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<br /> - TOGEI'E��R W11'H a�t�e improve�xats now or ha�after ezected at the gropeny.and al!easements.aPPurten�s. • � .
<br /> an¢fixtures nuw or he�rafter a parr of wse property. A!t ieptaoeraents and addilioas shall aiso 6e rnvered bg[t�is Sxurit3► _
<br /> Iit€ttuttKn� AU of the fat�oin�is rcferred ro In this Security fnsuument as t6e°Pmpe�ty." -.
<br /> _ .Bt'�Q�YF.�i COYENANTS that Bnttower is lawfitliy scisetl ot tt�e esfate heretry canveyed aad has the right to g�ra�t, �
<br /> and.�t��zh„�Y and�ha1 the P[vperty is uneacumhcred.except for encam6rances of record. 8omower warrants and -
<br /> — x�i�:�fe�;�q�r.tlly the dtle to the Property against al!claims and demaads.subjerE to any encumbrances of recard.
<br /> — 'i'H13�S�ClSRI��:tNSTRl1MENT cambines wriform covenants fot natioual use arid nan-w�iform covenants with -
<br /> - -- - limittxt variati�bK�tpSt�C�im iaconstitutc a unifor�secutitY insu�unent ca�ering teal P�P�- ------- -
<br /> -' _ �ti3N1FORM CU1t�t�,NTS. Bocmwerend[�ender catenant and ag�as fotlows:
<br /> :�, !: Pay�eut a�i�rindpa!and tntcrest;RrepsFment and IaLe Ctu�rgeA Barcower shull Qromptiy pay when due the -�.
<br /> _ psincs�r�l�t.aYxl.intecest oo We�bt.cvIdenced by�the Note and un}t prepayment and latc ctiaages due uader t8e Notc.
<br /> - b .•��t�s for'�3iies asd I,e�crasca SubjecE[ouppti�hte la+�or.to a written waiverbg Lender.8orcower shail pay to �
<br /> �^""^ Lestck.s,oss,the day monttilY PaYments ace due urtder the Note.until the Note is paid'w full,a sum C'Funds")for:(a)yearlY �
<br /> tAxes ait��ssments which may att�n priority aver this Securir�r Instntmem as a liea on the PraPertY:(b)Year1Y lcasehold �_.
<br /> at t
<br /> {ri,gn►�tt;.oi�.�?nn��ts aa tl�c Fraperty. if any: (c)yearly hW.ard�P�P�+.ulsurrnce pt+emiums; td)Y�h► ftood - :
<br /> -= r.- �smsa�va ps�mtt if any:(e)Yeariy mortgagc insurance premiums.i€�ny:and(t1 anY sums Pal+�lc by Borrower to �
<br /> , I:ead�,�ip:t�r.�Ce with the provisions of pa�agt'aph 8.in lieu of the payment of martgage insurance premiums. Tdese -- _
<br /> . .; itcros at�cattpi�'•3�€�x��Items." E.ender may,at any.time.coltea and hold l�nds in an amount nat to exceed th�ma�cimum `�
<br /> ".. amt�uat;e lendxt�ftmsi�ft�Crdlly related mortgage to�a may require for Snmowed's escrow acxount under the fer3eral Rcal �.p,�z -
<br /> Estate SettTemenLPc��s Act of 1914 as�mended from pme to time,12 U.S C.§ZbOt el seq.("RESPA").�iQSS anather Q���-;_
<br /> �` lqw tf�at appiies ta.thg�qit$s sets a tesser amounL if so.Lender may,at any time,ca�ect and hold Funds in sin a�ount not to �•-=-_
<br /> � '"" exGeed-the tesses,attitiuA�� Leader ma estimate tt�e amoum of Fvuds due on We trasis af cuirent data and reasonable ''�'�'
<br /> ess Y �1°���
<br /> estimates of exp�°nnditttie�.of futuse Fscraw Items or otherwise in accordance with aPP!€cable ia�u. .�� _-
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<br /> - - ' 't'��Funds s�il�fj�:litid in an instiwtiort whase deposits are insui+ed by a f� �gecicy.:�nst�ume�t�fs.Y•or entiry ���:�` --
<br /> .:�ti�t�tudittg i:endet,;�ii�:e�lde.ris such an institution}os in any F�at Home Loan H"a�sk:I.ender shal!appty Th��ds to pay � --
<br /> , ;. � •'-Iha 65cmw.items. i.e�ldec may not chasge Borrower for batding aad apPlying•slr;��snds,annually analy�"�,e escrow � �
<br /> . r` 'w�:, • �:• �ruttM�,qr,v�cifyistg the Escrow Items, anless Lecsd�p�ys Borrower�nterest oc�:c6e Funds and applicat[e taw permits. ,;_-�-.-.;
<br /> �'' F•'.. . .. Lendes:tp.q�ce snch a charge. However,Lender may sequ'►re Borrower to pay a one-time churge fos an independeni reai• - ,�'f=�"''n'
<br />- �:,,;_; -` •. : :�.,Fs�[a tux�r�ptrrting senrice used by Lender in connecaon uith thia loan.untass apptirable law pmvides otherwise. Un2ess an i - _-..
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<br /> �.. .� . ''-'�`::< ; :,,ngteement is made or appli�able taw requues iatcrest to be paid.l:ender shait not.Er�quired to pay Borrower�interest or -
<br /> ��y�"�a ' ".�• -�C a m i n o n t h e�'u n d s. H e i r e?w e r an d L e n d e r m a y a g e e i n w r i t i n g.h o w e v e r.t h u t,i r�i�s t s h a 1 1 6 e p a i d o n t h e l�ds. Lender ; ' `� 4��
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<br /> ' :ti:�= ' ' ;;:�s-hall g ve to Borrower,R��vut charge.an annual accounting of tke�unds.shawirg�erediu and debits to the Funds and the � . ,;,"��
<br /> #* `' ��'t'�� '�iiuonal securiry for all sums secur+eA b . ` •;;�;:==`—.
