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<br /> � t�tie J _ ':�.�:� .. - ::�.....' `?. - � �• S- �.- � �8i;� , "x'-",� �t._ ..E r� 4£-�.
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<br /> :-` ����y;;,�.�����. �. �r�u�r�►rm,u�u�r.oFr�Fnv�csce�xc�:����hoc�seo�e�Ye��ay�e�►��aotoa �.,�i���e
<br /> = `� ��� `� topepy�ew6okamaunta�ie�ooyaniaN1Jaunyt�aiapmfmmwore�otime.If�ekodlnYinsanaIanthuEus3a�yrwa�ec�schee.fimmoe�Er�e�ty.
<br /> � ` .. �� �I t�.vmy fi�oee�wdFl be iess if I malre aop�y�ym��aed'u wiU be hiYha if!�ay f�1 aisa ize tha�t u►y neoeasary+IdjQS�eot to my mdl t'maooe ------
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<br /> �:�!�=� `._;�:�-�. ` ess�e aili�mifecaiTn my fie�1 AiD:i atso imp�v tlui tLe�maunts slrowo an the me�se ss�e far me:Finaeca�.Taal of Paymeots,�nd meTwa)S�k Priae ae — _
<br /> ` -- eaumares base3 oe t�e atsuepdoo dW ou w�l«aive acb of t6e Qaymenn exaetty oa it�due Qate:acsd t tmow that t6ae will 6e po tefiuid i(i poep[y because th�e is �
<br /> `c. ��. - oathin�w c+etund if i am c�oe t baus.IPtl�e knding instttution daa�et wuspute tGe fin�ece chuge dril ��ad i!1 piepay d�whokama�.yao will refmd � r �' ,—_
<br /> #=` m me t�e une�med uf�fhe fin�nee�ge(�i�es�)bY��tiDRP��knowe u tl�e actuarial�ind the utwmtt ofmg tsb�oe will be 6nuedantA: --
<br /> po�t�uf
<br /> �<.�t'.. `,�,�``_:- � scheduled daus aed amaunta of m�mnathiy�aymeat andnot on ttie acsu�i Qaus aed anwunes ofti�e etstlat 1 p3y to yau.t know tl�at aRf�md of l�tb?m SLOQ •`''��-,: ���.-
<br /> � wiU mtDe tn�6e !mry tbe arauuat!owe you.in fuU or ia part.at�ny dme. f�a Quti�l preQaymnu.I muct oonaane to m�ice mY�egulu ��� •%���. x
<br /> - p�;d�a11,�1ne,m�oa�ed. �$•'�''=._~'�-;
<br /> ° . paymcnn u�l�e ��, �` -`
<br /> ' � ' IMPORTAHTNOTICEABOtlTWARRANTIES:(ajSELL�RHEREBYli1SCl.Ai#ASAL4WARRANTIES.EXPRESSEDORIMPI.IEER � •� '`� •�r �_`__
<br /> , . � :�:. ,"�:�"` �=
<br /> `` ` ` ' "... ,� . _ ` OF�IfERCHAMTlI81tRY AND FIT[�iESS FOR A PAR'�1CULAR PtIRP48�ON AL,1.GOQ�S AND SERVICES UNLESS$ElLER . -�
<br /> � `,`�` � .- : � FUElNISHES BUYER WITH A SEPIIRATE WRtfTEN UMREQ WARRIIMY OR SERV[CE CONTRAC'T IkADE BY SELLER ON fTS � .�`�' � ��_
<br /> - -- --=--=-_---- ia dtnif.t�e "UM17Til WARRArtF1f"wAich m�aies this ooet�m.ti.it ezplaias sLt cond�itions at�d ta�umstanoea in �`� .. -> -_- ✓��'-.
