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<br /> — , . . ` 7'QGEfHER Wi'fH all�e impiovemsnts naw ar betrafter erected on the pmPertY.anQ atl easerne�tts.uppuRta�es., ', .
<br /> ' aec!fixtures nove ot Ircceaft�r n put of the property�. Aii replaceutents.and addidoas shall also he eovetgd bp this Sec�uity.
<br /> �nt. A!i uf the fangoing is referneA[o in ti�is Secynty instwneat as the�.p[+operty.° � ..
<br /> '�'- . BORROWEIt COV6DfANTS that Ronower is lawfuliy seisetf of the estate hercby conveyed stnd has t+ae ri�f to gant
<br /> = and cbnvey the Prvpetty actd tt�the P:aperty is unencuinbered.ezcept for ensumbraaces of record. Bamwet warrants attd .
<br /> will deFend getxrally the title to the FmpertS►�8�nst aIl claims aM demands.subject to any encumbr.uues of tecord.,
<br /> — TFIIS SECtJ[t1TY INSi1tUMEN7`cambines+unifacm covenants for nationat use and non-unifomy covertasttsr.arith
<br /> = limited variations by jurisdiction to constit�te a w�ifa�security ias�m�t cavering real ptoFertY• - -----
<br /> UNIFQRM COV�NANTS. Botrower and Lender covenant and agree as follaws: ��p when due the =
<br /> 1. P�ym�enE ot�naeiptt and lntercst;Pce�ymeat and Lnie CAarg� Borrower shall �Y P3Y e
<br /> principal of and i�erest on tbe clebt evidenced hy the Note and any prepaxment and late charges due under the Note. �
<br />- � F'uads tor Ti�es�ad Iosuraaea Subject w appticabte!aw or to a written waiver by lxader.Borrower shall pay tn
<br /> LeQder oa the day mopthiy paymeats aze due under the Note,unul the Nate.is paid in full.a sum E"Eands")for.(a)Yearlp
<br /> � taxes aad assessrna[tu which may auain ptior'►ty over this Sewriry instnunent as a lien an the Praperty;tb)}easiy leaseho2d _
<br /> - ' PaY�ar ground rent&oa the Property. if any; (c)YeaztY hazazd or pmperty insurance prenaiums: (d) YearlY flood -�
<br /> - insurance pramiums.if any; (e)yeariy mottgage insurance piemiums.if any: and(�any sums payable by Borrower to _.
<br /> --- _ t,ender.in accordance with thc pravisions of paragraph 8,in lieu of the payment of mortgage ins�rance premiums, lhese �"� -
<br /> ite�ns are called"Escrow items.° Ixudet may.at any tune�coltect and hold Funds in an amourt not to exceed the maximpm ���--,_ -
<br />: ' - amount a lender for a federally related mortgage loaR may require for Boaower's escrow account under the federal Reai ��-�
<br /> � •� � Estate Seuiement Pracedvms Act of 19�4 as amended from time to Gme.l2 U.S.C.§2601 et seq.("RESPA"),untess az�ather .-���
<br /> � law that applics ta the Fvnds sets a tesser amount. if so,Lender may,at any dme.collect and hold Funds in an amoQnt not to �_ _�r.
<br /> exceed the tesser amounG t.endet may estimate the amoiu►i of Funds due an the basis of current data snd reasonable ; .�-`'�;:-
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<br /> _ esama�es of expeaditures of future Escrow Items or otherwisc in accocdance with applicabte law. � •:; .�
<br /> ` - - 7He Funds stta116e hetd in a�institation whose deposit�are insured By a fedejul agency,in.strumentality,Qt entitY r�`.`"-'�-=
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<br /> � ' (inctudiisg,Lemder,if Lender is sach an instltution)or in any£�al Home l.oan Baak. Lender shail apply the.Femds rxr pay -s �,�•---
<br />� - the Es.x�sv Iteq�s. t�ender may not charge Borrower for.t-.citd�;and applyi»g tt►e Funds,annuatJy analyzittg tfi�r�xia�+ :�':�-
<br /> account,or verifying;the Fscrow items.untess[.ender pass t�rmnwer�tecest on the Funds and apgt-ce�Se f.;:��- ' ,?°.t,u.-=
<br /> Lender to make suds a charge. However.Lender may requixe Sorrower w pay a one-time charge fae ak:.uz.�..���1 .
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<br /> - - ,,.,��,, ;-: � estate taac reporting senrice used by L,ender ia connection witit ttscs lo�ct,�"�5 aPPUcable taw pruv�de.s c;-���s�..:'.rL.�:?ess an -`—:. ��_
<br /> - ., , ��.:� ; agreement is made or appticable law requues interest to 6e{�.:u,�Leader�If not be required to paY Harmx?�?�"f�t°r ,
<br /> , -`: � eamings on the Funds. Borrower and L.ender may agree.in�rE�.-s�,ho�trever,that interest shall be paid an�e C�:.Gender �.�'�.
