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<br /> NEBRASKA
<br /> g 9 .i U 9 O � ;� SECOND DEED OF TRUST
<br /> (HBA Loan)
<br /> . \\�
<br /> This Second Deed of Trust(this"Second Deed of Trust"), is made as of S e p t e m b e r i o , i s s s
<br /> by and among KAREN A . GALUSHA and SCOTT A . GALUSHA , Wife and Husband �
<br /> (��TfUStOC���, WhOS@ mailing address IS 3 1 4 W A I N W R I G H T S T R E E T , G R A N D I S L A N D , N E 6 8 8 0 1
<br /> Commercial Federal Bank, A Federal Savings Bank, ("Trustee"), whose mailing address is 450 Regency Parkway,
<br /> Omaha, Nebraska; and Nebraska Investment Finance Authority ("Beneficiary"), whose mailing address is 200 Commerce
<br /> Court, 1230 O Street, Lincoln, Nebraska 68508-1402.
<br /> FOR VALUABLE CONSIDERATION, Trustor irrevocably transfers, conveys and assigns to Trustee, IN TRUST, WITH
<br /> POWER OF SALE, for the benefit and security of Beneficiary, under and subject to the terms and conditions of this
<br /> Second Deed of Trust, the real property, legally described on Exhibit A attached hereto and incorporated herein by
<br /> reference (the"Property"); and
<br /> TOGETHER WITH, all rents, profits, royalties, income and other benefits derived from the Property (collectively, the
<br /> "rents"), all leases or subleases covering the Property or any portion thereof now or hereafter existing or entered into, and
<br /> all right, title and interest of Trustor thereunder, all right, title and interest of Trustor in and to any greater estate in the
<br /> Property owned or hereafter acquired, all interests, estate or other claims, both in law and in equity, which Trustor now
<br /> has or may hereafter acquire in the Property, all easements, rights-of-way, tenements, hereditaments and appurtenances
<br /> thereof and thereto, all water rights, all right, title and interest of Trustor, now owned or hereafter acquired, in and to any
<br /> land, lying within the right-of-way of any street or highway adjoining the Property, and any and all alleys and strips and
<br /> gores of land adjacent to or used in connection with the Property, and any and all buildings, fixtures and improvements
<br /> now or hereafter erected thereon (the "Improvements"), and all the estate, interest, right, title or any claim or demand
<br /> which Trustor now has or may hereafter acquire in the Property, and any and all awards made for the taking by eminent
<br /> domain, or by any proceeding or purchase in lieu thereof, of the whole or any part of the Trust Estate, including without
<br /> limitation any awards resulting from a change of grade of streets and awards for severance damages.
<br /> The Property and the entire estate and interest conveyed to the Trustee are referrred to collectively as the"Trust Estate".
<br /> For the Purpose of Securing:
<br /> A. Payment of indebtedness evidenced by any promissory note of Trustor in favor of Beneficiary; and
<br /> B. Payment of all sums advanced by Beneficiary to protect the Trust Estate,with interest thereon at the rate of
<br /> sixteen percent (16%) per annum.
<br /> The indebtedness described in paragraphs A and B above is referred to as the"Indebtedness".
<br /> This Second Deed of Trust, any promissory note of Trustor in favor of Beneficiary and any other instrument given to
<br /> evidence or further secure the payment and performance of any obligation secured hereby are referred to collectively as
<br /> the"Loan Instruments".
<br /> 1 NIFA 2/96
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