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Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated April 7, 2004 <br />together with all Riders to this document. <br />(B) "Borrower" is Stephen D. Cain and Julie K. Cain, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is 2009 N Diers <br />Ave Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated April 7, 2004 <br />The Note states that Borrower owes Lender <br />One Hundred Forty -Four Thousand Two Hundred And 00 /100 <br />Dollars (U.S. $ 144,200.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than May 1, 2019 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />oocUiNE1 (Page 1 of 13 pages) <br />DOCUINEI.VTX 06/19/2002 <br />A <br />a <br />C:1 <br />C <br />trn1 = <br />s <br />o -Ni <br />O rn <br />�,V` <br />CL <br />F—A <br />C=) <br />t <br />C:7 G. <br />C) <br />Tl <br />= M <br />_C Vf <br />m <br />D CZ; <br />O <br />f�7 <br />C) <br />r <br />cn <br />After Recording Return To: <br />ry <br />•� <br />w fD <br />cl� <br />CIl <br />Cn <br />Cl1 r�-F <br />H <br />Z <br />0 <br />[Space Above This Line For Recording <br />Data] <br />{� I ' <br />DEED OF TRUST <br />Cain <br />Loan Number: <br />5PT40319 <br />Parcel Number: <br />400050846 <br />1� <br />> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated April 7, 2004 <br />together with all Riders to this document. <br />(B) "Borrower" is Stephen D. Cain and Julie K. Cain, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is 2009 N Diers <br />Ave Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated April 7, 2004 <br />The Note states that Borrower owes Lender <br />One Hundred Forty -Four Thousand Two Hundred And 00 /100 <br />Dollars (U.S. $ 144,200.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than May 1, 2019 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />oocUiNE1 (Page 1 of 13 pages) <br />DOCUINEI.VTX 06/19/2002 <br />