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<br /> 'i�6Tft,&ti?�k'�f#i al[thc impovaneats invir a 6eRafta��cted w tbe prnpe�iy.and all asea�ents.appuctenacecfs.
<br /> � -- au�c!��es t�?tv:a�:�a Put of the ptopeRy. Ail reptac�ts and�ddidoas shati atsa bc coveled by this Se�.�uriry
<br /> Ias�m j►,-n6 A}l.o�1�e fategoing is tefe�ed to in this Sesurity Ins�ut�nt�tUe"Roperty." ,
<br /> -- ' g�RitOy�i�`s EOVENAT�tTS that Bormwu is IawFully seised oE the estate dcreby conveyed aud 6as th�rigiu to grant
<br /> and c+st�vaY!h�:Pk���ad Ihat tbe Pinpecry is unen�m6e�eacept for encumbrances of recardr., Bor�ower wartants and
<br /> v�riil de�l�E��the titJa to the PtopeRy agaiast ali ctaims a�ld demands.subject to aay cncumbr�s�ces of reco�f.
<br /> v-— ` . 'i'fpS S���i,�l Y INS'IRUMENT��unifoaa rnv�n5nts for nztianal us� and non-iinifarn►covenanu with
<br /> Iimiter�FariadwatAt3�J�n�an to ootuptate a unifonn securiry instrument covcring real ps�peny
<br /> - - l�V1FOAAf,�YENANYi'S. 8oit+awer atsd Lende�cov�t�agree�ows:
<br /> --_ 1:i g3'����Llttrest:PetWJmmt Bbmnwer shall pmmptiy pay when due d�e
<br /> princi�]of u�(iEtt�on!he debt eviderued bY the Nou and.anY PnPaY�nt and tate charges due under the Note.
<br /> -= � FIMq�1ok9►'�s aMd Ti�a� Su6ject to applica6le law ar W a wrinea waives by l.et�der.Borrowes s4a11 pay to
<br /> �� LecKle�on ihz:d�rys,mautitJY PaYments arc due ureder the Note.vRti2 d�e Note is pa�d m fu1l.a sum t"E3mds")fur.(a)yeazlY
<br />-`.-- taxes and ass�ess�c�is wtuc6 miy attain prioriry over this Secvriry Insm�ent as a lien an the Rope:ty:(b)yea�iy leasehotd
<br /> - _ pal�is.or g�sitd rents ott tbe Ptaperty,if any:tc?Y�Y h�� ar'P���Y��e P��ums, td}yearly flood i
<br /> - insur�ce P�m��c�s.if any;(e)YeariY m�t�8e insuiance plemiums,i�any:and(f3�►Y S�PaY�1e by Bomower[o
<br /> •� ��� with tbe provisians of paragraph S,a�liw of ttte PaYm�nt oi mortgage iasu=ance�rem�ums. These
<br /> _''',�' iuei:ts:are callcrt,�v�r Itetns." Lx�tder may.at az�y time:collect and hold Funds in an amount not to exceed the tnaximum
<br /> '• arnotl�u a tep�:far a federally�eiated martgage laan may�ryire for Bonoaer's e�row 3cco�nt unde�the fe<1era1 Reat . `
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<br /> Esta(�B�Seiti�:pmcodures Act ofr 1974 as amended fram m�e to time.l2 US.C.§2601 er seq.("RFSPA").unless another ' c�j`_
<br /> taw t�at ap�tit�i�the Fiu�ds sets a tesser amount If s0.Lender may.at any time.colled and hold Fands in an amount not to :; ��
<br /> ����` excaqd t6e(��amoant �l.eRder may esamlte the amount of Funds due on thq 6asis of cunent data and reasonable . __ -_-
<br /> " �es af C�dituces of funsre Fscrow Items or atherwise in accordance with applica6Ie law. �
<br /> •:The, ish�il be held in an instiwtioo whose deppsits'are insured by a federal agency.in�ma�tality.or emity �-=-
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<br /> (;n�uciinS L�,�r.if Lertder is such aa institution)ar in auy Federal Hame i.oan Baulc. l�ender shall apply the Funds tu PaY
<br /> ` ` the+�scraw.•It�s. l.ender may not ctrarge BoRUwer for hoIding and applying the Funds.annuall3l.�Y�S.�escmw ': �__��
<br /> •• .J ?�� ` the Fscrow Items,uNess Lendec ys Borrower inunest on the Funds and applica6le law perm'sts �''�-- -
<br /> . ac�iiuttb.or•v�ih.�� � } =r'' ,�
<br />, .f�..: l,�der m,u�,sacb a charge- H�weverT I.ep�ter may retiuue Borrower to pay a one-time charge faean independent real
<br /> unless a licabte Iaw rovi�csiherwise. Untess an � � ���.'' =—
<br /> ����P4��se�vice used by Lender in connecHon with th�s toan. PP P .,...:�..:� __
<br /> . ag�emet�i is.c�de or applicable law requires interest to be paid 1.ender shali aot be�{uired to pay Bortnwer any interest or � .