<br /> " � � shal}give to Borfo�ver,without charge,an annual accoum��£the Funds,showing credits and debits ca��.F�ss aid the . _ ' _�F
<br /> �'�.�... purpose for whicb�ch debit to the Funds iva�ti�ade. The Funds are pledged as addirional,security fax•,:IC�s�ss secured 6y • • ,�'�
<br /> , " ��- � - this Security[nstram.;s�. � • �
<br /> L��pa.L . •
<br /> If the Funds t�;.�3�by Lender exceed the.asnounts gerz^�tted ta be held by applicable law. Le�-�s'�sball ar�aunt to � ��-
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<br />. . �,. Barr�ner forthe eacess Funds in accordance witl�.the teq�uraaents of applicable law. b�the amount of the Fum��=.r.�-�.�.°'..�by Y.�,,..;,�r:,,,.%;n�;.
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<br /> , �� �,,: l.era�a;any rima is not sufficient to pay the Fscraw Ltecr,,�•��en due.Lender may so r�atify Borrower in writ�:�r�l.in � - • �;��:.
<br /> suc3a ca�°.Baczpwes shaU pay ta l.ender the amnunt n�-'^ss?-ry to maice up tha defice��cy ,. =�'"•�'" `..
<br /> •. �; Borrower shall �r2f�.�tf�e �"�
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<br /> ,=°�, , d�t�ency in ao c;ere than twelye monthiy pa��r-r.^:�5,at L.e;z��''s sole disaetion. �- • . =-�
<br />• '�`` `-�` � . lTpon pav�ne��in full of all sums secu:�.i��•Lyis Sec�riry inshumerx.d.ender,shall promptty rdrr�d to Borrcw='c'amF : ' '�`;
<br /> •� �"� .� � • Fimds held by IzQy�r. if.under paragraph 2t.�.:nder shalt�uire or sen.�z Propert�'.1.Qnder.pricrn�the acq*'�:an or , �
<br /> � sate of the Properry:shall apply any Funds ireld by Lender�:t the time�f acquisitiac��:s sa le as a c r e di t ag ai ns t t h_s�m s ' :.+�.
<br /> � �.�� ` .. �."�� secure0 by this Securiiy lrutrument. � .
<br /> ��� �' � 3. Application oi Payments. Unle�s applicabte law provides erherwise,a1l payments received by l.ender under �.�
<br /> , .` r y.- . �•. paragraphs 1 and 2 shall be applleA:first,to anX,prepayment charges due eucder the Note:second,to amoanig payable uader : . .:_-
<br /> . - � ara ph Z;third.to interest due:fourth,to�*rincipal due;and last,to any tate charges due under the N� �•' :.��=�_
<br /> , � •;•.�,_• _ � . P 4�. C6arges; Liens. Boap�uer sfiail pay ali taxes, assessmen�s,charges.fines and impositio::s attributable to the . _
<br /> =-�i,=`.� • proyerty which may attain pria�j;�y r�ver this Security lnstrument.and teasehold paymeats nc gound rents.ii any. �orrrwer
<br /> = '�'' � shall a thesc ob}i ations in t�`i�.nanner rovided in ara h 2,ar if nat id in that manner.Horrower shalt c�m on � �� ' �
<br /> �,.:-•_. : P Y s P P S�+P Pa Da"�` .
<br /> -.�_'- tlme directly to the person owed paymenG Borrower shall promptly furnish to Lcnder all notices of amounts to be�d�-*.der .
<br /> .°;�',^• �.'`' ' this ara h. iP Borrower makes these T— r �
<br /> , , ;;;�� . p �p pwr.,..:rts directly.Borrower s8.�f promplly fumish to Len��ceipts evrdencing
<br /> .,;:.�• '.;'�t . . � the payments.
<br /> . ��""` '� . ' ' Borrower shall promptly.discharge any:::�t which has prioriry overrh;s Security Insuument ur,iess��:rower.(a)agrees . , � � •
<br /> �-�- in wdting to the paymene of the obligation secured by the"�.:��a a manner acceptable ta Lender.(by cosr.:sts in gvod i�.h the `, � ��
<br /> ��,,,;�.:
<br /> ' •�"-' � lien by.or defends against enforcemeni of the lien in:le���roceedings whlch in ihe l.ender:s opinian operate Co pmze�:t the � . •.:!�:,.�,;, . . . •
<br /> . ��� � . enforcement of the lien:or(c)secures irom the hotder of•��e tien an ageement satisfactory to l.eader s;,.•bordinatir_n ri�:lien ;��"���'� ,.
<br /> � • ",' • � ' to this Security Inswment. If Lender determines that any part of the Properry is subject ro�lien w�hic.is may attain priority .
<br /> � ��" `, �• � over this Security Instrument,Lender may give Bortawet a paticc identifying the lien. Borrower shali satisfy the lien or take � � .
<br /> . " .� one or mare of the acttons set forth above wiihi»!0 d�ys ct�S�t givin�of notice. � ' ' -
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<br /> ' � � S. Ha�rd or Propert��suranre. Barrower stta:t k�::p thc improvements r.c�existing or hereafter erecc�S c��tha ' ';`� s':�' ,
<br /> ''''` .� Property insured against loss by Fre.haaards included wils+.r:he term"extended co���e"and any other hazards.cn:;jdin� f _; ��':`�'i� �
<br /> , , • � Qoods or Qoodittg.for which l.ender requires insurance. 'I'his insurance shall be maintained in the amoun�4 z�3 fo-the ; . , •
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