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<br /> =- TIX`�a ,EHER WTl3�!an tT�e impmvemerus cw�v.a�r tt�ec[ed�tire�Y.aad a�l easemcocs.appurcenances,.
<br /> — �fixtvr�5�saw a he�ea8er a put oflthe pro�tt_et,•:All:t�p�ert�ts�nd�uans shatt a1sc+6e crnrtred by�his 5ecwity
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<br /> = Insuument Ati of the facesoing is refaiedto in,tlii�Str�sfi��suument as the"PtvpeFty..•
<br /> —�� BORROWER tQVENANTS t3ut B�ort��e�IaR�t�y seiseA of the estate�reby conveyed 3nd�as t3re aght to�aat
<br /> � and convey tYte Pc�percy aad tiiat the�r-ts un��ttibF�ed,excegt for cncumbrae�res af reco[d. DcnmKCr�r.irrants and .
<br /> -- w�I defend geatrafty tAe utk w d�e Ptuprsty againtl:��t,�Saims and demands.su6ject co m�y encum�ances af recorct.
<br /> �IIS SECURPTY IIVSTBUMENT comtsin�s.�uli�til►► coveaat�for natiuna! nse an�nots su�if.arm covenan�+ with
<br /> -- .
<br /> iimited vaiiatioas 6��.s�ic6on w constiwte a unifaml:�ecnriiy ins�urr�t coverin¢reat prop�rty., --
<br /> - EJNIEOSM CUY�A.K'['�.Barmwq[atM Le�td�[�l��t a.nd ngee as fotlows:'
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<br /> 1: P#�Incaaatnt.�ri+�igatand..[rtr.tt�i,:�i�!�IiiA�mi�fulAc�ateC�arSes. Bamuwershallp�r�dYPaYwhenduettre
<br /> . - princig�l-a€and.iateresc on�he de6�e�iQe�d:b�s�h�;�ara aKS{;�N;i�Paymeiu and late charges du�under the Note.
<br /> 2�: �rRdsfar7azesmdlar�ur�a�a:S►th3�i �ta��g�)its�lrle.tawortoawrittenwaiverby,�.ende�.8o�rawershatig�ayto.
<br /> ' i ender.on t6e day raamtif.►paymea�a�t�t;dp¢�uRdd[##��t\ote.urm'!the Nete is paid in full.a su�!"Fwtda")for.ta}ycudY,:
<br /> ` '� tahes and assessments whicl►may auain pri4RV�ta±;ot ihis Security Instrument as�lien on the Yt�aps�ty;(h)Yearly.teusehold
<br /> �°�`� % or arid cents on tbe cF.i c hazand or Pt�apenY ins�uancc premimns; (di Ye�r1Y ttood
<br /> - -- P�n� � PfroPenY.� aA3+i-t 1 Y�Y ---
<br /> .�`� insiusnce pr�miwns,if as►y;(e)YearlY,mortgage invnance psemiwns.if,any;aad t�any Sums payabte by Banower to
<br /> �`. �. I.endu in accordance wii6 the�nuisial�of Paraglaph S.in lieu of the payment of mort�e in�urance preaniuuss. 'il►�se
<br /> ;'````�-.{ ,,�. : . iGerru aze callad°Fscrow items: L.e�asf�r maY•at ang time,coltect and ha2d�ds in an ar�o�nt not ta exseEd�Ifc manimum
<br />,:<�. ;•.� � ; amounE a leader far a federaliy retated u�tgage toan may require for.Borrower's esaow accoune under the.federa!Rea! --_
<br /> � „,�. ! ' Estate Settlement Proced�ucs Ast a€14T�as a�nended fimn Gme to time,1 Z US.C.§26d1 et seq.l."RESPA").unLess attothe[
<br />, ;?` .. . .._' iaw that agplies w tfie F+md��et�c a i�.ssee'awwnt Cf so:Lender may.ac any time.co!l�ct and ho►d Funds in an.�rnount not w �,M-----_
<br /> � �. — .:
<br /> ,� _ �� . � "cxoee�tt�iesser amount: Lender r��rstimate tfie amount af�Fimds due on,ttve basis af current data and masanabie: � �
<br /> - ' :.'�estimat��rf'eapenditiues of funure Es�w Items or oihetwise in�rdancc witDapglicabte law.
