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<br /> � �t,oc�mc�wr�t 9u a��«�i�floW o�ee��xua«���ny.,ma a�i�.�vv�ca��. -
<br /> ��d txdu+es oow tx haaRer s p�t of the pmpEtcy. Ail�ts aad addftions sl�U p1su 6e mverod by this Sxutity �
<br /> Ir�m�ent A!i o�t6e fo�going is referred to in this Security Guuumeat as the"Prope�y." . .
<br /> BORR�WER.CQVEAtRI�YiS t�t Bocmwer is lawfuily scised af d�e esEaze heceby coavcyat aad htis the right to�aat �
<br /> aarl canvey tLe Ptoperty midtbat ttte Prnpaty is unencumbeted.axcept for cncumD�eces of recard. Sarower wamnts and
<br /> w�l defsnd geuatilty,.t6e atk to itx Pmperty a&tin�t�ll ctaitns and deraands.subloct w at�y encumEsrances of ncacd.
<br /> ��1i�I�SFC�TRYfY INSTRU�@1T cotabines unifotm covea�ntc for national�3e and non-uirifam oovenants aith
<br /> l'ttniud vaziatia�s hy j�isdiaias to ca�stitute a�wiform secauity inswmeac covcamg re�a1 pmperty- _ _�
<br /> lJNffORM COVENANIS. Borrower aad l.ender covenant�d agne as foIIaws:. , ` wtten due the
<br /> - i. P�pm�t of Prindpat�and Iaterr�Prep�pmea�a�d l.ah C�uge4. Bactower sl�all pmmP�Y�Y
<br />_ - princi�of�nd intecest an the deDt cvide�6y the Note a�any ptepaymcnt and late chatges due wxler the Nott.
<br /> Fa�ds fo�'l�res aed� Sab,je�t W applicable taw or tv a writtea waivsr by Lender,Bartowa s6aU pay co
<br /> .s�:.. L�der an the day monthlY QaYments are due under•tpe Noc�.anW tbe Note is paid in fuli,a sum.t"6�mds")far:(a)yearlY
<br />- tases and assessmatts whkfi may attain priadtY.over this Sec�uiiS►Ins�ent as a liea on t6e ProPectY•lb)Yearly leasehold ---
<br /> _- PaY�P�or grouc�d.raits oa the QmPert�'•if any:(c) YearlY hazard or piaperty insaraace pc�eaniwms;(dl Yeaz1Y fioad = --
<br /> grou
<br /> - iasacance p[emiuins.�f�tnY:(e)Y�Y ���ums,if aay;and 4t1�Y �P�Yabte 6y Brnmwa w
<br /> I.ender:ia accordance with t6e Provisi�s of pa�aptt 8,in lie�af the PaYment of mortgage insorance�eauums.. These
<br /> items aae called"Fscrow Iums° iRnder may,at any tunc.colIecE an@ bold Tvnds in an amount not to exceed the maximum
<br /> `�=' �nt a lender for a fedecally related Thortgage toan ma�r�for Bwrawer's escnow accoum under the federa!Rea!
<br />�,�,t�: Fstate Seu2ement Pmcedus�Act of 19?4 as amended fm�ti�w time.l2 U.S.C.§?601 et seq.("RFSPA"j.u�r.ss anather - -
<br /> � law that applies to the Fands sets a te.sser ama� [f so.�7 may,at any time,collect aud hold Furtds in an amcsunt not to. _
<br /> 4r exceed ttse lesser amount. L.ender may estunate the amawft of Funds dne oa the i�sis of caaent data and rea.wnabl� =
<br /> ''^ � • . �of eape�dituns of fattue Fscraw Iums or othe�vvi�ui accoidance wilh applicable taw. �
<br /> ��- �``'::t;' •'L�{e limds sha11 be heid in an institutian whose de�its are insured by a federal agency. insOiumentality.u�entity E.�,:»
<br /> - • •(i.-retm�g LaiQcrR if Lxnder is sua�aa instituuon)or in aay F�deral Home Loan Bauk. l.ender shall a�ply tHe Funds to pay e--
<br /> �.:� � the Esc�w Itec�..�.ender may not charge Bomnwer for holding and ag�Lying the Futids.:anr�uaity ar�alyzing the escoow �u =- --
<br /> ' accoun����i?�the Fscrow Items,untess l.endet pays3orrower"vrtr�st on t�Fitt�ds and applicable law pemvts - '���-
<br /> '� l.eader w make su.�a charge. However.Lxr�er may requir+e Borrow�rsr�*ay a dae-iime cinrge for an independent real <,.�
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<br /> - estateipx repar6ng service used Dy Leader ia o�aection with tt�is toan,us�ess appl'scabFei"a�u provides'at�ecwise. Untcss an. . . .:
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<br /> ageer�ent is made or applicabte law�eguues�t ta 6e pai,4,Lender shall not 6e r�ri%ca�to Qay Bomnwer any interest or ���'"•-:5
<br /> �, ``f eam�ngs aa the Funds. Bormwer and Lender�agres i���ng,however,Wat interest s.tail be paid an th�Funds. Lender ` �;�:�,'�`
<br /> � `£:x shaU give to Bonower.without eharge.an aa�"'�ascounring of the Funds.showing credits and detritzus the Funds aad We �,�V�"��'v�_--
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<br /> ;t� . purpose far which eacb debit to the Funds wa:y made. The Funds are pted�ed as additional secur.ip.f�s a3!sums secu�ed by . �_'��W _
<br /> thisSecuritylnsdumen� ' . : �� `.