<br /> . "t QWN oEHALF iD)i hart�ead. sepcuate .� �:°+.�=:`c._.>s:�:., —
<br /> . . _, whk�ls the� �riU tre eepaiied or reptac4d.i uke noGa af the timitatians�tbe R�azranry.and t�p� ailarly Nat aaAy_imptied_w� � ,', '..' ". s
<br />_� . , ahich apQties to tLe�aods�onty as Iongus t4e wurant,y or service cantt�let.(ci 1 luve read.in detail,t3�e UMT FD IIDI�OI�F W RRAl��Y � _ -
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<br /> ` `, ' if made.aecampaniqs this mn�.I[expi�ins the wa2"mans aad ci�wnstanas in atr"sch the�;nsraltati of t�sPdieg.siding aceessories.and gatoas wili Ae ceQoae.[ . . _
<br /> . . .c. ., <:: ' t�ice naice of the timitnaons on tAe war�anry.and I psutiaifatty tecogniu that any implied warranty—vrhich applies to t6e installation 1uu onty as Inng as tUe w�xanry or 4 - . _4
<br /> :�r':�• aetvia or�ta�x. � ' �
<br /> , LJ�IE1i NIt�Mif:rl s�i��!�ctt�rt.re�h ut pr or prt pssipet sWt h IUdtt1 b�ryt fi�Uts a�i te�e�its oMtr tM t�qnss li�ur UINifD � i - -. . _ . -
<br /> . - . w1pw11Y�enaM a�it t�fw i sip�d1s�.iq�eh�tiR.�fMts ni rawlia�1ar ris�nm�h sb!!1e i�lie�ef�It stter�qts e��B� :. � �
<br /> , �. . �t ta�r h al�h.wNn faNtW b�Nie�M shts I�s. . � . . . : .
<br /> —- - - -___— - - - -� A!L�ACTUREI��YR�CiS ARE NG16U�ANTEED A6A1NSi CONOENS�TIOIi.�01S1URE fORMAiION OR FR0+11:PBOfl98RS ARE l�ll 61lAtA.�!lEED A6�!lISI- . -
<br /> .. ... .
<br /> TURE
<br /> �ao�m�curumc ca�no�s. . . ' , :,. ,
<br /> wr��.�n�s�v���t�u�rm w�au�tr°�c��s��w►��me�i��mu�re so�a��ru�u��o�ooucis o� �. . -� ; �. -;�:'.`�� _��-�`_
<br /> r 1NE lACBEIIER C0�lA�I�II�rIMfCB"lI1BtE8�AtAAMT1"NAS sEfM OEUII�O TQ E�CR IIfSPECTpE BUYEtt IM CONAECTt�N�tiH IHIS SALE.PACESEREII'S � � `";r::.�
<br /> � . - ti�t LIIIitED MA�RAN11 AN�T'�L•FtlRf60111�PRUIISIONS RFGROIN�I�IIOEI�Tt�I GII IfOT APPIY Td Si01116. _ . - .��` ': , �-
<br /> . . . . F�.iM P�asettu C4 a�9nkes NO REPREEEAiAiION 01��AltAltil QE ANr NNO OR NAiUAE I�lATSOEYER E�55 UR IIIPIIED wITN IlESPECT iD . ����:.�
<br /> __. � EPREEE
<br /> . ` � TRE E�TIt6'SAllllf�t CUUI�O A'i�iCH�11E 6Y OSE Of t1:E PROOUCiISl.i aNetihed.twt�e�ttp s�ria�i�pl ulie�s i s I e�t a l l�t��w�r a! �.:, . ., ..,.` f,, �
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<br /> . . �S�,r_ facbR. �xl�di�,6u1 Got li�ite�_5��!e hle.�tit��1(wiit�ei i�tioe fin p�hoRl.tAe�#rtiCUiu siu x�s!}f�bf�haMe.tAa trN d talit�d �, �'�.
<br /> '�. ._. . �`;`.;`,� au�etr��i�I�►N/���styl��tMe irwMrr af pailKs is n la�►.irsoptr�itOti�of tl�ers�!utha�.cl�aUc aoNiU�t�1(optiM Ef;.� t �.'•i���. -__`_
<br /> .:+::£:it ,.r .
