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<br /> __ _ .. � . 91- tOf�64 � .
<br /> ' ��x wrcH�u a,e�n�w Q��a o����►r��i��.�
<br /> aod�fi�now or ber�tcr a put of tl�prapeny. A!i riepi�cemmts and addiaans s6a11 also be.cava�d by this S� .
<br /> insbnw�Cmt� All of tbe faegoitrg is tefened w in tbis 5eclrrity inmciment a�the"Ptoperty" : `_ .
<br /> BORRO�I►E$COVENANTS ihat BoYmwu is Eawfulty seised of the estate he�eisy conveyed aad has�the right to graai
<br /> - �d wnvey thePtop and that the Roperty is wsencumbered.eaccept for encambrances of mard. Sonvwer wanarRS ancl
<br /> � wi�drfend gmeraIty tl e title to the Property agaiau ali ciaia�s and aea�tnds,sab.lect ta 3ny cac�m�6rances nf tecocd. �
<br /> < 'i'FIIS � INSIRUME�i3`cvmtnaes unifarm covenants for oatianai use �d nnn-etniform cavenants wiBt '
<br /> ' llmited v�riations by judsaicdon to�mstitrst�a anit'a�m saauiry insmtmeat coveris�g�eal pmpe�y_ .
<br /> - --- tJNIFORM COYENAN7 S. Borrower and 3.ender covenan�and agree as folIaws:
<br /> ' 1. Pl��megt dYrl�cipd atid I�terest;PnpaJmat artd Late Cbar�es. Bortowes shali ptu�r►ptiY PaF when dae the.
<br /> principal of and iata�est on dx debt evidenced b}the Nate a�an3+P�Y�t aud tate charges due usider the Nate.� —
<br /> = i Tu�ds for 7i�xrs aed I�erancG Sabjxt to applicable!aw or to a wntten waiver by Leader.Borrower shN!po�y to v�
<br /> ' Lencic��►d�a d monthty pay�ents arc Q�e under the Not�unu7 the Nae is paid in full.a sum("fimds'�for_(a)yearly
<br /> _7.��r taxes and�(s which may attain ptiotily.aver ttus SecauitSr insm�eat as a hen oa the Ptvpprty:[b)Yearty tcaselmld
<br /> �:i;.� payuxuts as gmuad•ra�ts on the Pcoperty. if any:(c3 Y�Y fi�os property insurance p�emiums: (�Y�Y��
<br /> -___ ina�.a„r�premiums.if;aay:te?•Y�Y�SaBe�nsarance pccmiums.if ariy;and[�any smns payable 6g,8omawer to
<br />`��- L.eader.in.aoa.udRqi�ivi3h the ptovisicnss of�h 8,in lieu of the paymerstof mattgage insutance pn.'�neiums. Tnese
<br />�.� items are c3T1 W>"�►v[tems." l.esi�may,at any cnne,cottea aud hotd Fecds in an amount noi to eaceed the a�aaimuua•.
<br />-;;�= amQUnt a l�itis for a federally relkted m9atgage toan may ceqt�sre ftx Sormwer's escrow aaaant urtder the federat��t,
<br /> - Euate Settteanent Ptac�Act of 19?4 as aayeaded fi+nw t�t��r.e.12 US e.$260�er��q_("RFSPA).untess aau�c.
<br />"'-! law that applies to the Fvnds sets.a lesser amouni. If so.Lende�hua�,at any time.cotlecc aad hotd Funds in aa amouar,aatr� --
<br />_''.�:;., exceod-the lesser amounr. Lender may estimate the amoun�'af Punds due op the basis of c�rrent data.aa�'rea�aa�[� _—
<br /> _�- _' •�of expa�dit�ttrs of futuie Esarow Items or oth�awise ui�a�e with agpficabte law. . .:��.,:�� . _���—
<br /> t r - - :'t�Funds shall 6e hetd in an institution whose dep�ai�:i�vred 6y a fedetal agency,instrurn�CS�+i�-n�r+�i�# � =-
<br />_. .a (i�IncHugLmder.if Lender is such an in�titution)or in aby�:d;�Zame Loan Ban1c. i.eader shati appiv�+u'��s t�Fay �,.. --
<br /> - th�Es�.-ibw Items. i.ender inay not charge BotroK�er for Fwl d"u r��a d app lying t h e E u n d s.aanually anat:v:�;r�`the.esc�+nw �«__
<br />_. " , I acco�ra�or verifying the Escmw Items.ualess Le�P�Ys��roover inten.�st on the�Funds and appt�'n't:.'�aw pemtits °"-�;�--
<br /> . l.ender to make such a charg� However,I.eadec�.�uere Bormwer to.',,,�.�;a oae-time charge fa�:�.�dent real.' r�;:.
<br /> . � `,s� � estate tax n�uRing service used by Lender in conrt�e�.w.�this loan,unless�ppGcaBle!aw provides otIi�i:ise. Uniess an ?�;���
<br /> _ ..; a��ment is rttade dr applicable 1aw re�uirea anE�cq-tie�a;�:�+ender sl�all not be nequir�r��Bacra�eF any inte�esi..or ��z�-
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<br /> " eaznings an the Funds. Brnroweraad tendermay s;�}e�ntarEua'�::however.that interest sfia�C��-�oA she Funds. i:er.ia�r � ���',.';.::.�: --
<br /> ��• ��
<br /> .. shall give.to Bormwer,without charge.an annuai.�ova�:�u�tfi�:Funds,showing credits aro���t�to�Funds and tfie ' �,r,,{���=_
<br /> purpose for which each debi!to the Funds wa�ma�ii. '�it.��ii���rre pledged as additional seturiry far iiL�urss�cured by ,����-=
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<br /> - i ., • thisSawritylnsttumen� �, : • ` ' ''�,���;_-.