<br /> � eaiRi� .^tf{;;;Fimds. Borrower and Lender ma in writing.however.that interest shall be paid an the Fvnds. Lender '�.-.��. .—
<br /> � ott Y� tE•'.:�'.;.ti�.� `�-
<br />' ��;��•• � s�U�V4 w(�rnmwer.without charge.an annnal accounting of the Funds,stcowing c�edits and debits to the Funds and the � ...r�.�..,.,:.,f '-.-
<br /> . �• - pu�pqse far.�ich each debit to the Funds was m a de. 'I he F u n d s are p te d�.i a s a d d i ri o n a l sec�ui ry for al!sums secured b y �`. �,��-�� . r_
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<br /> ., If;�����i�6y (.ender eac¢ed the amounts pennitted to be held iry applicabte.tuw, i.ender shall account to �^�'��__
<br /> ffptsower fm(:��rc ezc��i�ucfs ia accardance with the requirements of applica6le law. if the amaunt of ttie Fbnds held by ;.:
<br /> . , l;endec at�tune is not s�rffcient to pay the E.SCroW+items when due.Lender may so notify Borrower in writing,and in _,,.;:_,;,�_
<br /> ••- s�ch.r,ase.H��ro�cer;hall pay to Lender the atnount necessary ta make up the deficiency. Bomawer shaU make up the �i = �_•r'-�-,�
<br /> _ ,fY.. t . �1"� .:
<br /> ' � - � _ � dEfi�iecsy jn;pn more than tweive montiily payments.at Lender's sale discretion. -;. . _
<br /> ..:,:�?_.. 1Jppn�e�ymeat in fuil of all sums secured by this Security Inswment,Lender shall prompUy mfis�d to Borrower any �� �'" _
<br /> . --•�- • l�taQs heGd,(ry L.ender. If.under paragaph 21.l.ender shall acquire or sell the Pl�nperry.Lender,priae��1he acquisition or � ��
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<br /> ��'`'-' � iale of th�;E�rvperty.shall apply any Funds held by Lender at the rime of acquisiGon os sale as a credit against the sums I ��
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<br /> ;:w�' kecuze0 b�.i4�is Securiry tnswment. ' '= a"
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<br /> • �+.:. • • 3, qypl�q�ion of p�tyments. UnIe�applicable.law provides otherwise.all paymenu rex�aei�ed by Lender under
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<br /> ''=:� '• pacagrap�i�E and 2 sha116e applied:firs�to any prepayment charges due under the Note:second,to arr,i�6nts payabte under k+��:
<br /> , f• ��. parag�ap.h�:third,to interest due:founh,to principal due;and las�co any late charges due under the Nc�.. I l --
<br /> . ;;,�' •'`, 4, C��; Liens. Borrower shall pay all taue.4. assessmenis,charges. fines and impositions atuibutable to the t. �z.�,
<br /> �.�;� . F'cop�frj�v�lich may attain priotiry over this Securiry Insuument,and teasehotd payments or grounc!renu,if any. Barrower ,-:;,�Y,
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<br /> . .�. , sh�11 pay��#fiese obligatians in the manner provided in pars�-.�h 2.or if not paid in that manner.BorroweR shall pay them on i .-
<br /> • `�:;;� time d�tt�Cdly ta tfre person owed paymen� garr�wer sha13�romptly fumish to Lender all notices of ainounis to be paid under :.�'
<br /> ������ ��d;. , this para�taph. (f I3arrower makes these payc�ss direcUy.Horrower�F.all prompUy fumish to Lercdct receipts evidencing •�� ;:;'
<br /> '. ' �' :the pay.rie�ts. • -. �;,-
<br /> :'��-�,` '-�=.�_ ,. ` 8* f ;. - � il;;'
<br /> � H�rrqwer shaA prs�,n,ty dissharge ariy.��which h.��paority over this Security Insuument unless Bortower.(a)a ees !"
<br /> .°.�{� " 'tr:.
<br /> in writlttg to the paymert af tir�cbligadon secured by the 6ien in u manner acceptable to Lender.(b)contests in good faith the 2�,�;,•„�
<br /> ' ;�;'-�;:`" ' lien b}�a'ardefends x�ain�certfcr.cement of the lien in.legal proceedings which in the Lender's opinion operate to preveRt the ��r '. .
<br /> � .;;'�:,. :;:,� enfa�;'ment of the iie�•.a�s tst secures from the holder of the lien an agr�st'.�nt satisfactary to Lender subordinating the lien ;1;,�,_
<br /> '�`t:" 'y`'•�-��' ta thig�SEacurity In:tr�:�r.er:G �€�.ender deteanines that any pan of the PtuC+�rty is subject to a lien which may attain prioriry �•!=��
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<br /> - �;*:�"�;r'"' • ovec t�his Security Ir,stns...en�.L�.'�tder may give Bnrrower a noucc identi�;Szg the lien. Honower shall satisPy the lien or take ` ,':;''+,�;'..,��,
<br /> fi• „;::•- � on8:e�mate of the actions set fcrth above wnhin,l0 days of the giving of notice. ''f' �. ���. ��' ��
<br /> �'` • . 5. H�rd or Peoper�3' 4 �"� ., . .
<br /> � Insurance. Horrower shatt keep the i:nprovements aow existing or hereafter erasxed on the � ,,.�_•. .;A;�
<br /> � �' '�i;�`> . p[u�trty insured against loss by�ce,hazards included wi�t�in sfie terr.r."extended coverage"a�d any other ha7ar��.i:�cluding • : .
<br /> '� ��.'� '' flt�ds or f�ooding. for which i.ender requires insurairce. This i^sura:n� shall be maintained in cite a�nounts and far the ' �'��1�,..
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