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200403880 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witness: <br />(Seal) 'A-�MQ (Seal) <br />irrower CRISTI L ENGEL U - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Witness: <br />State of Nebraska <br />County of HALL <br />The foregoing instrument was acknowledged before me this Y day of April, 2004 <br />by TORY C ENGEL, CRISTI L ENGEL , husband and wife <br />GENERAL NOTARY - State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Comm. Exp. Sept. 8, 2007 <br />(Seal) <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />notary <br />Title <br />Serial Number, if any <br />My commission expires: <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mae UNIFORM INSTRUMENT - MERS DocMagk 800-649 -1362 <br />Form 3028 1 /01 Page 10 of 10 www.docmagic.com <br />%AWN <br />iV <br />