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[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />MIN:1000487- 4400528527 -0
<br />DEFINITIONS
<br />Adjustable Rate Rider
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<br />Condominium Rider ❑ Second Home Rider
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<br />Balloon Rider
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<br />After Recording Return To:
<br />HEARTLAND MORTGAGE CORP
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<br />4602 S 132ND STREET
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<br />OMAHA, NEBRASKA 68137
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<br />Loan Number: 4400528527
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />MIN:1000487- 4400528527 -0
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated APRIL 13, 2004 , together
<br />with all Riders to this document.
<br />(B) "Borrower" is TORY C ENGEL AND CRISTI L ENGEL, HUSBAND AND WIFE AS
<br />JOINT TENANTS
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HEARTLAND MORTGAGE CORP
<br />Lender is a NEBRASKA CORPORATION organized
<br />and existing under the laws of NEBRASKA
<br />Lender's address is 4602 S 132ND STREET, OMAHA, NEBRASKA 68137
<br />FIDELITY NATIONAL TITLE INSURANCE COTATANY A&,
<br />(D) "Trustee" is
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MFRS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated APR I L 13 , 2 0 0 4
<br />The Note states that Borrower owes Lender EIGHTY -EIGHT THOUSAND SIX HUNDRED AND
<br />00/100 Dollars (U.S. $ 8 8, 6 0 0 .0 0 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />MAY 1, 2029
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(Ii) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(1) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider ❑ Second Home Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider ❑ Other(s) [specify]
<br />❑
<br />1-4 Family Rider
<br />❑
<br />Biweekly Payment Rider
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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated APRIL 13, 2004 , together
<br />with all Riders to this document.
<br />(B) "Borrower" is TORY C ENGEL AND CRISTI L ENGEL, HUSBAND AND WIFE AS
<br />JOINT TENANTS
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HEARTLAND MORTGAGE CORP
<br />Lender is a NEBRASKA CORPORATION organized
<br />and existing under the laws of NEBRASKA
<br />Lender's address is 4602 S 132ND STREET, OMAHA, NEBRASKA 68137
<br />FIDELITY NATIONAL TITLE INSURANCE COTATANY A&,
<br />(D) "Trustee" is
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MFRS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated APR I L 13 , 2 0 0 4
<br />The Note states that Borrower owes Lender EIGHTY -EIGHT THOUSAND SIX HUNDRED AND
<br />00/100 Dollars (U.S. $ 8 8, 6 0 0 .0 0 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />MAY 1, 2029
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(Ii) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(1) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider ❑ Second Home Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider ❑ Other(s) [specify]
<br />❑
<br />1-4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />Q) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial
<br />opinions.
<br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mae UNIFORM INSTRUMENT - MERS DocMagic 600-64.9-1362
<br />Form 3028 1/01 Page 1 of 10 www.docmagic.com
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