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99 1U9391 <br /> PRE-PAYMENT RIDER TO THE NOTE AND DEED OF TRUST <br /> There will be a 49'e prepayment penalty lF more than 20%of the phnapal baiance is paid <br /> ofF in any of the first FIVE(5) year(s). A payment of prfnapal.only is known es a <br /> 'prepaymenY'.When !make a prepayment, 1 will tell the Note Holder in writing that I am • <br /> doing so. If I m8ke� pantal prepayment, thare wiil be no Changes in the due date or in <br /> the amount of my monthy payment unless the Note Holder agrees in writing to those <br /> chan9es. <br /> 9-21-99 <br /> �� � <br /> Slgnsture <br /> LUE J.ALLAN JR. . <br /> ____ ���j .. <br /> � � � � <br /> Signe <br /> MAR ET V.ALLAN <br /> � <br />