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� <br /> i <br /> � <br /> � � <br /> i <br /> � <br /> � <br /> ; 99 10931i <br /> � <br /> � <br /> � <br /> , <br /> ; <br /> ADJUSTABLE RATE RIDER <br /> ; <br /> ; <br /> , THIS ADJUSTABLE RATE RIDER is made this 14th day of September , <br /> 1999 , and is incorporated into and shall be deemed to amend and supplement <br /> , the Mortgage, Deed of Trust or Security Deed (the "Security Instrument") of the same date given by the <br /> ': undersigned (the "Borrower") to secure Borrower's Adjustable Rate Note (the "Note") to <br /> ', Home Federal Savings and Loan Association of Grand Island <br /> (the "Lender") of the same date and covering the Property described in the Security Instrument and located <br /> at: 1018 CLAUDE ROAD <br /> ' GRAND ISLAND, NE 68801 <br /> � <br /> [Property Address] <br /> THIS NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES IN MY <br /> , INTEREST RATE AND MY MONTHLY PAYMENT. INCREASES IN THE <br /> i INTEREST RATE WILL RESULT IN HIGHER PAYMENTS. DECREASES IN THE <br /> ' INTEREST RATE WILL RESULT IN LOWER PAYMENTS. <br /> I ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security <br /> ' Instrument, Borrower and Lender further covenant and agree as follows: <br /> ; A. INTEREST RATE AND MONTHLY PAYMENT CHANGES <br /> '� The Note provides for an initial interest rate of 6.875%. The Note provides for <br /> ichanges in the interest rate and the monthly payments, as follows: <br /> ' 4. INTEREST RATE AND MONTHLY PAYMENT CHANGES <br /> (A) Change Dates <br /> The interest rate I will pay may change on the ist day of October , <br /> , 2002 , and on that day every 12 month thereafter. Each date on which my interest rate <br /> i <br /> could change is called a "Change Date." <br /> � <br /> � <br /> � MULTISTATE ADJUSTABLE RATE RIDER - Single Family <br /> ; ��899U (97051.01 7/97 <br /> � Page 1 of 4 Initials: <br /> ' VMP MORTGAGE FORMS - (800)521-7291 <br /> i <br /> � <br /> � <br /> I <br /> I <br /> � <br /> �i <br /> i <br /> � <br /> � <br /> I <br /> I <br />