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. � , _ . <br /> _ a,�-= - . ' '�; :.�'y_ . . - . — <br /> , <br /> - . ; . " .� r. . . . - - .. -..�,�,__-�-- <br /> ' { �. � -- <br /> - �. .' �� � - -- <br /> �..� •�. , - �j^ . _ - . --- ' . . , f <br /> - -r7 i!V � F: Iv � . . , . � a . <br /> __ _ ___ _ -� . - �, � g;� . } <br /> - - , ` ` � � . , 107Q71 . <br /> . � . , � . . , <br /> - TocET�,w�7�#.n the�m�emenrs uaw or 1��ecre�ixr:�ie`p��tj►•ana alt asc�nc�ts,app�e�• <br /> — sad.fixitues now ot henaftec s p�rt ot the pmpeRS►. All�eQiacemeNis and atfditioes shaU aLso be rnvaed by this SecuritY <br /> - inst�uma►� All of the fat+egoing is tefemd to in this Secariry inswment as tUe"Rupe�►Y." <br /> BQRRUWfiR GQVF�3A?4"TS.th�t Botrower is lawfuily seised of the tstate t�enebY cnnveyed�tcdl�as the right ta grani <br /> and cv�vay ttic Prapcny.aad tbat�ho PropertY is ur�eacwnl�cd.exccpc for eac�unbrances of Rcord Brnrawer wanants and <br /> v�n'tt dtfe�td genen►!iy tfie 6tle ro the PrapenY ag�ns�alE claims aad dem�ads,subject to aay encumbrances of record <br /> _ � - .THIS SECU121TY INS�Ufii�f combines unifotm cot�a�ants f�aatios�l use and nna aniform covenants wIth - <br /> fimited vamtIons tsy iutisdictian ta sanstitute a unifomi secasity insuumecst covering teal propen3►• <br /> L�NI�?Rt1�Ot?VENANTS: Botrowerand Lsacksco and L�ate C�barS�tlBo rowet shall pro�►pdY P�+Y wlten due the <br /> L P1�Tment af Ft3nd�f anA Wtere�t:�reWl�� and late chargc.�due under the Hote. <br /> _- principal of�nct iracs�st an the deht eridenaed b�tbe Notc aM 3nY prepaYmet►t, <br /> Z, �sA�,'{+�x,es sd InsoraAOe. Sqbjpct to appiiG+blc Iaw or to a amtten aaiver bY 1.eo�s Bamwer shali pay to <br /> L:ender aa thc day monthlY PaYment�aze due ander the Nate.wiW the Note is paid in faU,a sum("Funds")for:�a)�ld <br /> _ tuxes aad Rsscs��s whict�aaay,att�m PnatitY:o�sr this Securiry Insuument a�a lien an the Ptoperty:tb)Year1Y <br /> x insurrnce premi�s: (d)Year1Y ftood <br /> ---= P�►Yment�.�n grouind.r�ts on�he Pmpeay:if any: (c)Year�Y d�rard or propertY� le by Borcower to — <br /> - - `insu�unoc pnmium5-if ar�.(e?Y�!'�matt�a insut��cnns.if any:and t��Y �RaY� <br /> u h 8.in lieu af tbe payrnent of mortga8e insurance Piemiums. T�es� <br /> . Cendar,in.a�ace with the provisiuns of,pxrugraP, <br /> items aaa called°Escrow Items:" Lender may.at any ume.wllec[aad hotd Funds in aa amount nat to exoeed the maximum <br /> atawat��t�nder far a fedetallly.t�etated martgage toan may require for 8nrrower's es�aw accamt under the federal Rea1 = <br /> at <br /> F�ata Scttlemenf Pmcedures Act.of 1974 as amended from time to time,!2 U.S.C.§2601 ct seq.("RESPA"?.unless anothet _ <br /> Ipw ihat:�pplias ta She Funds:�et:a I�sser amown�. if so.Lender may.ac aay tim�colIect and hoW Funds m an amount not to =_ <br /> a�tooed.tha hs�r,ammsai: Lender may estimate t8e amoune of Funds duc on the basis_of curre�[data and masona6k - - <br /> ,• ' i � cstimmtas af:as�enttihiies of futut�e Escrow Items or ottservvise in accocdancewith applieab;c taa. <br /> Tlie Funils�.s4AU�t�e held�in an institutian,whose deposits are inslu�si 6Y�a federal agency,insuumentality.or entity. �.;�_ <br /> - (�tloludin$Lender:if i:entter.i��sach an instimtion)pr in a�.Fede�vl Home i:nan Bank. Lender shall appl}�the Fuads to pay. �„—. <br /> � . 