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<br /> � ` ' °`� 13. Lan Cbar�a. !t che laae�curod by thi�3ecudty In:tn�ment i�subjact to�law which�ets rtwximum lan
<br /> �"�''.`:: ^ �` ch�raa,and th�t law is iin�lly interpreted:o tlut the inter+est a�ather Iwn char�a collacted or to ba colixted in cannection
<br /> '} �.. ' with the loan axc�ed the pennitted Il�n,then:(a)any:uch la�n ciu�rga sh�ll be rodu�xd by Uw�mount necec�y to roduce
<br /> ,� ` the chu�e to the permitted Ilmit: And (b1 Any sun�alre�dy collocted from Barrawer whish eu,adod pertnitted limi�s will ,�.
<br /> ,�`�,.� ' ''�;.:,':,:• .•;.,. 6e reftuKbd to Banower.I.et�dor rn�y choo:e to m�ke�hit roflmd by roducfe�the princip�l owed undor the Nato or by rnaldn� -:,�5
<br /> � : , .. • � a Airat payment to Barrmver. If�refund roduce�princlprl,the roducNon will be treated w a putW PrepaYment witUout
<br /> � , ,. . .';;�.,;��:' �Y P�WYme�t clwr�a unde� Iha Nate.
<br /> � , � 14. NM�a. Any natice�o Banuwer provided for in thir Security lnstrument shs�ll be given by delive�in� it w
<br /> � ' by mpiUng U by frst cl�ss mail unlers�pplicable lww rcquir+ea use of andher method.The natia shwll be dit�ected ta tho �
<br />.�.+;�:..,. .� .:. � „ ' ' Aroperty Addr+ess or stny dhcr�ddtess Barn►wer desi�nates by notice to Lender. Any notke ta L.ondo��Iwll be given by ,:;;.,�<.;';;q,�.,
<br /> �.. • �� ..� fl�st ala�e mAil to l.ender's acfdmss stwtal heraio ar Any other address Lemle�designwtes by notioo ta Rarrower. Any ndfce • � ' .
<br /> �.��. ' � � rovided for in Ihir Sacurity Instrumern shall be deemed ta fwve boo�piven ta Barrowcr or Len�ler whan given as provided �:-�::���:..:. • ,
<br /> .�'`•,.�. . � , _ _ .
<br /> •- �n��Y����. W��tLL:�.Mt�4 q�
<br /> . ;:,� ;. . . . � 1S. (3overninQ Lww; Saven�blNty. This Secu�ry Instnimem shdl ba gaverned by fabrs�l law And�ha IAw of tho ' � .'i .r " "�
<br /> .
<br /> o thc Nota {
<br /> v cl sa atthis Socurl Inst
<br /> rument r
<br /> ": �';�(i ::, ; jurisdicNon in wbfch tha Propeny i�loc�tal.lo the avem th�t any pro isian ar Au ty ., .�
<br /> •,,;,�;�.,; + • conflicts with applicuble Iww� suoh conflict shAll nat affc+ct athar rovi�ion�of thic Securiry Instrument or tho Noto which " ���' � � ' '�• `
<br /> p A.�.'.`'.��Jn �
<br /> ..",;`� '�. ,.'� •�' • can be given effect without the aanflicdn� pravidon. To thi�e�d the provision�of thi� Seoutfry Insirumenl rnd the Nda ;�,�:,,•,�� �
<br /> �� '.� .it ? , are declared to be severnble.
<br /> ' E' � � '_ 16. BoROwer'a Copy. 8orrower shnll be given one conformed copy of the Nate wnd of this SecurUy lns�niment. �,,�,.,,
<br /> • ' � 17. Ttpa:fer of tha Prnperty or a BtneRclal Inlerest In Borrower. If all or�ny part nf the Property or any �
<br /> � ' �' interest in it is sold or transfcrnd (or i f a bcneticial interest in Borrower is sald or transferted and Harrower ia not a naturnl ,r�•{'%�";• . n_ ��._
<br /> , �:,..