<br /> � ff�se Fands heId by Lercd.�c exceed the amounts p�iitr�tq tse'rield by appli,�hTp��:`,;����sball accnunt to
<br /> � Ba�meo�for.the excess Funds res a-ccordance with the reGuf�+i';�.�of applicabte law. :tf�i.�au:ou,�s.r;€�the Funds l�td bY . ��` 4
<br /> Lerc� an .�is not suffr�E�s:to pay the Escraw Iter�s,�fi�t c�ue.:�.ender may so;3.-ify Bmrower in writing.:�.�.in
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<br /> • "�„ - sucti case Born�wree shail pay ta T.ender thr amoant neeessary to r.�t�fce¢p the defcciency. 8armwer shall mak up _ ,�;_
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<br /> t daficiency in no r�a..��han twelve monthly payments,at l.ender's sote��oa ��:�..
<br /> �.;� .`__ Upon paymvzr in fuU of aIl sums secuted by this Security Instrumern.l.ender shall pramptly refand to Borrawer atry '-,�;,`„ :y'W__
<br /> ��;e.e� FunQs held by I.eades. If.under paragraph 21,I.ender shalt acquire or seU the Property.Lendec.prior to the acquisition ar � "_'_°
<br /> ' ��� sale of the Property.sha0 apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums � . �P�::,
<br /> =��"� secund b this Securi Insmrmen� .' .:`:��.'
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<br /> � 3. Application ot Priyment4. Unless appticable taw provides otherwise.all payments received by Lender under ,;�,
<br /> , �',.� paragraphs 1 and 2 shall be applied:first.to any prepaymem charges due under the Note:second,to amounGs payabte under . .:�;-
<br /> paragraph 2;third.to interest dae;fourth,to princ�pal due;and last.to any late charges due under the Note. . . ..�__
<br /> � �" 4. Chuges;Liena Bonpwer shall pay a11 taxes,assessmenrs,charges. fines and imposidons attributabte to the , _,_,�
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<br /> • ,,'{� •� Property which may attain priority nver this Security Instrurttertt.and leasehotd payments or ground rents.if any. Hortower _ , ___
<br /> , �,�. �;L � shaU pay these obligarions in tFr snanner pravided in paragr,c�i 2.or if aot paid in that manner.Borrower shall pay them on �`•_�=
<br /> •:;� - time direcity to tke�son ow e d payment. Bmrrower s h a l l p r�l�x J y f u m iah to Lender all notices of amaunts to be paid under ��-_
<br /> • '°' this paragraph. If Bonower makes these p-'u:`;.*nl�:ts direcUy..Bonower sh�Ii promptty fumish to I.en�s c�ceipis evidencing �;.��" __
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<br /> " " 8orrawer shall promptiy d'ucharge anq t:�n which has grior�ty over ihis Security Instrument an�e�5 G�.?ower.(a)agrees ,
<br /> � ' � ` �•-- ia wn�g to the payment of the obligation seci:red by[he tfece:n a manner acceptable to Lcnder.tb)cor.tests in gooQ fkith the ��,;,?l��;;�,;�::r—
<br /> , (�G�+,or defends against enforcement of tYe';en in,teg�t E:oceedings which in the l.e«der'"s'oF"rr:i�zegerate to�ree;�t the •'�4:�f�:°'_
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<br /> .!f�. '�- F er1`orcement of the lien:or(c)secures from u>e notdcr of the hen an agrcez:snt satisfactory f��dea..��r ordinat�^.�.��e.�ien -!-:-:.•��__
<br /> ' �';y�'' ''•'� to this Secutity Instrumen� if Lender de:er�u:.�:es that any part of the Pt�s�ry is subject to a lien w�fis�:.�ay attain priority . • - _
<br /> � �';:�;'r o4���titis Sect+r�ry�Qnstrumen��e::der.may give Borrower a rtot;ce identifyi.��che 11en. Barrowcr shz?E aaiisfy lhe tien or take � �: _
<br /> �. a'°, o�e�r more af the actions set for�iz above within 10 days of ilte giving of r;crrc. � �,;�::�,:' , � -
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<br /> •� ;, ,� �. Hazud or ProperCS ImSracsincG Borrower shall Keep the imprcvements naw ez�stin�or hereafter erected on the .�,,,,,,.,
<br /> � . . P_�y insured against loss�,l;re,hazar�fs included within the term"ex�ended coverxge'and any other hazards.including • ;" •,
<br />' - �� '� "`. f3oods ur ftooding.for which Lender requir�insurance. This insurartce hall be mai:siained in the amounts and for the � ' �
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