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200403968 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />r <br />s (Seal) <br />Terry Lee Jepson - Borrower <br />(Seal) <br />Lori L Jepson - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />- 6A(NE) (000 5) Page 14 of 15 Form 3028 1/01 <br />T <br />I <br />