s,�.'� E.s�enow ltems or othnnvir,�in�uccatdance wlth�npplict�blq IAw.
<br /> �;�.;;��`::��' �Y�. The Funds shall•ba hsld• in an inr�itutinn•whnN: deposi�s are insur�ed by a federal agency, instrumcntality. or enti�y
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<br /> � ' 'j���'�� '��� (inciuding Lendar,if I.endar is such an inNitutinn)ar in any Federal Hr�mm�Loan Bank. l.ender shall npply the Funds w pay �he
<br /> 'r � � ..c,., ' Escrow Items. Lender mny not charga Hurrowcr fur holding and uppiyin�t the Funds,annunlly analyzing the escraw aa�ount,or
<br /> �*��Y 1:
<br /> � �;�� ' ,�`��ti�� verifying th�6.�:row Items,unless l.end�r pa�s A�irrawer intercst on the Funds and applicable law permiGc Lender to make s�uh
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<br /> -° •i`-��,j , ���;�•;�r•�u'� a cnarge. Huwever, Lender may requira&uruwe�to ppy a onc-timc churgc for an independent reul estutc tax reponing service
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<br /> ° `'.'�;'�''•'��"�°�:•=��: used by l.endor in connectian•with this loan, unlass aPp�icable law provides �Kherwise. Unless en agrcement ia made or
<br /> `'` «• '���;�a;`"=��F�k��� applicable luw.iryulrisc intanrst to be paid,l.cndar shulbnot be required to pay Borrower any interes�or earnings on tt�e Funds.
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<br /> �;,;�.,.;;• ';�•�• •n�•x• •, &►rrower and�l.�.•nd�r may agree in writing,howsvcsr, that intcrest shuli be paid on thc Funds. L.ender shall give to Borrower.
<br /> ,.,:.;?���,� „`�-. - :' �r?x` without charga an unnual�ccounting �f�Iha FundF, showing crediis tmd debits to the Funds and the purpo�e for which each
<br /> ' ,:;�r,� „,..�,�� � debit to the Funds was madc. Thc Fun�ir.ata piu�iged a�udJiiiuuni x�ui ii� for ai{sai�sa�umd by ihis Sccurity'Irssttuttscstt.
<br /> �;,;, •� • If the Funds held by l�rndor exceed the amcwms permi�ted to be held by applicable law, l.ender shall account to Borrow�er
<br /> �,.;���r;• , ; . � for�he excc�s Funds i�aca�nlance with•the requirements.�f appli��able law. [f�he unwunt oP the Funds held by Lender at�ny
<br /> '�i�'i:?�{." :. • , .•.,�''� time is not sutiluicnt ta puy thc Es�row Imms when due,l.ender muy so nntify Barrower in writing,und,in such case BorroWw
<br /> � ��`�r" , � +� �• `'�'*t shalt �o L.ender the amount neces� to muke u the deficienc�. Borrower shall ma�:e u the d�ficie in no more ttwn
<br /> � ...,C s. PAY rY p ! p �Y
<br /> � '. , _ , ,+;';'•�i�`- twelve monthly paymems,at l.ender'ti sola diMretion.
<br /> � � , ,%.;���,;�?� Upon payment in full of all �ums secur�l My lhis Security Instrument, Lender shall promptly refund to Borrower any
<br /> , ' ���•;�•E`: Funds held by I.ender. If,unJer puragraph 21. Lender tihall ucyuirc�ir seU the Prapcny. Ixnder, prior to tha acquisition ar sala
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<br /> � : �,,.,, of the Propeny.shall upply uny Fundn held by LcnJer at the time of acyuiaiiion or cale a�a credit aguinbt the sums secured by
<br /> '? this Sccurity Instrument.
<br /> •'��.` ; �r�'��� 3.Application oP 1'nyments.Unl��s upplicublc luw pruviJeti�nhcrwik,all paymems received by l.ender under parag�phs
<br /> ,• 1 and 2 shull he applied: first,tu uny prepayment churgen due m�der the N�ite; seconJ, to amnuntx puyable under para�raph 2; �
<br /> � , third, lu intcrest duc: fiiunh, to principul Juc:and I�,t,ta uny lutr churbc�duc undcr�he Nc�te.
<br /> � • � 4.Char�es: Lienv. &�rniwer�hnll pay ull tuxe., u+k��nunt+.rhurgc., linrs unJ im�x�sitionti uttributuble to the Praperry
<br /> :s whirh muy unuin priurity uvrr thi�Saxurity In�trumcnt, and Icatich��IJ puymrntti ur grounJ rrm+, if any. Bormwcr shall pay
<br /> . ; . lhe+e oblig�tion.in thc manner pn,�•iJrd in p•rragruph 2.ur il'nut paiJ in thai manncr.Burru�vcr.hufl pay lliem un time Jiiectly ;•
<br /> , tc�the Fx;nan awcJ payment. &►rr��arr�hall pramptly 1'urni+h t�� l.ciklcr all noticc.al'amuum.i��1►e paiJ undcr this pnragruph.
<br /> - � If&�rrow-r�makr.ihe.r pay�iknt,Jirecdy. Burmwrr�hall promptly 1'urni�h to l,cnder r�r�iptx c�•idcnring the puyments.
<br /> &irc��wcr�hull promplly Ji�rhurgc any licn which h•r.pri��rity uvcr ihi�Srrurin In.trwnrnt unlcy�B�>rmwer:(a)agrees in
<br /> ,. , . • �",; writing t��the puym�nt��f th�oMliguti��n ururcJ by the lirn in a manncr;icccptuhlr to Lcixicr. �b)r�►n�r>t. in Eax!faith the iien
<br /> ;�° . :,,.:.:; by, ar Jclend. uguin�t enli�rremm�t �,1' thc licn in. Icgul pr�xerJm�:� wLirh in ihr l.�nJer'� ��pini��n ��{�cralc t�, prcvent thr
<br /> j c: ; } ,'l , � ��`r, enti�rcrmcnt ol'thr licn:��r�cl+c.ure. from Ihe hulJer of thr lirn un:�grcrtnrnl .ali.l:Ktan i��1_�nder ,uhc�rdinating the licn tu -
<br /> ' ;r�,`, , thi.Sccurity In.trwncnt. li Lcndrr�ktrrmiik. �hat an� part al Ihr Prupertp i, ,uhjcrt Iu�lien«•hiel� ma� an.un priuri�y��vcr
<br /> thi.Sccuriy In,trumrnt. Lc��dcr ma� gi�r Hnrro��rr a n��urr idcn�it�ing Ihc lirn. B��rru�.�rr.h:df �ati.f'y thc licn�►r takr imc or
<br /> ! , ,,.� .. ., mom��f thc artionti kt liirth ulw�•r N•ithin lu Ja�•.nl'Ilir�:i�•in�;ul'nu�ire.
<br /> l.�`, Fam 3028 9190
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