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<br /> - 1r�ocfili�ER wrrH all the�mpmveceea►ts,xivr o�r ne�fter e�cced on thc pn�percy.ana al!e�sements.appu�R�at�s• _
<br /> � � utd fuct�ses aaw a�r ha+eafter a put of tix psopeRy. AU ceptaca�ents and additaons shall alw bc covaed by,tdts$aN[iry
<br /> instnu�aeat All of thc fa�i�is refernd to en this 5Ccurity�Inswment as Q�"Pra�ty.' � �
<br /> '�BORRO�NFR CYIYENAPi'rS thaz Bartowa is la�(fulty seisod af the c.uate heiebY wrneyed and 6as tse tight to gr�nt
<br /> aad eanvtY��aad tbat ive Propeaty is ut�t�a��6ered.except for encurt�brances mf cecord. Bomuwet vraaat►tc�
<br /> - wiU def�,nd ger�eraliy the rit1C w the Pro�en.y against ali cl�ims and drmands.subject to any encumOr.tnoes of tecos+d.
<br /> THiS SFCqJRi'!'Y I1�iSTRU1VIENT com'bimes�unifoim covenants for aatioaa}use and n�-uniform cavenants with . .
<br /> _ -- limittd wuiadons by�urisdictioa to cnasti�ute a unita�sea�rity iastrument caverin8�ProPertY• ' _
<br /> UNII�RM CAVENAN7�. Barmwer aad Leader covet�ani and ag�e as folIows:
<br /> !._ Pa��otat ot Princfip�l aad Intenst;Prep#F�o�and L�ta C6aBes 8arower shaII promP�Y Pay when due the
<br /> -== pri�l of and iniete.yrt an the debi evidenced by the K�te and anY P�Payment and tate cha�ges due undcrthe Hote.
<br /> ��` . 2, F�dy[or'i>>ces a�d I�aAC� Snbjcct to applic�ble law or ta a written waiver by Lender.Barawer s6a11 pay w
<br /> ,:.z-. � Irender an dw day monthlY PaYments aze due uncks the Nate.until tha Note is paid in fu1l.a sum("Funds")for.(a)YeaziY
<br /> =_-- t�es smd usr�ents wl�ich may atia�n prioiitSr over this Sa�utity Instrament as a I�en on We Propaty!'.@}yearly leasehold ..
<br /> ��� payments or gmund �ettis an[he P�paty. if any;tcl Year�Y ha�arct.ot P�rtY �urance pcemiums: (d) YeartY flooA
<br /> ;:;�-.,, _ insu�nce premiums. if an}, te)Y�Y�8e insuiance ptemiums,if any;and tfl any sums PaYaDle by Bormwer to
<br /> Lender.in avooNastive with tfle pmrisions of parag�aph S.iu Geu of tbe payment of mortgage inswanc�pnemi(tms. 7Mse
<br />�Y:=Y: items are caped"Fscmw Items." Lender may.at any time.collect and hoid Fuads in an amount not to exceed the maximwn
<br />-.'.t.,:� amount a ier�d�er far a federally related martgage lwn may requue for Bmmwer's escrow accouat�u�der tht federal Reat
<br /> r• Estate Settlement Pcucedtues Act of 1974 as amended from ame to time,t2 tI.S.C.§2601 et seq.t"RESpA"?.unless another
<br /> 1aw th�i applies[o the Funds sets a lesser amoun� If so.Lender may.at auy time.collect artd hotd Cvads in an amount nat to
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<br /> �`_`� • e�coce�d the lessu antouat. �xnder may estimate the amount of Funds dwe on the 6asis of current data and ceasonable .
<br /> -,���i estimates of expeadituiesa�'f�incce Escmw Items ot athecwise in aceorQance with applicable law. _
<br /> ':`,F::• 'I'Ge l�nds shaU 6��tti;ut.an insamtion whase deposiu aie insuied by a fedeial agencY,incLumentality,ar entity —=—
<br /> (includ'mg Lender,if I.eader�such an insdauon)or in amy F�ederal Home Loaa Ban[c...�.ender shaU appty the Fieads w paY
<br /> thc Escrow Iceass,. I.ender.may not charge Borrower for t�olding and appiying the Fctids,anuuallY a�nalYzin&l�te escr°w . . ____
<br /> account,or�e¢�=eig�dse�scrow Items.untess Lender pays Bomnwer inteieu on tde Funds aad appllcable law permits �
<br /> " ::;-, `.• Lender w ma�c.s'scb a cha.*�;.�iowever.Lender may require Borrower to pay a e�e-time cbarge for an independent real �,�,�
<br /> ' ',:=:. ss-�te tax repat6ag'Serv'u���sx��sy Lender in connection wzth this loan,untess a l i�!aw vides athenvise. Q�'4less aa .
<br /> F''d� Pr° �__
<br /> � � _ a is ma e or a� �'� ��:Iaw uires interest t o be pa i d.L e n d e r s h a l l t m C$a raqnircd to pa y Borrowes a�=�zferest os ��`�--�
<br /> ` f,, _ �� 4 PP �- _ �9 ;,�:�.:;F_:.