<br /> � . ,�. ,.. , _� ,purpose far which each denit to the Funds was made. The I�unds sue p2edged as.. Y _
<br /> -;�: . � this Security Inswmen� • �:,c;;% •--_.
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<br /> ;'. ���'�� �` �.' If the Funds held�u.Lender eaceedthe amounts pem�itted to be he(d by applicable law, Lender shnll account to �;';i-• �
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<br /> . ,,�. � �8brrower for the eaces��ds in accordance with ch�requicements of applicab[e law. If the amaunt of the Funds heid by �,�
<br /> � • '..�..;.: .. �' ' �ender at any ame is c��sfficient to pay the Escrs9»-:�tems when due.Lendertir.ay so natify Bomnwer in�ng,and.in �_—
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<br />:y...' ,p,.� • ,�.:�'su�;h case Borrawer�E.pay to l.ender the amaur��u�essary to make up tYe dn5ciency. Borrower sh�it�.ke up the �_� �;'_' .�
<br /> ��� f'� . deficiency iri'riamore�t:.�twelve rttonthly payments.aE fxrtder�soie discretion: •, � , ' ' t;,-�--
<br /> a .�" � ;•. ..- :, .::- : " �Tpon•�•s►ent ia{�?3 of all sums secured by tfiis Secadty inss�!ceni,Lender shall promptly refund t¢L��rtowes any �:s��:
<br /> . . . • . , • -�• ��unds he[��g�ndet.'.�f'under ParagraPh 2}.Lendcr shull acqaire a.-selI the Ropeity.Leader,prior to tt,e�:,�isition a� :.,,�
<br /> • . '': ; ' , � ���',e of the Property.�;�l:i.w?ply any Funds held by Lender at the time of ac:�-�'i��.`:on or sale as a cred'u��She s� �. : ��,
<br /> , .� ;'.: ::.��: � �cuned b this Securi i�s�umeni. , .
<br /> ,� � � 3. Application ot Faymeats. Unless applicabte law provides other��..�::payments received�3� �.v°nder under �I ';' ��'�,
<br /> '. � '4 '�'� = ' paragraphs 1 and 2 shall be applied:first.to any prepayment cbarges���'.e;:.�d��^��°�tiote:second.tn amounts payable under + --
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<br /> �'�'��-• paragra�h 2;third,ta interest due:fourtt�.to principal due:and las�ao�:}�`:�..;.u:.'r.;es due un�er�,��ote. . �°__
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<br /> . �;�t r 4. Chuges; Liens. Borrower s!u►II pay all taxes, assessr���•��,.::Csar��,fnes and "s:t��Yans attributable to the � _ _
<br /> �'"�`' � , Property which may atlain priority over this Security lnstrument.azfd 4�:��.��.y'nents or grou�d rzats.if ahy. Borrower ", ���
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<br /> .��"� �`� � � shall pay these obli�ations in the manner provided in parugruph 2.or i�not�as���:f�al manner.Borrower s5a.�[t�aay them on � • ;`a";`-
<br /> � � '� � time directly to the person owed paymcnt. Borrower shall promptly fr�sh to Lcnder aU notices of amou.?Cs u��'ae paid under - r'
<br /> � � this para���. If Borrowcr makes these paymen�s directly.Barraw�ec shall promptly fumish tn l�tder rr�:�:;�ev�dencia� " �•:
<br /> ' ... . � : . . , ;,�;;F
<br /> i .- the payrrt�'�:. ' . ,;i #-_
<br /> '� "' � `�' i'� � '�'•�;` Bamss.er shatl rom 1! dischar e an�lien which hus riorit avcr this Securit lnstrumer,e ur�.ess�err°x�rs:{a)agees "�'`�` �}�
<br /> ;-= P P Y S ) P Y Y �;te�.a��.
<br /> � ' , ` -�� � : ' in writing YO the paymet.�af the obligation secured by the lien in a manner acceptablc to Lender:(b)contes:�i��*7ad faith the , � °;�•�- •.
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<br /> �. lien b .or dcfends a airr�s enforccment of ihe lien in.legal proceedings which in tl*.e Lender§opinion ope:a�°:o prevent the ,,,��� ` y ""�'�•�
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<br /> . ;.�s, ;. rs,.... .,.-: .�� enforcement oi the licn:or(c)secures irom the holder of the lien an ageement a:tisfactory to l.ender suGac'�fs:�ating the Ilen
<br /> ' to thls Security Instrument. If Lender determines that any part of the Property is.'sGbJect to a i:�t which may Att�in priarity ' `"4�' '
<br /> . ' ; rl`;,�•; over this Security Instrument,Lender rrdy give Bortowcr a nodce identifying the li�n. Borroa-��.►iall calisfy ihc lien vt take t�.' •. � , .
<br /> • 2-�I�,��.� � �.':t-'�Y!' one or more of the acuons set forth abo��within 10 days of the giving of notice. , �; ,; ,
<br /> ..• :r'�{r: . 5. Hazard or P%perty lasuraace. Borrau�e►shall kccp the improvernenr.y�:1ow existing or hereafti��rected on the � .
<br /> • 'Y�-:�' • Property insured again�tuss by fire.hazards incls:le�within the tcrm"extende�c:flverage"and any other t��ur�s,ineludin� ; . � � ,
<br /> . . ;, . °�. floods or ftooding.for.•w'.�ich Lender requires in�::*ance. 'fhis insurance���lti.ti�maintairted in the ama�:ncs and for the � •
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