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<br /> State of Nebraska Space Above This Line For Recording Data
<br /> REAL ESTATE DEED OF TRUST �
<br /> (With Future Advance Clause) �
<br /> � Construction Security Agreement �
<br /> 1. DATE AND PARTIES. 'The date of this Deed of Trust(Security Instrument) is09/10/1999
<br /> and the parties, their addresses and t�identification numbers, if required, are as follows:
<br /> TRUSTOR:RICHARD A NECI�R GWENDOLYN IC NECKER :iUSBAND AND WIFE
<br /> 711 W 16TH ST
<br /> GRAND ISLAND, NE 68801
<br /> � If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br /> acknowledgments.
<br /> TRUSTEE:
<br /> Arend R. Baack, Attorney
<br /> P. O. Box 790
<br /> Grand Island, NE 68802
<br /> BENEFICIARY:
<br /> Home Federal Savings and Loan Association of Grand Island
<br /> 221 South Locust Street
<br /> Grand Island, NE 68801
<br /> 2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br /> secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably
<br /> grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br /> property:
<br /> LOT THREE (3) , BLOCK FOURTEEN (14) , IN SCHIMERS ADDITION TO THE CITY OF GRAND
<br /> ISLAND, HALL COUNTY, NEBRASKA
<br /> The property is located in Hall at 711 W 16TH ST
<br /> (Counry)
<br /> , GRAND ISLAND , Nebraska 68801
<br /> (Address) (City) (ZIP Code)
<br /> Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian
<br /> rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may
<br /> now, or at any time in the future, be part of the real estate described above (all referred to as "Property").
<br /> 3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time
<br /> shall not exceed $5000.00 . This limitation of amount does not include interest and other
<br /> fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made
<br /> under the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants
<br /> contained in this Security Instrument.
<br /> 4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br /> A. Debt incurred under the terms of all promissory note(s�, contract(s), guaranty(s) or other evidence of debt
<br /> described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify
<br /> the debt(s) secured and you should include the final maturity date of such debt(s).)
<br /> PROMISSORY NOTE AND SECURITY AGREEMENT DATED 9/10/99 MATURING 9/10/04
<br /> NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA,FHLMC,FHA OR VA USE) (page 1 of 4J
<br /> Q 1994 Bankers Systems,Inc.,SL Cloud,MN Form OCP-REDT-NE 1/13/99
<br /> ��C465(NE) tssozl.oz VMP MOfiTGAGE FORMS-(8001521-7291
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