<br /> . �f��e.L!nu tM tl�o�a�l ceas�+»1 tu Mt�U�{�1 Kr ead'�rti�N� �"�.,`€ ' ` ' �=-
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<br /> :::;�p.., . , � �t . 1119 CFMfFR - .--
<br /> • �� � ' SPECUI,•ORpEit GOOD6:I Icnow that yau have mrasured my house and its oQeniags so that you can n�ake the p��to fit my particular house and that the gaods .! _ ¢�s
<br /> '.<'` pmbabty will not fit azty other houses.so 1 know that!cannot cancel this rnnuact at any time after tRe petiud of time`rr�ta me by law in which ro cance{.After that ��' _-
<br />` ' ,. ' t�__ , Iegat paiod of time.l k�ow that 1 have Ne abii�tion to pay you in fuil the amannt awed. .. E . _„
<br /> COMIqENCEMENT OP TRE FINAPICE CiIARGE:The finance efiarge(interesq is atimued w statt within 30 days of the Qate of Nis eomtact.excxpt in tht event -` �
<br /> ' yo v c o m p t e t e t h e ins Wllatian of t h 4 g o o ds and services on another date,thrn the finance charge(interest)will begin to nm on the date that 1 sigothe Complehon Certiftcate. ��, .
<br /> • � ` �� T t�e amourtt of finance charge(iataesq maY be mme or less than the amount d i s c l o s e d d e p e n d ing on t he amo u n u 1 p a y y o u an d r a y t i m e l i n e s s i n m a i c i n g p a y m rn c s. f ,
<br /> � ' • . ` OBLIGATIONS PEKPAI1VIrIG TO PxOPERTY INSURANCE AND MY REAL ESfATEs 1.1 promise to keep my house in good repair and teep it insmed for at � . +� #:�"
<br /> � . ,�•..;,.:;,, ieasi Sfi�b ot its�eplacement value by 6uying a fire and extended covenge inswante policy.7'he inwrance company mt�Se appmved by ou,and thepolicy must Lave I- � • ;;;
<br /> -�:.,t�.. ..- a beneficiaty ctause ci.;=:.h sa s that you nm to�6e paid if thece is a loss.The insutaace comFany must ag�ee that it ail.a:c-.:a:sce!my po�icy without fust sel2ing y,ou.I t
<br /> �.:;:r,r��! Pa°Y. PaY Y �' .
<br /> `�,,'!:".'�'.;. ?::. au�oqu the insa�u7a:c,� w ou diiect[9 far.a,�ty lass.You can choosc to use c�ts inwrance payment to eiy.Y^�ay any amounts 1 owe you ar,;z;�epa�r my � ' <<
<br /> pn¢se.l haye thc c�,'"s�s?=�cOVtdingp��y insutaace thmug�an existing paiiry or ti�.ro;sgh a policy independently oa��r.�and pai4 for by me.2:1 atsa?r�ise thas E ;:'3-
<br /> � ;`:;'�".:;r;'�;� � 1 wi:i a;f al2ow�.+�e e:a:T+�P�a"�-Fi�s oa my�eal estate without Your WdUen pemiission.3.1 prsr.�e to pay ari:��.assessmasts aad ottier charges on my t�si :
<br /> - e s�;,e�t s t d;:e.,+�.i�r r s a i s e t o e r xl y r�'•»a l l p a y ments on m y priar teaxs secured b y m y�eat estatr_[z�a pmmise U�at T w71 not e�r�i.:xaew or etiange p rior toazts.. 2( • 'f •��
<br /> � wiR_^a;t+�a�.:a��,�..ssioa.S.if EG;t aot insure my hoase or f ulfr�l.r�y pthss o6ligations to my n�E:.y:�-:.then�ou can do it for r.re:f.ai want(btrt.you do nat have '�i: _ �_`
<br /> n E
<br /> � to).Lfio�Qo pa5`?s;cf 15ese obligatioas for me.i a g r e e to pay you 6a;k ort demaed p(us intemst at t5e nighest awfuf caatract rart c`_��..'zst.Until 1 pay you back: '. < <..';
<br /> . �amaunts wn:i o;ar,:isd to my debe to you which�s secured by my mal es�ate and ha��se.l knaw that if you decide ia�y insurance°::me tfiat you do not have to ` °•�
<br /> . ofxain�ay lwmcoRa�cg liabitity insurance. ; . . � '
<br /> • MOR'fGAGE:l her.wy gaat.6argain,seil,convey and mortgage to you,az Monga�,my real esta[e and house located at my Address^daignated on il�e other side , �
<br /> of this coatrxt a4 security fot all amounts due to you undet th"u Instalimem Sates Co�act.