<br /> ; • person)wlthout L.ender's pr�or wrinon canrent, I.ender may,at its optian, require immediate payment in fLll of all sums '�"i`'it;:. " '
<br /> ' �. �, secured by this Secu�ity Insuumcnt.Howcver,this aption shAll nat be exercised by Lcnder if exercise i�prohibited by federa!
<br /> � ' law t�of the dWe of this Secutity Instrument. -• ••�
<br /> �!:,,s;;�• : ,' ,', If I.ender exercises�his option. Londer sh�ll give Barrowe�notice of acceleradon.The notice shall provide�periad •�••�:-:.''�
<br /> , .��,, , , ' af nut less�han 30 days from the d�tc �hc notice ic delivered or mailed within which Borrower musl pay ai�sums secured '
<br /> � by this Secudcy Instrument. If BoROwer fail�to pay these aums prlor to the expiratian of this pariod. Lender tnay fnvoke �� �`���'��'
<br /> '.'�';��,�`', ,, aay remedies permitted by this Security lnst�ument withaut further notice or demand an Bortower. • . ;.
<br /> . " � 18. Borrower'r Right to Reinrlate. If Borrower meets cerlain condkions.Borrowor shall have the right to have .
<br /> I''� � �� enforcement of�his Secudry Instrument discontinued at any time prior ta the earlier of: (a) S deys(ar such other period ^ -r
<br /> .. :. i� . .:s:: . .
<br /> � As applicabk law mey spcciFy for rcinst�tement)befone sale of the Property pursuanc to any power af sale containcd in�hic ., �'�`":» �"
<br /> — -,",�' Stcurlty InstrumrnC, or{b?entry nf�J�utgntent enforcfng this Secu�ity Instrument. Those conditians are that Borrower: � :.,, � � �
<br /> '� ��'� ' '�' (a)pays I.cnder all sums which then would be due undcr this Security Instrument and the Note as if no acceleration had � ''�,; ;: �= •
<br /> ��'� � - cecurred;Nl cures any defAUlt of any other covenentc;or agreements;(c)pays all eapenses incurted in enforcing this Security � ' �
<br /> ,°� '� .
<br /> •� lnstrument,including.but not Ifmitcd to, rcasonable anorncys' fces; and(d)wkes such action as I.en dcr may rcasonab ly h . �
<br /> requiro to assure that the licn of this Security Instrument. Lender's�ights in the Proporty and&�ROwer's obligatian to pay i ;3a.��
<br /> � , the sums setured by this Secu�lty Inatrumem shall continue unchanged. Upon roinstetemenl by Aonower,this Security In-
<br /> ':,:_.
<br /> atrument and the abligatians secured hereby shall remain fi�lly effective as if na acceleration had occurred. However.�hia. ( : ; ;ti�{,•
<br /> dg h t to r e i r u t a t e s h a ll n a t a�p l y in ihe case of acceleration under pare gra ph 17. � ��
<br /> u �
<br /> � • l9. Sale ot Note;Cd�ange of Loan Servker. The Note or a partial interest in the Noto(together with this Security
<br /> � instrument)may be sold one or more times without p�lor notice ta F3orrower. A sale may resull in a change in the entiry • � ' .
<br /> .�. (known os the "Loan Servicer")that c��llects monthly payments due under the Note and this Seeurfty Instrument.There � � �
<br /> �' also mey be one or more changes of �ha Loan Servicer unrelated to a sale of the Note. If there ls a change of the Loan � • ,`.,�..;•�
<br /> ' Servicer, Borcower will be given wriaen nMice ot the change in accordnnce with paragreph 14 atwve And applicable lew. ��';�'
<br /> . The notice wlll state the name and address of the new[.oan Servicer and the address to which paymenls should be made. , '
<br /> •;';'�.•�� �y� T�e notke will also contain any dheT information required by applicuble law.
