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�' . .:1:` J� i's� �'"^tT <br /> lG <br /> tn <br /> '��<u. Mlf+"-s,..;r�q... `�' , ,�� .._.3,t°��;:��;iy��{.� ;��1•,, ,w.;`,'''.� r p• <br /> y/.I.kt,ral �l�Myi{#,py1Y�r�j.�lY,- u. . . �. � . +� _. <br /> �� .nh�y�• ., . . 71Q �.�.i.. <br /> , � , u° .' <br /> � <br /> « <br /> . . � •.e -O+a'rerwr�riWi..a....... . ... <br /> �� <br /> „ . <br /> . 93- sesi7s � <br /> :-�;, � � <br /> ..4 f . .� <br /> UNIPOIIM COVBNANT3. Horrower and l.ender covmuft�nd��ree� follows: <br /> 1. p�ym�uut d prlaciql wd Inte�ati�P�i'�pt���+Ra, �nower�hdl prompdY paY when due <br /> . the princlpal of ud intere�t o� 1he deM evldanced by tho Note�nd�nY PnP�Y�nt u�d Iate char4es dua under the Note. . ..;:;�,.:��,,. .� <br /> � . ]. Fw�tor Taaa wd la�ur�ace. Subject ta�pplic,�ble I�w ar ta a written wiiver by Lender,Barrower shtll • . <br /> p�y ta L.ender on the day monthly p�ymenu aro duo under the Nao,until the Nate i�paid in fWl,+�ium("Funds") for: <br /> (U Y�Y��e����srment�which nwy AnAin priority ove�this Secu�ity instrument aa a Iten on the Pmpeny;(b)Yearly .� �.� <br /> ' k�ehold p�yment�or Qrou�l �eau an the Propony,if any: (c)yearly h�zaM or property inwnmce prcmlunu;(d)yearly �;+��,� <br /> ' � Piaxl imurance prcmiumr.ff�tty;(o)yoady mnn��ge insu�nca prcmiums, it any;and (�w�y sums P�Y�ble by Borrower ',�•'',�,:''_� <br /> ' lo l.embr,in rccotdanco wiih tho�►mvl�ians af par�praph 8. in lieu af tbe p�ymant af mortgage in�urance premiums.TIIlSE •'r- F:::�'°. <br /> .,�.� <br /> ilem�aro cdlod"P.scrow ftans."I.eMle�nwy,ot�ny time,coUect�nd hold Fund�in�m amount nal to excad the trtwcimum • ;�.,, , . <br /> �unount�Icndcr for a foder�lly rol�tod mohgAgo la�n may requin for Banawet'�eacrow account under the foder�i ltaal �'.:�-:"�".'.t;:f. <br /> Fatate SenlcmcM Prc�oodure�Act of 197A As Ametbed from time ro time, 12 U.S.C,� 2601 tr seq. ("RESPA"),u�less �_.,::.,� ,,,,�,�,,;,w,,re;:,` <br /> „ . �ndhor I�w that applieR Iq Ihe Fundr setr A losser amount. If so. l.ender nuy. at nny time. collect and hold Fundc in an , , ..'•'• . �i=:..: <br /> . � ��. <br /> •mount aot �n exceed�Fto 1�ltett'wmaunt. lander moy ostimate ihe iunount of Funds due on tho bsisi�of currant data wid :;.,�;i;�?�:T7'�'� %;��r <br /> , teawiublo es�immea of ex ncfituroe�j n� w�Itema or otherwlce in accard�nce w�th appl�c�b,o Iww. �,�� ,.*: :c �:�,, <br /> p� �Ity, � � i..�;Y-,•..,.,�: ..rr <br /> �� The Funds th�ll be hold in Md�M:�ihitleh��ise depasiw ue in�urod by a fafeml�$ai�y,'instet�mentWity.or entity ,,,,i.:�;',:-� � � <br /> � qncludinQ L.ender,if Lendor i�such an inctitutian)ar ln Any Federal Hame La�n B�nk.Lender�hal)apply the Fundc ta � �"�• <br /> • p�y Ihe Pacraw Items,L.ender ttuy oM eh�rgo Ac�nowar for holding wnd applying 1he Fundt,annuAlly enalyzing tho escrow , � '�� <br /> �ccount,or vc�ifying tfie Escrow Uom�,unlesa I.ander pnya Rorrawe�interest on t1�e Funds wnd applicabla IAw pornnits Lander ��:`���: <br /> � to nuko wch w chrrge. Howaver, t.onde�may require Baerower to pay a one-time charge for un independent rea!estate I � ::;;�.,...