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<br /> — 'i'OCEi'H�!'WI't't!afl thc itnp[�uvcm+ents novv<os herrafter erectcd on thc praQcrty.and aif c�stments,oppuetenances.
<br /> _ . �od�xtu�s now qt Naeaiter a p�rt Qf thr pt+o�teny. Alt ceplaccments aad addiflons shati nlso 6c covered by tttis Secwnty.
<br /> ' � Instncmen� A11 of ahe[aegoing es te�etnd to In ttus Sec�uiry insmiment�s the"Ptoperty" :
<br /> BQRROWER CO�t�NAN'i'S that Borto+uer is lawfuliy seised of the estate heieby conveyed�nd bas thc right to,gtant
<br /> = and tonvey tt�Propaty and�hat the Praperty is�xncumbered.except for ennunbrances of cecord. Barmwer waRanu and --
<br /> wiii defend ges�erally the title to the Propertx agai��t atl claims arM demands.subjcct to any encum6r.usees of recard.
<br /> — THIS SECURiTY INSTRUMENT�combines_unifomt covenants for nationat ase and non-uniforat covenants with .
<br /> - - - - lunrtod warutions by jurisdiaioct to c�siihtte a uniform security instrument covering rea!propecty. . - - ---
<br /> UNIFpgM COYENANTS. Borrower aud Lendersovertant and agre�as follaws:
<br /> _ — 2. FYyn�nt of Pri�3pf1 aad Interesh PreFiS'meat aad Late Charges. Amrower sha11 pmmPUY{�Y when due tt� _
<br /> -= - priIICipat of aad inteiest on the debt evidenced b�f Use Note atW any piepayment and tate charges dae under the Note.
<br /> ,�`� 2 Foads for 7�u[es a�d lasurance. Subject to applicabte taw or to a written wa'sves 6ys l.ender,Bo�rnver s6ali pa}ta �
<br />-- Lender on the day monthlY PaY�unts are due under the Nae,until the Note is paid in Culti�a sum("Funds")for.(a)Y�5
<br /> - t�es a�assessments which may attain priority mer t6is Sernritg insuument as a lien on the Ptopeml>lbl�Y�uIy Ieasehold
<br />_ �.Ea�cs or grnund rents on[he Praperty.if any;fe}��fy bazard or prope�ty insurunce pzemiwns; (dl:yearty!flood _
<br />_-'1� iRC*:�ance premiums, if any:(e)}eaziY mottg�e_ms��Pre��ns.if any:and(fl a�►Y sums PaYa51e by Bomnwes to �_
<br />:A:.� L�:det.a�acwMance wiffi ttr pmvisioas ofc�aph 8,in'lieu of the payment of mortgagc�inRUacs�e p;emcums. '[ttese _
<br />``,=��� • i�aie eatted"Esemw Items." �der a�aae•r«��ny[uae,fotlect and itnCcfr Fu�ds in a�amaunt nflt taa ezceed the maaimum r_—_
<br /> acneant a lendec for a federallg�zelated maerir'�� toan may requite far 6arrawer's es��vtv ascoutii'�det the fedeial P.eat =�
<br /> �;�; . .Fsfat+e SettIement Procedures A��sf l974 a��nded fsrna time ta ame,[2 iI.S.C.§2fif4 E`et seq.{"R£SPA?,nnless another --- —
<br /> `� � law t6at applies w the Ihmds sets a tesser��=t- !f so.L�r may,az aag tim�,collect aad hold Funds in an amount not to ' �"�
<br /> �;,,;1:� ` - � excrxd the lesse��mousrt. Leuder may�te the�of Funa�s�e art the 6asis of cuir�nt data and reasom6f� ��
<br /> � estimates of ex�e+�,..�"�nues of future Escmw Ste.rs or othecg��accocda¢c�aith appGcable taw. �.
<br /> ;_-f;� 'tia���s�a.:I be hcld sp ar►iristitudon wriose�ace ins�..3 by a federal agency.inswmeniality.or en6ry • ' �_---
<br /> (�,���:�,if Lender is"x�:ch an institution)or ia asa��eral Home Loan BanIs: Lender shall apply the F�crws to pay
<br /> - - ' ' tf�LG;aow I�;,s:,Lendei��:!not chacge Borrower�'�Br..�Iding and applying the C�3s.annually analyzing r��escrow --
<br /> �'���''� -'"�'�' a'coir�n�or v:^6�}iztg the E�`.?te�ns.unl�s Leris3s��;ss Borrower interest on ffae�'vnds and applica6te�p�+mits -�---=-
<br /> .. .,, p� ,%., : . Lcader to makr sueh a charge:."�However.fu�:e�maj�i�quire Bozrower to pay a oci:�:�e charge for,an indepe»dent real , ,--�-_°----�
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<br /> ��;- '•' �_� estate tax reporting service used 6y 1:etrC�:�^�aa`�ectin�with this loan,untess applicable!aw prov%d���swise. Untess an .. ��
<br /> ent is made or a cca'i1°�w�e�-.�xM:+`srz�t sa�e.paid.Lender shall not be reqoined to�?t�.-e�au»ir�-�g an�,terest or. � . ss�s��r�--�-
<br /> �� �� �m PF3+ -.-• . '
<br /> �1� -�.. .` �r�gs on the Funds. Bosrcn���an3�'e-��:�a���•ATiting.however.that interest shaq be p�:�•3:'��e;'��:it �.ender �; _,. '`
<br /> .,,'�� -T '�'s` ' �:: 'g�re ta Borrower.with��ae.a��:�a.��:.��o�the Fi�nds.showing creu+"is and de��.�.a L��Ya:.d the . �, ,.�.•
<br /> :r ` � r' -�:�;:;' ' .- :i,;��r�.,,�?�far a�.iah e2cb debit to���isn�s;•,�ti�a?� ���in:�,.'s are�Jr.dged as a���securit_cr f����:�`c1 by . (. y
<br /> t_y, . ' , l/y �-j!��.i��:_
<br /> . 1 � 'a. � U-44'`J'r��1.,�ri�Q�'1�QS11`l��t. ' . - . . - . .. . , . �(i�`'�lY�..i.�i
<br /> ,` '�J � : `•Zf�t�e�v.-��held by Leadec exceeci d:�a�caunt�pa-�W���c� i��held hy apgticabl� 1aw.�:a-:�sha'��x��:.t�t�� ; '��sf -,�'�
<br /> •�' '�, •�.� g�r,,,nver for the exces�Fands�accoi��a�ich the c��air�z�is af�applicable law.. if the amourrt af the Fi.�n.ts n23�by �i��}�
<br /> � ��'� L.e�er at any time is not suff+cizut to pay the Escrow Lte-ms�vhen due.Lender may so notify Borrower in wrinry�;and,in . _
<br /> �.�..�s: . _ ..
