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<br /> TOGEFHIIt WITH ail the impovements naNr a�Seteaiter enected on the pmperty.and all e�nts.appu�tenar�rs.
<br /> ;"and fixtuces euw or•l�ereafier a pairt af th=pcoqray. All reptaaments iu�d asfditia�s sh�ll aiso be caveced 4y thes Secunry
<br /> ;:Lt..�G A13 of�he faegoing is rtferted to in ct4s S�uritg In�Wmetrt as`the"Praperty." • �'
<br /> $p�Qyy�R�pVENANt'g shat B�ciower is[awfi�lty�ei.is�ed of the estatc t�ereti�t canveyed and has t1�e rigtu t�grant ��
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<br /> _ .:and c�tvcy lhe Pro4ertY and th�t!u Ptoperty is unGir�nmbend.cace for encumbr.utcas vf tecatd. Bartouer watrauls stnd
<br /> ;�will Acimd geea�t�Y the titk to the PtopertY agunst all cla'ims aad dt�subject ta aay e�nc�embtances ut rtcutd.
<br /> THI�g S1F�lJRi[Y.lNS'I'RllM�N'i' �ncs uniform covenacit�for national use°and noR-uniform cavenants with _
<br /> . _ _� .�.limitrct variaa�AY lurisdiawn to cons6tute a unitom�securi,ry insu�imu►t coveriag aeal pr�e�ty. : —
<br /> _. - -- LIMFORM COVENANtS. 8anower and Lender covenant and ag�ee as foltows: p�P��,F�►Y
<br /> - — • !. pays�e�E o[P�iacipal and Inte�est:PrsWy�eet aad Late Charg�s. Borrower sha11 when due the
<br /> _ ,p�incip�l of at�inta�si�na the d�bt�vide�d hy�H°��a°y P�P�Y�nt and tate charges due uqder the Nae.
<br /> 2 Fi�ds for 1i�es a�d 1ss�rst�e. Subject to applicable law a to a written waiver by I.�nde%$atmwer sl�all pay co
<br /> --- — 'T,enc6�sr on 8ie day maeddY PaYmenis ar�due nnder the Noce.imtil the Nate is paid in full.a sutu("fiiMs'7 for(a)YeatlY
<br /> ;�.��ts w�m1y�ttain�tiority over this Sec�riry�tastnm�nt as a lien on the Fmperty;(b)Yeu1y teasehold .
<br /> • ' yntents a gma:�d rents oa the Froperty. if any:(c)yearly t�azard or PcopenY uuurance preauums' (d)Ye�tY fIood
<br />--- ��-�r�,e Premiums,if any.(e)YrarlY mortg�»�e P��if any; and(�anY Sums l�aYable by Sortower to _
<br /> - :�er,ny accord.v�ce with the pro,v�ions of paragtapb 8,ia lieu of the payment of mortgage insurance premiums. T6ese
<br /> �tems are caUed"E.scrow Items." Lender may.at�y rirne.callect and hoW F,mds in ae�amouQt rtot to ex c e e d t L e m+x imum
<br /> - aunaant a Ieader for a federally related rtwrtgage loaa may�equire for Barrower's esaovv acwaut wbder the federal Real =
<br /> �staDe 5ettlement Ptuceduies Act of l9T4 as a�d from time to rime,t2 U.S.0§2601 et seq.("RFSPA"),unless another _
<br /> ,..�. :iaw tbac applies ta the Funds sets a lesser am�ani. If so.Leqder may.at anY time,collecc ac�t�nlc!Funds in an amount aot to �-_
<br /> exceed thc lesser amoun� ixnder may estimate the amount of Funds due an the 6asi.s,uf�!t data and reasonable _ --
<br /> '`.' �t3mates of expeaditares csf fuhu�Escmw Items ar otherwise in accacdance with applica6I%�ii;+;.;:'::,.°:� �—
<br /> '` ='� The Wnds st�all 6e held in an institufian whose deposits are insared bY a tederat��;�-:s�.�aentality.or entiry _ �-_—
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<br /> _ (�ncUiding Lender,if LRader is s�cc6 an instiwtion)or in any F e d ers il Home Loan Bank. ���siia71 a p ply the Funds m pay .