<br /> � ' If the Punds held by Lender exceed the:�-.� `�!;to 6e held by applicabte taw.Lender d�account tp --•�--
<br /> • ,tr�;�� 8oriower for the eacess Funds in aco�ce�v�s:y.�.�a.rrii:rits of upplicahle taw. If the amount of�e�Funds het�!'�. ---��
<br /> Lend�at�r.,time is not sufficient rx�l'the Fs�a�.Tte„�'s ti�i�`sfue.l.ender may so nodfy Borrower in writing,and.,in
<br /> . � ��s '� such�;.I3'orrower.shall Qay ta�f.�der.the amc�c:necessurycy tu.make up the deficiency. Borrower shaD make up the �L_
<br /> . .i. .• defciency in no mote�tweive moa*�iy pay�e�`�'.��.enderb sa:e discretian. � . .. �;,.�.��
<br /> . -.�;.,�;; �. Upon payment�a.'fui�of all sums secuced 6p_s�is Security tnstcument.Lender shull pmmpdy refurtd:�••3orrower any Y�� ��
<br /> . . .;�`�°:+rt•'•'�• Funds held b I.ender: Tf.under nra h 21.Lender shal!ac aire�or sell the t�ra Lendet,ptior rc�r�u= uisition or • ���`
<br /> ... .,�,t;.ss�:. 9 P S�P 9 P�Y• �1 :i;:�'cq:"`';.,.
<br /> ;:���,, sale of the Propertyr,shali apply any Funds held by Lender at the time of acquisition or sal�as a credit against the sums
<br /> ,f�.� ,�.;L,..,_
<br /> , �; Y¢, . ' ;secured by this Security lnstrumenG • �{,+,.'s
<br /> � � ����- ' 3. Applkatlon of Payments. Untess applicable law pmvides othetwise.aIl payments received by Lcnder uttder � ��':'
<br /> � ��``��� � ra hs 1 and 2 shall bc a lied:first.to an re a ment char es due onder the Note:second.to amaunts a able undcr • ' ?�'
<br /> �':=•'�'. � P� P PP� Y P P Y S p Y
<br /> ''. �`��'`��� paragraph 2:third to interest due:founh,to principal due;and las�to any tate charges due under the Note. . . -, �. '
<br />-;�,,. •`-�=.-•: 4. Charges; Liens. Barrower shall pay ail taxes.assessments.chargcs. Gnes artd impositions attributabte to the - , � -.
<br />;.,;, � �t-',., . Rc�+which may attain priority over this Security lnstrumcnt.And leaschald payments ar ground ren�c.if any. Barrower . _
<br />°�`-` � shstII�p�these obligations in the munner provided jn puragr.�ph 2.or if nat paid in thst manner,Borrawer shall puy them on ,_ - _
<br /> . time diEretly to the person owed paymcnt. Bormwer shall promptly fumish to l.ender all notices of amounts to 6e paid u�er � .
<br /> ,", � this paragraph. If Borrawer makes these payments directly.Borrower shap promptly furr�ish to Lender receipts evidencing � �
<br /> " -",•z.�•��. thepayments. 'x � . • `�
<br /> '�' ,_;:�' •� Barrower shull ptamptly discharge any lien R��:h has priority avcr this 5erurity Instrument unless S�mr�::r:(a)a�rxees ��: : . : .
<br /> . , in writing to the payment of the obli�si��n seca*.r:f L�;the lien in a manner acceptable ta I.ender:(b)conte�:s;:�gaod fai►it�3ie ; �:`� _
<br /> �� •�y�� lien by.or defends against enfarcc�rrcv�t�cf th�::�r i�,legal praceedings which in the Lemdei�:o��:;cn cqi+�rate to prevert�f:
<br /> , `k;. enfonement of the lien:or(c)secures'from the t���der of the lien an agrgement saticfactory coL�ndess:;.►�c�3inating the lien .�'���.
<br /> ' to this Secuaty Instrument. If Lender determines q.-u any pan oP ihe Property is subject to a lien whicft n�;�:'attain priority .
<br /> � " "'�� .k� over this Security Jnswmen�Lender may givc�nswer a notice identifying the lien. Horrower shall s�a;yfg�i:r:lien or take ��.
<br /> � •^ '•• one or more af the actions se1 forih abovc within 1@ days of thc giving of notice. ' ' •
<br /> '`�� ``L ' `' S: Hazasd or PrnpeHy Insumance Barrower shall keep che impravements now cuisting ur heteafrr,crccted aretite
<br /> _, '• �.,�." � Ptopfsr�insured against lass by fire.hazards inclucted within tlu�certn"extended caverage"and any other hzaards.incfudl�g . . . :
<br /> �_ - • flaods or tlooding.for whieh Lender mqaires insurance. This insurpnce shall be maintained in the am✓�.�cctls and for the
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