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<br /> DEED OF TRUST
<br /> THIS DEED OF TRUST ("Security Instrument") is made on September 24th 1999 . The trustor
<br /> is BRENDA S BREMER AN UNMARRIED INDIVIDUAL
<br /> ("Borrower").
<br /> The trustee is COMMERCIAL FEDERAL BANK A FEDERAL SAVINGS BANK 9850 "M" ST. OMAHA, NE
<br /> 68127-2056 ("Trustee").
<br /> The beneficiary is UNITED NEBRASKA BANK
<br /> which is organized and existing under the laws of NEBRASKA , and whose address
<br /> is 700 N WEBB RD. GRAND ISLAND NE 68803 ("�ender").
<br /> Borrower owes �ender the principal s�m or Sixty One Thousand Seven Hundred Fiftv and 00/100
<br /> Dollars (U.S.$ 61,750.00). This debt is evidenced by Borrower's note dated the
<br /> same date as this Security Instrument ("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and
<br /> payable on OCtObel' 1, 2029 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced
<br /> by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest,
<br /> advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and
<br /> agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described
<br /> property located in HALL County, Nebraska:
<br /> LOT SIXTEEN (16), IN BLOCK TWO (2), IN MEVES FIRST ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br /> which has the address of 636 E MEVES , GRAND ISLAND ,
<br /> st�eai c�cy
<br /> Nebraska 68801 ("Property Address");
<br /> Zip Code
<br /> TOGETHER WITH all improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now
<br />! or hereafter a part of the property. All replacements and additions shall be covered by this Security Instrument. All of the foregoing is
<br /> referred to in this Security Instrument as the "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey
<br /> the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally
<br /> the title to the Property against all claims and demands, subject to any encumbrances of record.
<br /> THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by
<br /> jurisdiction to constitute a uniform security instrument covering real property.
<br /> UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br /> 1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due
<br /> the principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note.
<br /> 2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to
<br /> Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a) yearly taxes and
<br /> assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments or ground
<br /> rents on the Property, if any; (c) yearly hazard or property insuranca premiums; (d) yearly flood insurance premiums, if any; (e) yearly
<br /> mortgage insurance premiums, if any; and (f) any sums payable by Borrower to Lender, in accordance with the provisions of paragraph
<br /> 8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." Lender may, at any time, collect
<br /> and hold Funds in an amount not to exceed the maximum amount a lender for a federally related mortgage loan may require for
<br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 9/90
<br /> F1029.LMG (6/99) Page 1 of 5
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