<br /> �. . --- jhe Es�caw items: Lender may ciat charge Bmrnwer for hotdmg and applying the Fucu�..ti:�mually auatyzing the escrow �-
<br /> � j° , pccaant, or verifying the Fscraw items. �nless Lender pays Bomower interest an the��+�ais and applicabte law peRnits ,: =�,,f'..i°
<br /> . i,e�der to maice sach a charge. Nowever,Lender may require Barrower to pay a ane-time charge for an independent real � .'�'!�,'_=,-
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<br /> � esia[e taa cepo�ting service used by Lender in oorineaion w�th this toan.unless appiicable law pcayides otherwise. Unless an _ i..,,,,,--�,.,
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<br /> ' ��nt is made or applicablg law requins�st tu i�e paid.Lender shall not be required to pay Balrower any intecest or
<br /> - , �f eatnit�gs on ti�e Funds. Borrowec and Lender�?:�gcee in writing,however.that interest shall be paid on the Funds. Lender : � ��*�:
<br /> � . shntt give to Barrower,without charge,an an.�.,.E accounting o�the Funds,showing credits and debits to the famds sand the ;�= •
<br /> ± . , pur�ruse for wl�ich each debit m the Funds wa,�'r�c�e. 'It�e Furtds are ptedged as additional secarity for ali sums secured by }��.�-
<br /> thisSecunrylns�ument • .. ' � .�" ,,,...�"
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<br /> • � IP the Funds fretd by I.ender eaceed ttr,:��m�p�atted�to LL�.:tzzlit:by applicable law,Lemi�shall account to -_� -.-
<br /> - ,,` Bmrawer for the excess Funds in accordance-y.i�s`t1►e reqairer�°-au of�*r���ble law. If the amouc'�c�+�d�e Funds held by ; ���d;�L,_��-
<br /> - . `I:suir�at any time is not su f t iciem to pay t he�scro w[�e s u,s:�u f s�d u e,L e n d e r m a y s o n o t i f y Boirower in writin g,and,in �' ���`�
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<br /> :-;� s��ase Bormwer shall pay tn I.ender the amoum nec��i�make up the defeciency. Bmmwer shaU make up the �;,,,,n �
<br /> :�,:�„ ; . aefteicncy in�w more than twelve munthly payments.at Lence'3 sote discretion. �?;,:5;�5`.?:���
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<br /> ' .• :.f• 1Jpon payment in full of all sums sec�.t Lry this Security Inswment,Lender shall pmmptly ref�d ta Borrower an ' �,,,,,.�t:�,�,
<br /> ` �=:!; ��'� • �Funds held by Lendec. If.under paragraph 2��L..ender shall acquire or sell the Property.L.ender.pr�.�rthe acyuisidon os�• ,,�,.,;,t.`;
<br /> • ' �.��: ,sale of the Ptaperty.shall apply any Funds��•:bY I.ender at the time of ucquisition or sale as a�.�roii.:against the sums � �. �= Y'•"'�-�,
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<br /> : .� ::.,�'-� secnred by this Security tnstrument 't���ir��;. `:.-
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<br /> % .�...�..,..:�:. . � 3. ApplicaRion ot Faymeats. Unless z�licable law provides otherwise. aU F�:cT;�.s received by Lender under� ,y�i���Y-•< <;4
<br /> - _=��= '�r�aphs 1 and 2 s!+�11 he applied:firs�to:��r.�repayment charges due under the Not:��.�-:d.to a�ounts payable undec:� . , �.��-
<br /> , �` , : �as��raPh 2:tt�ir��nr sWterest due:fourth.to p,im:i pal due;and last.to any Iate charges du��der the I�cu»• ,;`:� ,�;�=:__.
<br /> '::,;`, •' . . . 4. Cduges.Lkas. Borrower shall gay all taxes, assessments.cli�r�es;fines and imposi�-�:,.t�i6utable to the� �,'• . •••.. . --
<br /> `I'�';;`� ``�; ' : Prr�s�*ry which may attain pr'scr-�y over this Security Instcument,and le�d'ar�"if, a en[s or ound:�rs.�'. �a�ower�� �F��� .:E�
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<br /> - f` f��`1'�,'� ' '�tt,�J:�ay these obligatiorts in��r+.,.annet provi d e d in am �a 2.or i f n o x d i n t t s a t�,=�.L e i.8orrower shall,����:�on,. ., y :-�-,-
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<br /> ,, , tisF,�cirectly to the person awed�,ment. Horrowcr shall FrG:npdy fumisb to Lender�"�s:��Yes of amounts to b e��ander� -� �f�i Y�t���4 .,� -��� -
<br /> ��;t„�� , i h i s p a��g r a p h. I f H a r r o w e r m�c��i h e s e p a yments direcd y.Barrower shall promptty Cw,r.,.i.:�-�o Len�er rece�Pts eviJencing�; �•�.r;;t "���`�� �
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<br /> [he payments. ' ' ��t° �-
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<br /> ��;s E;�•; Bormwer sha11 pmmptly discharge an�i5r:r wbich has prioriry over this Secutiry lnstrament uniess Borrower.(a)agrecs . ;>�5:�:� . _ �
<br /> ,��.:. (b�contests in gaod faith Ihe� . :?;•'•:':., f �.
<br /> . �;�i} ;;s . in writing ro the payment ot ths obligarion se.w ed by the lien in a manner acceptabte to t.ende r. ;,�;�, • ,� ,,,
<br /> � ;�. .. lien by,ot defends against enforeement of the lien in,legal proceedings which in the Leader's apinion operate to prevent the�� ,y t�'�� r;<��
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<br /> ����"� ' enforcement of the lien:or(c)secures fram the holder af the liea an agmemem satisfaccary to Leader subordinatin$the liea� ':��{����,�(.�1,• � F-
<br /> � ��.``��•° �� • to this Security lnswmenG lf Lender detertn;res that any part of the Properry is su bject to a lien w iii�;h may a t t ai n p ri a ri t y •;'�y;����,}�t r:'°"t'' � ,
<br /> �� ` ' oves this Secudty lnsuument.l.ender ma �C3orrower a notice identifyin�the licn. Borrower shaLE�;r�sfy the lien or tak� �,,��.,F:n,
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<br /> x�_;�� , � : ane or more of the actions set forth above wi�hu2 a0 days af the giving of anu�:e. `i:•��� .
<br /> . t' y ' �'� • S. Ha�ard ar Property Insarance. Barrower alu�zl!6ceep the�mprovcments now existins or here.ii:er erected on the ,• •,
<br /> } �e�,: ..`..� j " � Qtuyse-Ry insured against loss by fire.ha•rards inc��ided witft�:�the term"extended coverage"und any other hazard9,including ±.;'�iy;;r,:
<br /> • ' '�''"'`"'f'' �Ioads or Aoading,for which Lender requirey se.sarance. T'his insurance shall be malntained in 1h�amounts and far the ��}':t�.;,
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