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<br /> - TocET�,w�7�#.n the�m�emenrs uaw or 1��ecre�ixr:�ie`p��tj►•ana alt asc�nc�ts,app�e�•
<br /> — sad.fixitues now ot henaftec s p�rt ot the pmpeRS►. All�eQiacemeNis and atfditioes shaU aLso be rnvaed by this SecuritY
<br /> - inst�uma►� All of the fat+egoing is tefemd to in this Secariry inswment as tUe"Rupe�►Y."
<br /> BQRRUWfiR GQVF�3A?4"TS.th�t Botrower is lawfuily seised of the tstate t�enebY cnnveyed�tcdl�as the right ta grani
<br /> and cv�vay ttic Prapcny.aad tbat�ho PropertY is ur�eacwnl�cd.exccpc for eac�unbrances of Rcord Brnrawer wanants and
<br /> v�n'tt dtfe�td genen►!iy tfie 6tle ro the PrapenY ag�ns�alE claims aad dem�ads,subject to aay encumbrances of record
<br /> _ � - .THIS SECU121TY INS�Ufii�f combines unifotm cot�a�ants f�aatios�l use and nna aniform covenants wIth -
<br /> fimited vamtIons tsy iutisdictian ta sanstitute a unifomi secasity insuumecst covering teal propen3►•
<br /> L�NI�?Rt1�Ot?VENANTS: Botrowerand Lsacksco and L�ate C�barS�tlBo rowet shall pro�►pdY P�+Y wlten due the
<br /> L P1�Tment af Ft3nd�f anA Wtere�t:�reWl�� and late chargc.�due under the Hote.
<br /> _- principal of�nct iracs�st an the deht eridenaed b�tbe Notc aM 3nY prepaYmet►t,
<br /> Z, �sA�,'{+�x,es sd InsoraAOe. Sqbjpct to appiiG+blc Iaw or to a amtten aaiver bY 1.eo�s Bamwer shali pay to
<br /> L:ender aa thc day monthlY PaYment�aze due ander the Nate.wiW the Note is paid in faU,a sum("Funds")for:�a)�ld
<br /> _ tuxes aad Rsscs��s whict�aaay,att�m PnatitY:o�sr this Securiry Insuument a�a lien an the Ptoperty:tb)Year1Y
<br /> x insurrnce premi�s: (d)Year1Y ftood
<br /> ---= P�►Yment�.�n grouind.r�ts on�he Pmpeay:if any: (c)Year�Y d�rard or propertY� le by Borcower to —
<br /> - - `insu�unoc pnmium5-if ar�.(e?Y�!'�matt�a insut��cnns.if any:and t��Y �RaY�
<br /> u h 8.in lieu af tbe payrnent of mortga8e insurance Piemiums. T�es�
<br /> . Cendar,in.a�ace with the provisiuns of,pxrugraP,
<br /> items aaa called°Escrow Items:" Lender may.at any ume.wllec[aad hotd Funds in aa amount nat to exoeed the maximum
<br /> atawat��t�nder far a fedetallly.t�etated martgage toan may require for 8nrrower's es�aw accamt under the federal Rea1 =
<br /> at
<br /> F�ata Scttlemenf Pmcedures Act.of 1974 as amended from time to time,!2 U.S.C.§2601 ct seq.("RESPA"?.unless anothet _
<br /> Ipw ihat:�pplias ta She Funds:�et:a I�sser amown�. if so.Lender may.ac aay tim�colIect and hoW Funds m an amount not to =_
<br /> a�tooed.tha hs�r,ammsai: Lender may estimate t8e amoune of Funds duc on the basis_of curre�[data and masona6k - -
<br /> ,• ' i � cstimmtas af:as�enttihiies of futut�e Escrow Items or ottservvise in accocdancewith applieab;c taa.
<br /> Tlie Funils�.s4AU�t�e held�in an institutian,whose deposits are inslu�si 6Y�a federal agency,insuumentality.or entity. �.;�_
<br /> - (�tloludin$Lender:if i:entter.i��sach an instimtion)pr in a�.Fede�vl Home i:nan Bank. Lender shall appl}�the Fuads to pay. �„—.