<br /> ' ' � • �',�� 20. Har�rdous Substwnces. Borrower shell nat cause or permit the presence, use,disposal,atorage,ar release � •
<br /> . } �� `''"','�1�;; ;�•I of any Ht�curdnus Substances on or in the Property. Bortower sha!l�rr�t do,nor allaw anyone e3sa to do,anylhing affecting
<br /> � !'" " �•I the Properry tt�ai is in violatian of eny�Environmental 4aa•. `fhr prPCeding two sentences shaiu n�•l apply tu tMe p�es�nce.
<br /> � • use,or storage un the Property af small quantities of Hpznrdnus Substances that are generally rec�gniaed t.�(+e appropriate
<br /> ��� '' to normal residendal uses and��maimenancc of thc Proyerty.
<br /> Borrower shall promp�lS givc Lender wrinen notice of any investigatian,claim,demand,lawsuit or cahe�action by
<br /> eny governmentxl or regulatory egency or private party involving the Properry and an}� }'lozardous Substance or
<br /> Environmental l.aw of which Bc�rrower has actual knowledge. If Borrower learns, or is notified by any govemmental or
<br /> .�r� rcgulatory autboriry,that any removal or�ther remediation of any Hazardous 3ubstance affecting the Praperty is necessary, �
<br /> Horrower shall prompdy teke ul! necessary remedial actions in uccordance with Environmental Law.
<br /> , As used in this paragraph 20,''Hazardous Su'�stances"are those substances defined as roxic or hazardous substances
<br /> by Environmenul Law and the following aubatances:gasnline,kerosene,other flAmmable or toxic petroleum pralucts, toxic
<br /> � � pesticides and herbicides,votatilc solcents, ma�erial,containing ashestos or furmaldehyde, and radioactivc muteriat�.As
<br /> � ' used in this paragraph 20,"Enviranmental Luw"mean:.federal laws arkllawa of the jurisdictian��hett the Property is located
<br /> , :;�_�j�;! that relate to health, safen•oi environmen�al prutection.
<br /> �•,,,,' .� . . •
<br /> ' NON•UNIFORM COVEFANTS Honower and lxnder further covenant anC aFr�e a� Po11c*ws: • �,
<br /> � 21. Acceleratlon;Remedles.Le�er shall give notice to Borrower prlor to accelernzacon followiag Borrower's '. . � �
<br /> . � breach of any covenaat or agreement 7�thls Securlty Instrument(but not prlor to pcee�si�on uader par�grnpb D�
<br /> ,. unkss appNcAble Iww prnvides d6erwlse).The notice shvll specit�:(a)the defoult;(bl We actnon requir�d to curr 1Ae � ,�• • ,
<br /> � • defaulti (c)w dpte. not kss W�n 30 dsiys flrom the date tbe notke is given to Borrower,by whicb the dlefault roust
<br /> ".,. L be cured;and(d)tlwt faUure to cure We default on or betore the dnte specl8ed in Ihe oodce may resuDt in a�cceleration
<br /> �---�---�—�-- �
<br /> - . � Oi[II!SIIrt19 Sl1711Y0 Dy 1018 JlCY�I[�IOSlr11tt1C�[atla 59IB of tOe iTOperly.i ne noiiaz siww�vruR� nnv�w�sw�.r..�7
<br /> � ot t6e�igbt to reiastate afte�accekration and the right to briu�g a court action to ossert tre ww�xisleace oP w detauh
<br /> , � {, or nny other defence oi 8orrowa to occeleration�nd saie. If the default is not cnred a+n wr before t�e date speclQed
<br /> in tl�e ootke,Lender u ib a�lion m�Y require immediate poyment in fW0 ot nll sums secured by thi�5ecuryy Insirumsnt
<br /> �� � wtthout fYuiher dema�i ad�ay Imvake the paser�sale and�ny Mher remedies permiued by appGcabie law.Lender
<br /> ' � sh�ll be entitkd lo collect aY es+e�ses iacurred in pursuing the remedles provided in t6ia poragtopY�21�including.
<br /> �
<br /> . ' but oot Bmited to. reuon401e a�s'tsa aod cats ot dtk evldeece.
<br /> � fomi0tl /110 fpa8e 1 oj3 pa�es)
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