„,� , <br /> lu RpatinQ�ervke uiai by 4eMer in connection wilh thia loan.unless applicable 1#w provides dherwise.Unit.ss en agnxment • . • ", :;,. <br /> i�m�do or spplicable liw requires interest to be paid,Lender shall not be required to pay Borrower any interest or eamings !, •�••};,, <br /> cm�he Fundi. Borrower wid Lender may ogrce in wridng,howevar,thwt intereat shall be paid on the Funds. Lender slall � "''�"1'�' "�� ' <br /> give w Borrawer,without clutge;alt wMual accounting af the Fund�,shawing credits and dobita to the Funds and the purposa ; .;� .��t„ �. <br /> fur whiab oacM dtltiit to the Funds wa�rtwde.The Funds qrc pledged w addition�l secu�iry for all sums zecured by this Securiry ' ,, • <br /> Inu�ument. I .• • , <br /> 1 Ii�he Fun�is held by Lender excaed�he amounts perndttod to bc hcld by applicable law,Lender shall accamt to Barrower t , . , - <br /> for�hp e�ces F,4pd�in Acca�daace W�tp 1he requircm�nts of applicnble Iaw. If the amount of�he Funda held by Lender at ; � <br /> my Unie w nW wflivknt to pay the Escrow uerns when due,l.qnder may so not�fy�orrqwer in wdtjn��,an�.,i cues � <br /> ; potmvYS{Wull pwy to L.eMer the amountn�e asary to�wke up the deficiency. Boriower shwll malfa,up fha�1s�ney in , c ,�'r�. <br /> no mara thKn�wolv�mon�hlY WYt�nl ��t'Lender'� va➢e titi�v�etion. .. '�, ,�� <br /> i i3�ro�Yi��i''sn`tuit at�l1 s��...;�,...^-t.'�;�.`as Srco..�y l�.�r��t. i.tndtr shall pr�m�tly rofund to Borrower ; _ �,,.��: <br /> , �ny Fundy hrW a�l.cnder.Ii,under pars+g��h:�.l.ender sha11 acquice�xe➢I the Praperty,Lender,prfor to the ecqufsitinn �'� �� <br /> or ti11e df Ihe Wt�erty. fi�11�pp1v Any Fus¢8�O�rld by L'ender at the time ns arz�visi�ion or sak as a crtidit ageinct the sumc � _ �p� �� <br /> �ecuta�bK th�s S�urny la�str�wmcr��. � ;+ �� <br /> , • 3. A�plk�t��oLpaylwa�ts.. Ualess applicable law provides o�t}ierwise,a1!�►�ments received by Lender under � � , <br /> ' pN�raphs I.ar�d 2�s�fq�le be�p�lkd:Pitx,.to anY Propaypne4tohgrge;due uader�the Mv�:�o�.��a�►ouMs pnyablc undcr � j . �. <br /> , pArw�aph 2:thud, to in�crcst Ju�e: fau�th, tei principal due;end last, tn any late ctwrgea due under the Note. ! <br /> i 1. ('Aa�es:I-len�. Ba�rowcr sh��]pay ell taacs, assessments, charges,Fnes sinnd impositions attribuwbk to the � � <br /> ; p�opcMy w hkh�my attaia pri�•riq•over this Securiry Inatrurnrnt,and leas�hold payments or ground rents,if any.Borcower <br /> • ehdl pay thcr�e ot►li�eatiun�in td+e rrwnncr pmvided in par•rgraph 2.or if not paid in that manner, Horrower sMell pay them ; � j <br /> � nn�Ime d�rectl� to thc person u+►•ed payment. Banow•er shall pr.imptly furnish eo l.ender a!0 notices of+unounts to be prid � <br /> urdcr lhfs p��rap�h•I(&xrower rr�akes these p�ymcnu diroc�ly.Bortower shall pran�ly fumish to l.ender receipts cvfdcncing , <br /> Iho p�ym�m�. ' <br /> &►rrowcr.lail pnxnptly Ji«harge�n� fien which 1us priority nver this Security Insirument unless Borrower:(a) <br /> r�ree�in wrn�ng u�thc pa�mcrn af thc�►t+l�g�tinn secured by the lien in a manner Acceptable to 1.eoder;Ib)coetests in gaod <br /> fai�h�he I�en hy,ur ikfenJ�++��in.t enfurcemem of Uee lien ir�,lega!proceedings which in tf�e Lender's opinion operate to <br /> prcvcnt�hc cnHK�cmcm�d ihr licn:nr Ic)secures from it►e holder of