'r°"� t�tG Bscm�v Items. i.eader m�•nat charge Botrower fas hol`ding and applying the Fands,annuallY anall�zing the escmw ��- <br /> ' ' ` uc�uit�st,or verifying d�e Escmw items. unless Lender pa��Bomnwer intesest on the Funds and appltca6ta [aw petmits " <br /> . ac� e for an independent c�ea!� '�,'��• <br /> . • ° � . I.t�ider ro make sucA a charge. Howevec.I.coder may r�Bmrnwer to pay a one-tune char� �'�,:��_ <br /> �';Y ,"'.��-�„,`:'��` : . • estate tax reporting seivice used by I.ender in connearun with this loan.uniiass applicable iaw provides othetwi�. 4Tnless an ,�;�: ' <br /> ''� '�� � ag�nent is made or applicabte law requires interest to be paid.l.ender sltait nut be ieqaired to pay Baimwer any interGSt a:, ,� � <br /> �» <br /> ����'`:;;��<�' eaznings on the Funds. Earrawer and I.ender may agee in writing,hoaever.that interest shall be paid un thc Funds..Lender:. �- .��_,�l:; <br /> , , ;�;�_ .. ��e� <br /> : 2.:`;`'.. ..t!`a :, shall�give to Bomuw�.��ct�arge.an annual accounting of the Funds,showin�cte�`c[s and debfor all sums s�u d ba� �._�'°� <br /> ;•„�• g�:�.. •� , p u i p ose for which�li:ii�iit us lfn;Functs was made. The Funds aze pledged as add�fi��.t securit3+ ! _ '�'-n�,- <br /> � ,, ,;: ..;.• •. . <br /> : thisSecurirylnstmaii�. �1;.:.["zca. T.��3et sbzll�at�meint�tp> - <br /> '.i ' If the Fwc�£.ti�1�:�by Lender eaceed dre amounts pemutted to be.1��-'�t � <br /> °'r`;+,� °' �. Borrower far tY�:�cess Funds in accordance with the requirements of�,^�icil'si►[an-_ 5£�=�a•��€We FuntG-h�i0�bp S�.T,��� <br />;;'f;�:'`. � ,�, .' � i,ender at any mne is not sufficle�U to paY the Fscrow Items when dne.i:r.:der may su aa�fy 8onv7�.m writing�and,in - <br /> sud't t�se Borrower shall pay te�Leader the amount necessar.y to make up the defi�a'..cy. Baiin:,�:shall mz�;�uP the W'�.��'4r'' _, <br /> � • �; ���*•..,'; .:;•,,'•*��' ...�.� <br /> ;n y!, ,. ��ey in no more than twelve monthly payments.at L�usder:'s sole discreiian. � P Y - .;�,�1�f r; <br /> •-.,,� • Upon payment in full of al[sums secured by this Secssity Inswment.Lender shap m tl rzfr�d to Bomawer any , y�(:z;,�--�. <br /> Lender, sn the uisi6on or '�•• ���" <br /> . •. .. �� Funds hetd by l.ender. If.under paragraph 21.Lender shal!acquire or sell the Prnpercy. F►mr . �1 y,',. �� <br /> � �'j' �' � , sale of the Property.shall apply any Funds held by Lender at the time oi acquisition or sale as a cm_d�t against 1he sums - <br /> ��"';:=- <br /> , �� �_:f..�r''`" seeutedbythisSecurirylnstrument. .Q. �� <br /> S;�y:;y�i;� . J 3. AppUcatlon ot Poyment9. Unleas applicable law provides otherwise.all payments received by Lender under �yY,.