<br /> • ':;`� Tf��'unds s4aJi:be hetd in an ins�titutiao whosc deposit4 an�iasure�by a fede�al agency. instrum�iin'•�r en!� �`,?.�
<br /> _- .. �_;,. : � (inciuding lJender,if Lender is suciz an insstiututEon)or in any Fedetal_Home 1-aan Bar�ic. Leoder s6a11 agpiy t�fw�ds to pa�•- -- _L a:
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<br />, - .: .• .,•� � .: the Escrow items. L�endct m�y not charge Borrower for holding and applying the Funds.armually�.the escrow Y_�L_°,
<br /> � - �`�` �- :' accoun i,or vesi fy i n g t t t e E s c ro w I t e m s.u n i e s s l.e n d e r p a y s 6 o r r o w e r i n t e r e s t o n the FurtdS artd,a p plic�.U?e law p e rt nits , ,�°`-
<br /> :��;F . �'�''�..f: `. ' ' i:ender to make such a cfiarge. However.Lender may require Hartower to pay a one-time charge for aa independent real ,�•:`:t�::—
<br />;;�:":,'. • *t_•"." • estate taa repor�inng service used 6y�ec in cqnnecdon with this loan.ontess appti�ble law p�vicies c�thenwise. Untess an = -- - _
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<br /> - - � agreement is made or applicabte tasv�u��s inte�st to be paid.lxnder shal!not be required ta pay Borrower nny interest or ,, ; . _ ,: __
<br /> `� ' � -'�� eamings an the E'vnds. Bortower arni.E,��r snay ag�re in writing,however.that interest sh�ll be paid on the Funds. 1xnQer ' t.;�: • �i.
<br /> " � shall give to Bonawer,widwuc cEr.r+,��:�.�annual accounting of the Funds.showing credits and debits to the Funds and ehe �r ,: • ..z�
<br /> - . pwpose for which each de6iz ta tise i�s was made. 'iiie Funds are pledged as�dditional security for all sums sesumd 6y ;,,",.,: ';M ' .
<br /> :. th'ss Security InstramenG ' ' =r'r�. �����
<br /> l�t, �, � �'�%}j If�i�e�nds held by Lender�e�.�x�#the amawts permiued w 6e held by applicabic taw. Lender,.�1�':'aceonnt.ta :�`` �, A* y =
<br /> _��.,�.��. . �. :,} ' '��%�� Borrowec f�r the excess Funds jn�ca:r�:�.zce with tire requiretrte�t�c�f applicabte law. If the as;ount of d;»L'�s he;d=�a}'v � � ,,,,_1e.�
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<br />,:'. '.i �° Lender at an time is not suf�'iciers��y the Fscmw•(tems a t�,�ne,L en der may so no t i f y B o r r owe r m:,���..g.and.`�� ��-••:-�;:`—
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<br /> : ` "'�`"` '�� sach case Brnmwer shaL;�.pay to f.�.�the amcurst necessary to make up the deficiency. 8orcower s�a:aake up the _.:�-=�'`;. --
<br /> ` ' � � deficlency in no more tts�r�eJve ca���`�-;y paymesi-�...3x•i-ender's sote discretion. �' ��"`'�
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<br /> . .,•Y • . ,p,�;. Upon payment in fuii of all sums�r:cured by thi's Security Insuumem.Lender shall promptly refund t�+$onower any :-�`::.:�a��, �'
<br /> � � ���'�-��" Funds he[�by.l.ender. If,ander�.r,�;_.-�'3;h 2l,Lender shail acc{uire ar scli the Property.Lendu.priar ro_the acquisition or ': ,�:,.�F;'�`'`r, ��
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<br /> -' ' -��'�� sale of the Property.shall apply arly�snds hefd by Lender ut the[ime of acquisition or sale as a credit aguinst the sums ; , ,;:, ;�
<br /> ���f�� Lnstr+ament. • �;t,c;''��.