<br /> ' • DUE ON SALS:If 1 sell,tease or give my houu to anyone befo�I have fulJy Qaid all l owe under this contract,you cao declare all that 1 owe under t his contraet pay�b te ,
<br /> at once end 1 agee to immediately Qay you that amounl. � .
<br /> ' DEFAUI.T:1 will6e in default tmder this contract if:1.1 dan t make a payment whrn duc.or 2.1 bceak any pmmise 1 made to you in this contmek ot 3.Something else s . • . .
<br /> �which causes you to beGeve in gaod faith ihat!do eo{intCnd topay you as pcoai�c.3:or 4.1 default an eny obligatians far which l am using my home as collateral: �
<br /> .. or S.Sorpething hap�s to rtry house which threateas your righu.if am.m it. . • , ,
<br /> COLI�.CI'[ON CO5"A5:If 1 am in default of this coatrnct and you demand full p2}:'��r L understand�hat you have the right ro forcclose the moegage d Pa:'�given to
<br /> you and to have my tct�se sold to ttpay any amounts t owe you.Sefacc my house u s3°3�,yau wii!do aU�hat the Iaw w�as 1 understund tAat if you li.-z�a�omey . � .
<br /> . �`,�, ` to assist gou in�e eaforaemetrt of ymu rignts,inctuding tt•C sale oP my hoase or a lawsu-i!,I agme togay��u fot reasonar�e aaomey s fees and for othet reiatcd expeaus � ; .
<br /> ' .��,:�-°�• • � such as ca�ut cdsts.title seazches artd cqnr.ey you expeaCeQ t�p�ter�r.�y�house.if you ace alfpwed ca ra'lect such omounu by law ;:
<br /> ' ^�'`�� ' O�1�LGAT�:YOU C311 CIIQOSC RJ:IO COtOtI'C 811}I C.°�C L'%P�'-i�:]=�.�+.°'`t�SS COACZCt.1S 0�1CIi 85 pca v�,;:without fosing them.Qr,yoa c�edefay enfoeicing any of the y s ,
<br /> � ti�*C•v,.�iaf I«�..gt�lem.You can also use eny tig.F:.'��'�os in�izcfuttp:given to}•:,a'�v Iaw .
<br /> DE�lIS:I kncu�4Fa gau will use your besl efforts to:.�.�::ifre L�UCis 1 atlf➢ltich3:�_r��r.r•zy hfluse.but I atso understand ihat in some situation�you may encounur
<br /> detays t�as a�;a::.�;�'�y suikes,weather canditions.Ce;a}-:•yud Gave in obtainmg ma�.:.°r.�_�n for other ceasons that are beyond your conirol.l will nat hold you lia6le 4
<br /> '� .�,. ' Por si:c§detayx. }
<br /> RE(��[,'FS'iE tdAA il1LL PAYA1ENi7:lf 1 am in dcfau(1 urtJer�hi.c:�;»+:t.yuu can dcclare all tha�1 oae,u�dcr lhi�rnnttact payablc at anceJ agec to p�ay you intereti! ,
<br /> ' � . pn slzar.ar'!:��r.i at the maximum comrac�ual rate allawed by law un�:t t:c:.�mount i cme you ir prid.I als�:�:now�h•rt you can lnreck�ce the mortgage 1 hare g�ven to you.