the lien an agre�me�t satisfactory to L.e�dtr subor- <br /> 1 diruting the Iko�o thi� Se�ur��y In.rtroment. If l.endcr determines that any pan of the Property is subject to a lien which <br /> � may onrin pn.K��y u�c��hu Savri�y Inatrunxnt. Lender rr�y gi�e Brrrower a notice idrntifying the lien. Borrower shall <br /> i aWUfy thc IKn�x��kc �mc o� mi�rc a! �hc a��ion.set forth at+oce within 10 days uf the giving of notice. <br /> S. N�r��d or 1'irapeay�lnwrance. B��rroNC�sh�ll keep Ihe improvements now existing or hereafter erected an <br /> ' Ihe ptuperly inwrcd ag�ia�t I�n► by lirc,h�zards included w•6thia the term "extended covemge"and any other hazards. <br /> ' �n►lwf�ng� fl�wda�w fk�c�tfrip. for wfiwh I.eoder require.inau�anee.Thls insurance shall be maintained in the amounts and <br /> ' lut Ilw;peru►J��h�l I.c�Jer rcyulrca.7 h,r��surrn�e rarr�er pro�•iding the Intiurance shall be chosen by Borrower subjecl to <br /> 1.nJer'.M�+�+r��vwl whirh.Iwll m�t+c unrca.+»uM1y withhrld.If&�ru�wcr failx to mninuiin coverage described above,Lender <br /> mry. rt I rnJe�'.u�inn, ��M�in.•��verugr a�pnHCrt l.ender'<rightc m the Propeny in�cordance with paragraph 7. <br /> All mwran�r pdi.•K��nJ rrtxwul.+hall Ne acceEiwhir tu L.ender ond shall imlude a standard mongoge clause.L.ender <br /> • , �all lu�c�lu r��th�a�huld ilM• p�h.ic.and rrlNN.II� It IAnaier rcyu�res,Bonower�h�ll prompUy give to l.ender a!1 receipts <br /> ��1�aNl prriu�un�.ral re�wMrl n�+t�cea. In thr cvtm uf I�nr, &�rrowrr�tu�11 give pNimpt notice to the insuranre camer and <br /> ; I.��rM•r 1 rikk�� ���.y ����i������� �d lu..d nui �nrJr prumpNy M &�Prnwcr <br /> I�nl�•�.1 cnd.•r.mJ I���r��+.rr���hriw i..rgrec m wnun�.. mwr��.c�rckecJs+hsll be appl�ed tu restoration or repair <br /> ��t ih�• Puy�r�t� ��,�m,�ycd. ����xr r�e.��,r�u�xi ur np�ir u c:.,TMxaw�U� fe:��ible�nd l-ender's security is not lessened. lf the <br /> ���bN�n��n��r r.�u �� ma c..�wc���•rlly hr�ihlc�w I,cm�ko�. Kcuray x•ouW be-0e�.,ened, the insurance proreeds shall be <br /> y�lreal ln�hr�uim+.yurcd hy du.ktiurn�In.tn�ro.�ro.rYriher�•r nM then due.v►+th��.�!exress p�d to 8ortox�e�.!!��rrower <br /> ���n► the Ih��rl�..n J��•�n�N rn.NCr wi�h�n 3+y d.ot i M�we (r+Ma�l.eio.�ltr tYo» the �a�s�aranc�e cartier has offered eo <br /> �t �rulr r.l�un,ih.ro I.rn�k�r nw���dlcr�ihr m,u�aixe pa�r-ecal. Lendu map uie t0�e�raeeds co repiir or restore the Property <br /> �N Iu�wy wm�.r�ure�!hy Ib�+.k.unt} In�trunkn�.�rto�cabrr rw ias�Yrra due �7�e 3�d�p per►a�K�016egon w•hen the notice <br /> � . <br /> - :: ;::� <br /> , I�nN►. I.ciMkr ��wl kM.�n�v►er�MhciN�.. .�µrer �a wnt�ng. uny •rpplic+��c.m�•�praeeds to principal shall txx extend <br /> HI�MMI�MNM IIN•Juc�4t.�d dN�m��mhl� �ynknh rcicrreJ to in�rugreph� I atxl 2 or change the amcwnt of the payme�us <br /> • It unJer�uK�r{�h :1 tIN•Vu.�xn� �.�cyu►a•d h� I r�xlrr,H�rrruv►er'+nght ta any insuranee policies end pnxeeds resultcag <br /> ,� It�xi�J�uw�c�u Ihr P��qw•Hy pnu�a��hr*�yu�.�u,m,hull p•r���u L.ender tu Ihe extenl oi U�e suma uxured by this Secur�cy <br /> IeW�umcnl �mmcd�rlrly p�uw l0 1fk xyw�d�un <br /> � <br /> 4 iorw 7021 �IIO rpoRr?u/S pagei► <br /> 1 <br /> t �� <br /> ! <br /> I <br />