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99 109162 <br /> B. FiJNDS FOR TAXES AND INSURANCE (check one) <br /> ❑ Uniform Covenant 2 of the Security Instrument is waived by the Lender. <br /> ❑ Uniform Covenant 2 of the Security Instrument is amended to read as follows: <br /> 1. The word "monthly" is changed to "scheduled." <br /> 2. Paragraph 3 is amended to read as follows: <br /> If the funds held by Lender exceed the amounts permitted to be held by applicable law, <br /> Lender shall account to the Borrower for the excess Funds in accordance with the requirements of <br /> applicable law. If the amount of the Funds held by Lender at that time is not sufficient to pay the <br /> Escrow Items when due, Lender may so notify Borrower in writing, and, in such case Borrower <br /> shall pay to Lender the amount necessary to make up the shortage or deficiency. Borrower shall <br /> make up the shortage or deficiency at Lender's sole discretion, subject to the requirements of <br /> applicable law. <br /> BY SIGNING BELOW, Borrow r accepts and agrees to the terms and covenants contained in <br /> this Payment Rider. <br /> . �°�-2;�- <br /> X.. ....................................... ........................... Seal) <br /> DII�TI S L. FIALA ���� �������� �Borrower <br /> ��.�..�....����....................... <br /> (Seal) <br /> B. 'r'��i -Borrower <br /> Bankers Systems,Inc.,St.Cloud,MN Form MPFR-PRS 3/18/98 /page 2 of 21 <br /> c. �! �:. �1 . . <br /> � . �.................. <br />