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<br /> . �'���i��'IG lI[�UYE+�CIIL4[fOW 0��It[C8�lIC�QIl t�pIOpCli�f.8Rd�C85CIACt11S.II�•
<br /> - and Sxtaicta�nagr orl�et s.p�t:�ii fhe PmPe�- ���and�addi6ons shall also be caveted by this 5ec�uiry
<br /> — Iasuumatt3�At).af die fot�oiat3 is tc�st+e�to ia tius SecuritY Insntm�nc as the"Avperty." .
<br /> BOT�OV�ER COVBNAi�t��t.8omower is Iawfulty sciscd of the estate heceby conveyed and 6as We rig6t to grant .
<br /> - antl conve�r�tha Ptvp�rtY aad thaE ih�i�roP�Y u tmencumbexed,except for encumlirances of reaa�. Boaower wairartts und-
<br /> ' will ddc�l�geneiaUy tHe iitk tt�lf��tope�►againtt atl claims and detnand.�,subject to any encum6rareces of resord.
<br /> 1'HFSt SFCURTI`Y�tN�BR[.tN`�i.NT rorn6ines onifam coveaanu far national use and aon-iU►ifdrtn covenants with
<br /> - -= Wtitedvasiatidns6yjiuisdicsiass�ar�tnstituteau�sifa�securityR�amentwveringr+ealPropetll'- -- _ .----. ---�-- ---
<br /> U�pRM Cp�ffi�iAl�i'd'S� Hi��mwer and Lcader coven�nt and ag�e as follows; �when due the
<br /> '-� i: �Xmeat ot PtiH�ci�1�iti�laterasM,PteRsymeni asd Lite Clur�es. �arower shall pmmptly pay
<br />:- '�f� princip�[:t►i and interest o�¢h:Ge�t�avidenced Dy the Note and:u�Y P�eV�Y�t and late chxge+due undet thc Note. - -
<br /> �.. .�jtpQe[a't'asen aeA tus�acG Subject to appficabk!aw or to a written walvcr by l.cndct.Batawcr shaU pay to
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<br /> ` L.sndes op�tho day monthl}^,�y�`r�ue Atic urHier tise Note.wrtit the Notc is paid i�fuil.u auin!"Fundy"1 for:(a)yculY
<br /> t�xes and�Ussassmcnts ivtiicdr.mi�^,�In priority over this Securiilr Insuumeat as�9ien on tfie Property:fb)yeariy feaschold � -
<br /> � �a meatsc:a. rcn3s ota tte1.-i�ropen5'. if s�ny:(cl YeutY bazard or proper►Y i�urance prem�ums: (d) ycadY QaaB =-
<br /> y- � „ sums able b Bo�ron�er to
<br /> . , �nsuranca�ptpatiu�ns.it dnj:icl�5�.:�1Y m�sngaSe insurance Qremiums. if any:and(� ar►Y PaY Y
<br /> :�._"�< [.cnder.iti�accordanoe witti tt�p�isians df paragr�ph 8.in lieu of the paymenc of mortgage insurance premiums. 'Il�esc ��� i .
<br /> - items�ra�<cslted"E,enaw�tems. UCndes m�y,a�dny ume.eollect and hoid funds in an amount aol to excxed the maxim�tn =_ --- -- -
<br /> � amotint u:te�dct fa a feder�lly�•ie6iitcd mott�tge la�n may requim for Borrawei's escrow accaunt under the federai Rea1 �„-.�n_�''�'��
<br /> � Estau SF�ul�rt�nt Ptocedur�A�e afi 1974 as a►nended itan time to time.I2 U.S.C.§Z601 er se .("RESPA'�.untess another '�"=_ --
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<br /> - law th�i�n�P�i�.�s to the Fuada sets s��issser amaunt. If so.Lender may.at any time,coltect and hoid Funds in an amnunt not to ; :.�;'-
<br /> exceed 4i�e lesser arnount. Le�►di�:may estimate the amount of Funds dae on the basis of curnnt data and re3sahabie '=�'�.�:.'�
<br /> estimatat of expeudiwres o€futur$�ecrow Items or othenuisein accaniance with applicabte law. � ==_,.
<br /> ' . " Thti�Wt�Qs shUt 6a h.lr]�in�aia:institutian whose deposits are insured by a federat agency,i�strumentality,or endty ,�_-'�..�
<br /> ' (inelud'dig l�er,if t.endta is suCti�an institutian)or in any Federal Home Laan Banic. I.ender shall apply the Funds to pay c:.-. `:,i:.�a.