<br /> l " t • eamings on the�'unds. Bor��aer and l..ender may agree in writing,hawever,that r.�,n�i shall be Qaid on the Purr�. Lender ::�,'��,ti-;_
<br /> :.:•:sk� Y� ,�`i.-:t ;; shali give to Ba�awer,without cf�arge.an annuaZ accounting of the F¢u�:.,shaaring crediu and debits to the Funds and the . .,-�,-::��,-._._
<br /> , , r�,f, �• pmpose for whish each debit to the i�,mds��,s made. 7]ie Funds are g?�ed as adcGdonal security for all sums secured by ,"—;�:..____
<br /> • ._�.='>,<:, ttn�Se�cliiity II15tiumeu4 � '' S * ' ---_
<br /> .L.;� `� I f t h e F u n d s held ts+r i:�',.�t exc�r,�e amounts�n itted to be held by appticable law, Lender shaU account to • ��s�-.�
<br /> • �:� ; Horcower for the excess�a.�.r a�ac�cardause.�Nith the ra�,��ements of applicable law. if the amount of the Fimds held by �.��:__
<br /> ` Lendec at any dme is noT s�.��:"�:nrit tn pas:�e Escrow w�s when due.Lender may so notify Borrower in wriMa�.and.in ;�;,.. .--y
<br /> ' �•"�` � . sach ease B�a�c sh2sil�y;o l.ettd���e.amoam n�ssary to matce up the defcciency. Bom�er shall make up the �: `��,, °-�_
<br /> `� �� w� } :`=F ` defrciea►cY i�.�z�m�.za�h�e montlsf�t�;ments,at Lendes's sole discreaon. rt-
<br /> :"'� * '. Upon p�..z���`.+�iP w.�;31 sums secured by this S�'.uriry instrumenf.Lender shall pmmptiy refund m Be�wer any ;,����, , ••",-
<br /> , , :.;,. ;--
<br /> � , . .;.���;-.• �ri.xds held by Le:i�te:.. L�.Urd..°7 paraSraPh 2{.Lendersf.aJI acquire or sell the Pcap�ty.Lender.pnor to the aoj.wi-i:ion or rr�i.r�t- , ._.
<br /> , • �: �- 5ate of the Property,sh�`L��T�r any Funds held by i.errw:r at the time of acguisidon or sata as a credit agaiiaa:�e sums ��'t:,''. { '�'.,,�
<br /> :;�- •;." secured by this Sec�tt�ity L�sicUment. _, � .
<br /> ' . . 3. Applkation of P�ymeots. Unless applicable law providcs otherwise.all payments receive0 by i.ender under -. �y��.
<br />� . �,�,;,�?.�- paragraphs 1 and 2 shall be applied:first,to any prepayment charges d�e under the Note:serond,ta amounu payabte under . �_
<br /> ' , t �„ - paragraph 2;third.to interest due:faurth.to principal due:and last.to any late charges due under the Note. '•:.��
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<br /> . 4. Charges; Liens. ]3orrowcr shall pay ail tazes.assessmen�a.charges,fines and imposidans ami6utuble to the •
<br /> . „ , °"� property which may auain�s•�i}y over this Security Instn.ment,and ieasehold pa}�4.ts ar graund rents,if any. Bocrower ��t4
<br /> ' '�`, ' shall pay these obligations in�e manner provided in pac^�a�h 2,or if not paid in L`.a::tnanner.BosrOwer shall pay them on . �r:w.�,=s-
<br /> •t= �" � time directly to the person owed payment. Borrower slta.;����.�y fta�i�.'s to Lender ail notices�o�a�nts to he paid under ,. �'t=?�s`
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<br /> •-�'���`•�.` � this patagraph. If Borrower makes these payments dirax;;,�om�w��a`r�.']pcompAy fumish ta�rir.�receipts evidencing � �. _ :�-_�__
<br /> . . : ��*��';:i: i ',*�e a ents. , ... � . __-_
<br /> . ; ,. .. t p � r� ' , `-�`—'°'-
<br /> , ; : Borrower shall prompNy discharge arty lien whic���:s pr�arity ni�t i:sis Securit}f instrument unless Borro��v�-:t:.3 ag�•es E• ;,:,,.:.�
<br /> - _ '�:v�writing to the payment ot'the ubligation secured by t�'�e'�a:t a��ss:s'acceptable to Lender.(b)wntests in ��i�a::'�� �+"I�,';,;:' .��__
<br /> � F��:�'�p '
<br /> , ' ;�� � ;�en by,or de`e^�s against enforcement of the lien in,te��:p:�iis�.c+'hich in ihe l.ender s o inion o rate to e+��;!2 w�2 � 5r'#S'.�.�;''"+�,=__
<br /> =�n P Pe F' , �r,�!�--:
<br /> enfarcement c�;d�e tien:or(c)secures fmm ihe holderof t�~�:�:a a1�:�:snent satisfactory to Lendec subordinatirtg!gie�'"rr�s . ';;i�r��-°�-��=
<br /> � • y;;,��� ---_.
<br /> ° to this 5ecurity Instrumem. 1f.Lendet detetmines that ar�•part o9 t�:l�nvperty is subject to a lien which may attain psiosii;= _ �-��,i�,y,< <. �;�y�;;
<br /> ' ' �ver this Security Inswm.�s�;Lender may give Horrowe-a notice idenC�iyirtg the lien..Horrower sha0 satisfy the l:i^�or take• . ; ;;a�.,;:+. • J�.�;�;.
<br /> : c�e or tnore of the actions s�:forth above within 10 days�f the giving of noticc. '�'�'•'�'��' • y`•`
<br /> . . -• ' S. Haz�rd or Pro�+r�.Insurance. Botrowes sha�l keep the improvement�•r,�°w�existing ar hercafter er:t:d on the 'r #r ��
<br /> Pro msarcd a ainst loss b �re,hazardy included within thc tcrm"caten de d w�+_�rage"an d aryo ut her hazar d s:i nc lu d i n g �t I �;r���t'' . . . .':�,�.
<br /> _�:.;.; PertY� S 9 �,_-.
<br /> -. : ;,..,_; .� .'•� ftoods os flooding.for which l.ender reyuires insurance. Thls insurance shall be maintained ic:�'.�e pmounts and for the 1 .� • � ��J•;:,':;��,
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