<br /> `•;s=`. . secured by this Securiry '�;"� �;};,s.�� r. •. :. :
<br /> `-` � "` "�,, 3. Applieatioa a�.Payments. Untess applicabte law provides olherwise. all paymenu received tsl�{.,ender under ...- .
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<br /> � � •��'�, paragraphs�l and 2 shal!be applied:fir.st,to any prcpaymcnt charges due urtder tho Notr;secand,to amwrt:��yn61e uadcr '�'r-�:. ,�"j ','::;:�`_=�
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<br /> . � ��` ,�" -��=�h�'sr paragapb 2:thirQ,ta intcrest due;fourth.to principal duo:and IAS�to uny late charges due undertha Note. ,�:, ,,,,,..,_„�„�
<br /> � :'�;-�t:r•.;: 4. Char�es; Liena Borrower shall pay all taxes,a+sess.mcnts. char�e�. fines and impn.itions anributable to che• :.,ti:;���!=�__
<br /> . "• . � ���c:f.�iYiF,. . j . ,o..,l f; ,
<br /> .; Property which may attain priodty ovet this Security instrument.:�n�t 1e:�seho►d payments or grauad rcnt9,if any. Barra�er � ':�7,1¢�;�-�
<br /> ' ,�'- �- ° . shali pay these obligations in the manner provided in paragraph�:��:�if rtot paid in t8at manner.H�rrower shall pay them nn
<br /> �•:.,,..;
<br /> � ' umn direcUy to�he persan owed payment. Barrower xhall promptty fumish m l.endcr all notices nf amourrts r,�:be paid undcr � ` :,,, . ;
<br /> ..>:F;_ . ' this pawagraph. If Borrower makcs ihese paymcnts directly.Borrowcr shall promptly fumish to Lender nac�.�i�,�s evidencin� � • ��, . ,-.
<br /> . . -.�.T. � . . ' the payment�. ,. . : •.�;:��-•_
<br /> �r::. Barrower shall prompAy discharge any lien which has priarity aver thls Security Instrumc�s:�kc:ess B'or,vwer.la)agrees f. ;_;��a�F�'�:;
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<br /> ' + •�-�•� in writing to tho payment of tho abligAiion secured by the ticn in n roanner acceptable tn Lendc�r- �7:Contests in good iaith the � .; �_.,_�,. .
<br /> F��#(41;: �� +
<br /> � `` ,;,.,iS� lien by.or defends aguinstenforcement of thc lien in,legal proceedings wfiich in the Lender s��,iaion aperat�e ta prevent the (. ��µ�7,
<br /> �;;s_+��,'� enforcement of tho liea:or(c)secures from the holder of the licn an agreemen��,:tisfactory td l.ender subc�-:.i�ating 1he Uen �,,. ;
<br /> • � ' ti ` . to this Securi inswment if Lender determines�hat any part of the Property�5 subject to a licn which m,:y attain priority �'° : , ..
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<br /> ,�'F;�_; � �• • over this Secunty(nsuument.l.ender may�ive Barrower a notice identif in the lien. Bortower shall sati�fg-,c.tie lien or take }�� � .�.•,;?:; � •
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<br /> . ',4� . one or r�or�af the actions set fonh abave tivithin 1�days of[he gs���.�:of noticc. { � � ��;�;�-� •
<br /> �' '.-,<?�!. 5,. �az�rd or Praperiy insurance. Honower shall tcc�ep�rYa improvemcntti now existing or hereafter erected cm�`� - t �:� �
<br /> . ..�.t.:• ` '��`;�"'•
<br /> _ • ��t, Property+insumd aguinst toss by fre,ha�ards included within th�t term"extended coverage"and any ather ha•rx:ds,includin�
<br /> ' . � " floods or floading, for which l.cnder requires insurancc. Thiw imurance shall he maintai�icd in thc ama�;CS and for the i
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