<br /> � the Escmw Items. L.ender m�y.a�Ct.ct�arBe Barro�rer far hoIding and applYinS the Tvuds,annually analydng[he esaow _ --:: --
<br /> aa�um��i�or verifying the Bscapta�items,unless Lender pays Bor�wer intenest on the Funds and apptica6le law permits .-�'`�::,.�,-
<br />` � _ I.ender to make such a charga Ht(�ever.l.ender may req�re Barrower to gay a ane-time charge for an indepeudent real :<°;`` ;-___
<br /> . . ' '^��:_ e�e����g�v�e u�ed�}��ender it�cvru�ection witt►this toan.unless applicable law provides otherwise. lTaless a¢i, ._�. •.��
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<br /> • _;��<::�� ageem�t is mude ar appl�cabtt i2.n�requires interest ta 6e paid,Lender shaU not be required to pay Boirower any intecest or _
<br /> �;:•�_;;: � eaming�on the Funds. BormwtiT a�d Lender may agree in wriang,however.that interest shall 6e paid on the Funds. Leader
<br /> sha]!g�e to 8orrower,wiitaw c6�is�e.an annwz!accauating of the Funds,showing credits and debiu to the Funds acset the �
<br /> ';� - putpos�far whtch each debie to tt�a.Funds was made. The Fiea�s are pied;eA as additianat security for aIl sums secuueA by i-;T��Y
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<br /> ,.`:-�;,_q. thisSecarity Inswmer�e. .; , ''-""�"
<br /> �,,,;��,.: . Ig;ihe Punds he3d�by:Le�acl:x?eaceed ihe amoants pemiitted to be held by applic�6le iaw. Lendas shalt arcount ro .;,�=.�
<br />' • Bonoxur for the exeess Fttrrd3 in�accardance w'nth rhe�eci�a�nents of applicable law. If ihe amount oF a.,he Fimads hetd by :�
<br /> • - ' Lenderat any time is not suffiretit ta pay the Escmw Iteras when due.I.ender may sa notify Borrow�er�a "�nt*_n�,and.in
<br />- _ - . such cese Boirower sha11 payta�Lender the amouat nece��w to make irp the deficiency. Borrower shall ma�..�-i�o the . �?.;;. . •+°�
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<br /> ' . � =:i;;::. deficieg.cy in rto more than cso�eSs•e m�nthly payments,at Lec��:s sole discretion. � .. ' '�� ;�-
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<br /> na,� ilpQn pt►yment in fuli of�all�sums secured by this Sec��,;lnstrumenl.Lender shalt promptiy refund to Bm�:-��any R .;•
<br /> � •" ' Funds h�td by l.,ea�r. If.und:r P�B�P h 2 1.L ender shall asquire or seU the Pro p erty.Len�r.prior t�ihe acqui:.��n or . �'��'�
<br /> "'�'�.'i;:•�,�� sale af�t�Pcoperty. sha11 a{�Sj^•tiny Funds held by Lender zt the time of acquisition or sate as a credit agaiast tL..��:ms . i
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<br /> 'r�'°rfi>;r,:,i�.' sec�3 b�+this Sccurity Znsttumer� ,� �
<br /> . ""`�'��y.`�%��:.. s.�. Appltcatian at Psfrt�t�. Unles9 applicable t�:W�ovides otherwise.all gayments received 6y Leaci�urder ' x f+;
<br /> �L`�'�`;".�;�'�• 1 a n d 2 s h al!h�a p pHpi:firr:t,to an y pre pa yme��.�arges due�under the Note;second,to amounu payal�+��nder � •
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<br /> �._ ,•::• .;� � pa�agrapj��Z;third�o interes!due::fourth.to principal dur.�sd last.to any late charges due under the Note. _
<br /> ,,:. '• '`��` ,•,'•, � ' 4.�• CbArges; Lkns. Harniwer shatl�y��"1 taxcs. assessments. charges, fines and impositians amibutable to the • • - -
<br /> � ' ��°:';,�c:�, Fr�etty;which may anain pxiorin�nver this SQ.�'y::'sx�"-n:nt.and leasehold payments or gound renu,if any. Aorrower
<br /> `,. ;';,,�:�`};,`• sfia!C�Qay�these obligaiions in tt�manner protit�2��:���.�^':�s 2.or if not paid in that cna.uter.Bonower shal!Pap�li.m on r.:;:. . ..
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<br /> ,.,,;,,,,,. cc�a►��cdy to the persan av.�ed��3yment. Sor:��c�;�,....,�"7�:.r:�tiy fumish to l.ender at[�aices of amounts to be �vnder �: ,;•:
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<br /> ' �-''��y� tEiis�ara�aph. ]f•Barrawcp iruka:these p�3n�5 direci��.�flrrower shall promptly f:r.rish to Lender receipts es�:�cing ;;..-:r�
<br /> ` '�.�`'� ' the paym�nts. ` ' . .. .
<br /> ' . ,_='�',�";.;'•Y; ' . Bonower shal��raratp:l}'dilifiarge any lien which has pr..o.^::y c:er�;:s Securlty Insuvment unless Borrower:(a)agrees .
<br /> `�;^i�L;;:.� za u�ting tn Ihe pay�neni of tJa*«�63igatian secured by the t's�;:�a manne7 acceptabte to Lender:(b)contests in good faith the
<br /> . �•"`%'"`"�`� T���sq,.pr defends aaainst er.,`urr�=rsiem of the lien in,IC 2"L.K3°°din s which in the Lendei s o inion o rate to e�e�t the
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<br /> • - ; er,.Facstment of the lien;or{C),�v;ures from Ihe halder of'�t�-:I:n An agrc.ement saGsfactory ta Lender subordinatnr��z lien ; . .
<br /> ` .���.•: .� ' ¢cr L'ns Sesurit y Insttument: If�l:ender determines that ar.��s�st of the Property is subject to a lien which may att:�r�riority ( . .
<br /> ' .�:4 �.;' ..: • aver thi�Security Insmtrnent,Le,�der may give 8atiower a notice i denti fying t he lien. Borrower s ha l l sa tis fy t h e,:e n o r t a k e �
<br /> • on:or mare af the actiom3 sc¢ferrth above within 10 days af the giving of notice. �
<br /> • • 5.� H�srd or Pra�erty Ittsurance. Borrower�`.a"s4;ceep the improvements now existing or hereafter erzc�;:�on the �. '
<br /> ' . ' Prcr�r:sty•insured against inss by.4ire,hazard9 includrd ti�i�.`:;`':�e term"extended coverage"and any other hatar�s..:Tcludin� , . � " '�`� ,��
<br /> � - . �E�noIIs+ot flnoding,far wtrich•Lender requires i^s;..*c.�:.�. �::s insurance shall 6e maintained in the amounu�u.�f��r the '
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