<br /> �• such rase BoROwer shall pay to Lender 1he amaunt necessary [o make up the deficiency. Burrower�hali m�o.ke up the �
<br /> deficiency in no more than twelve monthly�ayments,at Lender's sole disc�etion. ,.
<br /> . 4y -,i!!r�'•�= " Upon payment in full of ull sums secured by this Securiry In�cuumenG Lender shali pramptly refund to Borrower any , � - �:
<br /> � i - '• � ' Punds hetd by Lender. if,under paragraph 21,lxnder shal!acquire or scll the Property.Leader.prior ta tha acquisition or , . •� � i�
<br /> -'j `? � sale of the Ptaperty. shall uppty any Fundr hetd by Lender at the time of acquisitian or s�le as a credit agaiact the sums g.
<br /> . ',a-� '• : � •.. secuced by thiu Security ln�trument. . ,.,�� �
<br /> ` �. ~� 3. AppUcation ot Paymen�g. Unless applicablc law pmvides othcrwise. all paymcnts received 6y Lender under ; •: '
<br /> • . paragmphs 1 urtd 2 shall he applicd:iis,t.to any preQayment chargcti duc under the Note:secand,to amounts payable under � : '"_ �'' —�
<br /> � paragapb 2:thi�d,ta interest dua.fourlh,ta principal due;and last,to any late charge�due under the Nate. , . _`
<br /> � ' "'' 4. Cbs�es: Llen�. R�tirrower nhall pay all taxes.assc�.mcnt.,chargNS, fines and impn�itions attrihutabte to thc ; _
<br /> �-�`� . Prapeny which may attain privriry��YCr t his Secun ty f ns i r u m e n i.and lca�ehold pa yments ar g round rents,if any. Borrowet ' ��,�-
<br /> � ..dY -'.- shal!pay ihese obligations in tho manner provided in paragraph 2,ur if not paid in that manner.Bnrrower shal!pay th:m on � l..-1--
<br /> ,,.. . . - ±;`t:_
<br /> • ►"" ' - =- time ditectiy ta the person o�ved paymant.� Bormwer shall promptly fumish ro i.cnder all noticey nf amountsto be paid undcr ;
<br /> ' • this paragrAph. IC BuRO�ver mnkes thuse p�yrnents directly.Borrower shall pramptly fumi�h ro Lender receipl►evidencing „ '._j.�:'�:'-•,;,
<br /> . ••,�'..�.'-. • thepaymeni.s. � �=-:..i:-:e
<br /> . �4;' , Borrawer shall promplly dischntgc any lien which has priarity over this 5ecurity lncirument unless Borrower.(a)a€rees - ��;
<br /> �h_�.Y' • .?A!���''
<br /> h�r�: .
<br /> .. ,,. . in writing to the payment of tho abli�ation secured by the lien in a manner aceeptable ta Lender.�b)wntests in gaad faith the i�' �� ��>r�
<br /> . ��- � lien by.or defends against enforcement of the lien in.legal praceedings which�n Ihe Lender'.s apinion aperate to prevent ihe . �
<br /> �`��� •� enfarcement of the lien:or Ic)secures frcm the holder of the licn an agrcrment s�►tisfaAary to l.cndcr subc�rdinating the lien �r =���., ..
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<br /> . to this Security Instrumenl. (f i.ender dctcr�iiaes that any part af the Property is subjest ro a lien which may uuain priority �. :;,,�•,.;,;;,.
<br /> ,�`� �.:-'-• ��.,� �� over this Securi¢y InstrumeN,L.endor may sire Banower a notice identif�in thc lien. Borrower shail satisfy the lien or take . . °' �' ��`{;`
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<br /> .."':��; _- ane or more of 1Pte actions sc�fonh Above within 10 days of the giving of notice. • � � 's�'�' �
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<br /> . , • , t,', : 3. 1latard or Property Iasuranc� Borrower shat�Kecp thc improvements nmv eaisting or hereafter erect:d on ihe
<br /> �� �'`'• f�toperty insured against loss t�y fire.h:u,ards included ca"s�.fir.the tertn"extended coverage"and any other haxards.6ncladins f �
<br /> r t�;�-�rx�.:`:�', or iloodin .for whic's.C.epder re uires insurance. T'his ia:u:anre shall he maintained in the amounu ar.d for the f ��.:..,
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