<br /> � . 'r°"� t�tG Bscm�v Items. i.eader m�•nat charge Botrower fas hol`ding and applying the Fands,annuallY anall�zing the escmw ��-
<br /> ' ' ` uc�uit�st,or verifying d�e Escmw items. unless Lender pa��Bomnwer intesest on the Funds and appltca6ta [aw petmits "
<br /> . ac� e for an independent c�ea!� '�,'��•
<br /> . • ° � . I.t�ider ro make sucA a charge. Howevec.I.coder may r�Bmrnwer to pay a one-tune char� �'�,:��_
<br /> �';Y ,"'.��-�„,`:'��` : . • estate tax reporting seivice used by I.ender in connearun with this loan.uniiass applicable iaw provides othetwi�. 4Tnless an ,�;�: '
<br /> ''� '�� � ag�nent is made or applicabte law requires interest to be paid.l.ender sltait nut be ieqaired to pay Baimwer any interGSt a:, ,� �
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<br /> ����'`:;;��<�' eaznings on the Funds. Earrawer and I.ender may agee in writing,hoaever.that interest shall be paid un thc Funds..Lender:. �- .��_,�l:;
<br /> , , ;�;�_ .. ��e�
<br /> : 2.:`;`'.. ..t!`a :, shall�give to Bomuw�.��ct�arge.an annual accounting of the Funds,showin�cte�`c[s and debfor all sums s�u d ba� �._�'°�
<br /> ;•„�• g�:�.. •� , p u i p ose for which�li:ii�iit us lfn;Functs was made. The Funds aze pledged as add�fi��.t securit3+ ! _ '�'-n�,-
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<br /> : thisSecurirylnstmaii�. �1;.:.["zca. T.��3et sbzll�at�meint�tp> -
<br /> '.i ' If the Fwc�£.ti�1�:�by Lender eaceed dre amounts pemutted to be.1��-'�t �
<br /> °'r`;+,� °' �. Borrower far tY�:�cess Funds in accordance with the requirements of�,^�icil'si►[an-_ 5£�=�a•��€We FuntG-h�i0�bp S�.T,���
<br />;;'f;�:'`. � ,�, .' � i,ender at any mne is not sufficle�U to paY the Fscrow Items when dne.i:r.:der may su aa�fy 8onv7�.m writing�and,in -
<br /> sud't t�se Borrower shall pay te�Leader the amount necessar.y to make up the defi�a'..cy. Baiin:,�:shall mz�;�uP the W'�.��'4r'' _,
<br /> � • �; ���*•..,'; .:;•,,'•*��' ...�.�
<br /> ;n y!, ,. ��ey in no more than twelve monthly payments.at L�usder:'s sole discreiian. � P Y - .;�,�1�f r;
<br /> •-.,,� • Upon payment in full of al[sums secured by this Secssity Inswment.Lender shap m tl rzfr�d to Bomawer any , y�(:z;,�--�.
<br /> Lender, sn the uisi6on or '�•• ���"
<br /> . •. .. �� Funds hetd by l.ender. If.under paragraph 21.Lender shal!acquire or sell the Prnpercy. F►mr . �1 y,',. ��
<br /> � �'j' �' � , sale of the Property.shall apply any Funds held by Lender at the time oi acquisition or sale as a cm_d�t against 1he sums -
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<br /> , �� �_:f..�r''`" seeutedbythisSecurirylnstrument. .Q. ��
<br /> S;�y:;y�i;� . J 3. AppUcatlon ot Poyment9. Unleas applicable law provides otherwise.all payments received by Lender under �yY,.���
<br /> 'r:��{{�,'<< a hs 1 and 2 shall be npplied:firs�to any prepayrnent charges due under the Note:second,to amouncs payable under ;v--
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<br /> �.?•: �ph 2;third.to interest du�:fourth.w priacipal due:and las�to any late charges due under the Note. ,� .�_
<br />� . � ��.7 . . 4. Cbarges: Liens. BurroweT shall pay all taxes.assessment�.chsuges.fines and impositions attributable to the n�
<br /> ���,+;� Pro whicb ma attain yriority over this Securiry Instrument�and 1ea.v�;.�ld�ayments or ground rents.if any. Barrowe* ,�,�_
<br /> � �r�Y sha11�Y � • ��� =
<br /> •,�t.•t;-•- • � these obly ions in tho munner provided in parapz(t�r_'-'r,r�f.:v.e paid in that manner.Borrower sha11 pay them on .,��i--
<br /> ��Ig!� ��e direcdy to the petson owed payment. Borrawer sl�nll�sn_ml:�tL•?�fsmish to Lendcr al!notices of amounts to be pasd uMcr ,�.� �; -
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<br /> �',';, ak.�w; t- t�.Tis paraBraPh. If Barrower mukes these payments dir�cKJ'+.B�>��wer shall promptly fumish to Lender receipts w�� �.�j*:�� ��„� ,
<br /> ' -�'�t "� ' � '��tepayments. �,tfi� ....•"�~'�
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<br /> Borrower shall pmmptly discharge any lien which bas prioriry aver this Security lnstrument unless Botrower:(a)agees
<br /> • � T `-' �:'. �'• ' in writin to the yment of the obligation secured by the lien in a manner acceptabte[o Lender:(b)wntests in good faith the �• �,, � ;;.�_T
<br /> •�'�;t:r'��_ �_:� � �e�by.ogr defends against enfcrcement of the lien in,legal proceedirtgs whicb in the Lender3 opinion operate to prevent the , °-""�
<br /> �� '��''�``��"� ' .�;tercement of'the lien:or(ct;�ures irom the holder of the lien an agreement satisfactory to Lender subard'snating the lien , �• �-`-
<br /> 4��i::= ••;:;:��,�� :,,:�:��:--.
<br /> '" .�����,'-"�`` �� Ui inis Secutiry Mstrument. i:S.ender determines that any pan of the Praperty is�nbject to a tien which may attain priority , ,�,,_,, ,
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<br /> ,:� •�F,�� .,.�• over thls Secaritr}.Instrument.LenAer may give Hoaower a notice identii'ying the lien. Boaower shail satisfy the lien oT take
<br /> '`,••r:'=�` �`! . � one or more e£�fi�.�ctions seE fonh above within 10 days of the giving af r,;alice. � :•
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<br /> �� �. ,,� . 5, l�ZSne���2r Property Iasuraace. Borrower shall kcep the mT�c��+:•emeat9 now eaisting ar liere�fter ererted on the
<br /> ::,i;,;,�f{4 • pp��y n��esainst toss by fire.hazards included wirlul the term"��1�:nded coverage"and any other hazards,including
<br /> ' �`'�=°�`.'�E �� �Iaadsor t7oeAli.r;�.fm which Lender requires insurance. �is i:tsta'.iy'ti.w shall be cr.�intuinrA in the amounu and far the
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