<br /> AR�lT'�9�7'Id)!�:ff 1 have a dispute or c(aim with yau conceming ch.y,u��ify.quatii;+or pe�farmane.e:�the producu.1 understand�hat my dlsyute may be submitted
<br /> , �, `i�,`•: , to a n d s e c t ft d acccc.,;�t o t h e m e d l a do f s-a r bitrationDm g r am that ma�ha7�Cevrlope?�n r.:y communit5.t atsa knaw that any decician made by an arbluatarfs)would be •
<br /> • entered in the ca�rc hw..�mg jurisdiction over me an d you. '�.
<br /> '`'` � •;fs,� SAI�YAGE YA1.L"E:f t:acow that the wiadows,woodwork.siding,brick�d olh::r.s.a�.a:s that have to bc mmaveC�•;c;�tnr thic installation have NQ��•age vatue. �r. _.
<br /> �' - When yao rcmace"C:e:n.you can have ihem for whatever puryose yos w��. • .
<br /> - SPECW.SITUM'IONSs Due to the wiqueness of some of the proC�::cs r":u ynu setl.l undentand it:c��spccial situacian4 your Regional Offlco may'1;%:to cevicw
<br /> and accept this conUact.!also underctand that Ihis sale occuned in r_:;h:r:r.and that yau and 1 may s.:!-.��•:had all lhe cortect infortnation impnrtam tolhls tsansactior
<br /> • ai ati:F.ngenips:l give you my consent to cortect any nbvioua errors:�sa��s�y have occurred wher.°!::�:ank�in this conuact wete comp2eted. •
<br /> 1l�TAt,iD PRdVis^'.�'.�15:1!any pmvicion of Ihi�amtr�et violatec the 18'A A:7C'�btC"-°'�f:eahie.the recl nf fhe cnntrnct will he val�d.tf any paA of this cot;act requires .
<br /> paymen�uf more t�r:re:�ttwn the law permu.,then you will only ha�c ihc���'•:r�:.'� :,t from mc thc:nnuum nf intcre.t which thu law alluw.you to:."3ect.
<br /> • . ��I�y�f�g nL��!g CpN?itAC7i'fh9s contract can onty be cha-.�:,�f Ix�.:K�au and 1 ogree�n wd�ing. �
<br /> AlfiY H�4�EA OF THfB CONSUMER CREDIT CQNTR�T£�S 9:9JECT TO ALL CLAIMS AND DEFENSES MIHQCH THE �. .
<br /> ' QE�Cp1,tY.@,A$SERT l4.GAINST THE SELLEFi�0�Gi�G�S�R SEi3YtC�08TAINED PURSUANg I�EI^��OF1 WITH '' '
<br /> . ` TH�E�AOCEEtIS ciEREOF AECOVERY HEREUNGEE�$lf Ti4E #�E�7'OR SttALL NOT EXCEEO AMmtJt�4S PAC�BY 7t�6E '
<br /> OEBTOp HEREt1tl0ER. '
<br /> � pVSt1pANCE CANC�1ar1TlONs tf 1 have req�ested'snwrance in this purchaae.l:n:��cancel wch reyues�for incurrnce for nny rc�SOn wiihin fifeeen(1�i1�t•r;cv`•.an
<br /> � the dam of tdis cantract by notitying you or the holder of this contract in wndng.1 know;.at Ihe cancelia�wn ut my cocer.�ge wiU be arr.�nged aith the insu.�x c:nrier(s7
<br /> end a futl refwd of my pnmium(s)together witfi appiicable financr ch;uge wil!be rredited ta this coatrsct.
<br /> Pl.EASE NO?Bi If i havrc requested inswance in thls purcha.ae.l will recei�e withinthirty 130►daysncenific�tc of imurancc more fulty Qescribing the insuraacc coveragc.
<br /> 1 toow If nt if there is any coe3lict in the cover�ge or tfie langu�ge of�he certiGcate af insurance and the folla�ving Nalice nt Vroposed Insur.mce th�t 1 am cavered only e� ,
<br /> � the extent st�ted in the foltawing Notice ot Proposed lnsutance.1 aho know that I hatie incurance caverage oety J 1 have been chatged tor it.