��� <br /> 'r:��{{�,'<< a hs 1 and 2 shall be npplied:firs�to any prepayrnent charges due under the Note:second,to amouncs payable under ;v-- <br /> r <��.,:�:.� ., .. ��-- <br /> �.?•: �ph 2;third.to interest du�:fourth.w priacipal due:and las�to any late charges due under the Note. ,� .�_ <br />� . � ��.7 . . 4. Cbarges: Liens. BurroweT shall pay all taxes.assessment�.chsuges.fines and impositions attributable to the n� <br /> ���,+;� Pro whicb ma attain yriority over this Securiry Instrument�and 1ea.v�;.�ld�ayments or ground rents.if any. Barrowe* ,�,�_ <br /> � �r�Y sha11�Y � • ��� = <br /> •,�t.•t;-•- • � these obly ions in tho munner provided in parapz(t�r_'-'r,r�f.:v.e paid in that manner.Borrower sha11 pay them on .,��i-- <br /> ��Ig!� ��e direcdy to the petson owed payment. Borrawer sl�nll�sn_ml:�tL•?�fsmish to Lendcr al!notices of amounts to be pasd uMcr ,�.� �; - <br /> ' � ������ • �eAa,nB .�,�,C <br /> �',';, ak.�w; t- t�.Tis paraBraPh. If Barrower mukes these payments dir�cKJ'+.B�>��wer shall promptly fumish to Lender receipts w�� �.�j*:�� ��„� , <br /> ' -�'�t "� ' � '��tepayments. �,tfi� ....•"�~'� <br /> �t�� . . , .b,�... <br /> Borrower shall pmmptly discharge any lien which bas prioriry aver this Security lnstrument unless Botrower:(a)agees <br /> • � T `-' �:'. �'• ' in writin to the yment of the obligation secured by the lien in a manner acceptabte[o Lender:(b)wntests in good faith the �• �,, � ;;.�_T <br /> •�'�;t:r'��_ �_:� � �e�by.ogr defends against enfcrcement of the lien in,legal proceedirtgs whicb in the Lender3 opinion operate to prevent the , °-""� <br /> �� '��''�``��"� ' .�;tercement of'the lien:or(ct;�ures irom the holder of the lien an agreement satisfactory to Lender subard'snating the lien , �• �-`- <br /> 4��i::= ••;:;:��,�� :,,:�:��:--. <br /> '" .�����,'-"�`` �� Ui inis Secutiry Mstrument. i:S.ender determines that any pan of the Praperty is�nbject to a tien which may attain priority , ,�,,_,, , <br />. . ;i1.C:i. • l'� ,��`tl` '. . <br /> ,:� •�F,�� .,.�• over thls Secaritr}.Instrument.LenAer may give Hoaower a notice identii'ying the lien. Boaower shail satisfy the lien oT take <br /> '`,••r:'=�` �`! . � one or more e£�fi�.�ctions seE fonh above within 10 days of the giving af r,;alice. � :• <br /> : r.1'.. � <br /> �� �. ,,� . 5, l�ZSne���2r Property Iasuraace. Borrower shall kcep the mT�c��+:•emeat9 now eaisting ar liere�fter ererted on the <br /> ::,i;,;,�f{4 • pp��y n��esainst toss by fire.hazards included wirlul the term"��1�:nded coverage"and any other hazards,including <br /> ' �`'�=°�`.'�E �� �Iaadsor t7oeAli.r;�.fm which Lender requires insurance. �is i:tsta'.iy'ti.w shall be cr.�intuinrA in the amounu and far the <br /> S+':�� FlF'� ,�,,^}�i�(,`' y �, " � . . . <br /> :,�•r''� ,>�r"�� . � , . : farm301.9 9I�0 Ipagr��J6yagev� �.� <br /> r,�T ' ' 7,. <br /> • . 113�i;�'r��.`.. , i . •� <br /> . }'�',::f' `�: • ,` <br /> .-. �.`i�t, . . ;,..<.,�,' . <br /> }��L,�1', .: �'::i.: <br /> . 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