<br /> '- NOT(CE OF PROPOSEO iNSURANCE
<br /> ';� ' 1 take notice that eethet Credi�tife nr Credit Accident end Neai�b lecur,uice,or hath.cviii be appficabic tv this Imtat►mrnt Saks Contra<�on ths re�•e►se cide oniy it
<br /> .,� t huve choun tt by si ning the rryuest fnr such in>wsmnce.This insuranca wiit unly mver the penon signme the myue�t�1 the cuce for each type of iasucmeo shown.
<br /> � � 5ub1"ed to acceptan:c6}the i�sur�nse�omp'sny.the insuntn�r wil}h�eifecb�e ac��{tn�i,y and wiil ronanue onty fot the number nf moaths aftet thr effcctive date eyual
<br /> 4 to the eumDer of monlhly paymeN�.l underctand that this particulu incurar.ce may nnt pn��idc crnerage(or my!ast few peyments,anJ th:rt dusing th�t period vf tim:1
<br /> will nw have any insurancr coverrge.All Aerteflc4 and proceed�nf the imur.+nce w i1flr�paid ro you nr to nfinancial insdtution�t it pumhues thetnstrltment 5atesContr.ut
<br /> �; ' eo thr excenl of�ts inuiests and aay balance witt be papable ca m�.7'hu iniu�!:uncunt of Crcdi�Lifc tn�uauuc i�thc:,mount myuired to tepay thC Total nf paym:nts:
<br /> ,+ ' i tfiereafler.the insuranre decreases 6}•the amnunt tJ e:tch ewnUily�vym.ent on a acheJuled?U day 6asis.H I:un jnindy obligafeJ on Ihe(ntitallmem 5a1cs Cua�ract with
<br /> _ _ �;:� _ - __ ' aC�B3T_�G�d::�hs�'cM!hsi�e!cd!�ere�sestf��tCleditt.efrltµur•�nce.de��hhenefitc�vitlheprv:�hlennlvuitheespectiothefusloaenfusmdce.5ubiectmexrtusions.
<br /> .ts. ' 1 eGatitulionsorw:utingperiodstatedmtheinsur�ampnLrynta�nificaic.Credi��...�J�nia�„:Fi�.uu�ic��uc�+w�i.;�:tSztKrti.aan�;:r,.,.,l:�th..tta�titnu�.k'sp�,m:.^.t
<br /> _ . _i : :. _. - ;..:.y far tash ctay9ml f mf►ivtalfy d�:ahkd da�tcs att injuF}ax su�tsecsteltilt-l-rx:e��RsYt�a[4+xr!e:ln��te4et.!andebtand lhat 1 h:ECC r�.he l+m��ented tmm karicinc due . . .
<br /> w such total disability for more than fourteen 1 td�ronsevuti�•e�ys t+efom ShC insuw�ce beneit 1s p.ild bact to the fint dry of m}total di�ibAity./atco 4nuw Ibat 1
<br /> � i e�euat obWn an�Iasarance fram}au U 1 am arv 8.4��ats at aKe today ant11A1so icaow ttet tT�r ias�unaee cmerage proHBed tn me may canmte a masimum
<br /> �, amaoet at co�erage whk6 wlll aot pay in same cascs.the mtire amaun�taat 1 owd�oa'•b�e tu�he waimum amount nf coscragc s�sred in thc insucurce policy.1
<br /> � know�hat any unpaid amoum in exres9 c�f the inwrancr cuvcrage wi0�f�1t have to De p�ui.tt tDe 1nst�ltmcW Satc�Contrs:t��prepa�d m tuq pn�+r tn ih:t�ae pa}mcnt
<br /> � date,any ueearxv3 insufanc�e permiumv wiU be�et4nded to me�a the manocr preuritkb Dy law 1NUhIn thiny l3U�days,l will reccnc the n�Uficatc ut mzur.uur nwrc
<br /> ;* lully d.ccnbmg mp mcunuice cutirrr�e.lf fhe inwrau�e i�nut auepted try thr intursnm cam�+any.f wi11 receivr a ttfwu!uf the insw�nca premiums i 6are p�i6: +
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