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<br /> � TaG1�n+Fx!V rt'N.0�tie imp[avn,�►ts nov�ar trereafter ercccei�,an the pcopem►.and au eisements�:appu�, � �
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<br /> �nd fixtwrca a►w a txrcafter�r�n atthe p�opaty.. A!t reptar�eents��ans ahatl aLw 6e caverod bp thi�Socarity
<br /> — � InsUUmsnt, AI!ot�he farrgoin8 is nfcrta!to in this Secunty InswmenF�s tha"Pkv�xrtY•,. ..
<br /> N(l�Rt)1V�It COY�tANT5 that Barrower is.lawfully seised.of t�r estate herebp conveycd and 0as tLe right ta gapt ,:;
<br /> s�f 4w►vey Q!e`Roperty ond.�.�u►t elie Rvptrty is unens�nnEereA,except f.vr encumbr�nces of rccord. Horrower w�nsnts and ` =. .
<br /> w ill deCend�tc�ttalty the litk t+�the Peoperty ng�inst�1t c[aims and demaitt�s.subject ta any enc�mbraaces of rerad.
<br /> THl,S S�URI'�Y tNSTR�IM�Nf cam6� unifotm covenants far aation�l us�aa�# nvn-anifomt covenants with
<br /> � limlted v�tia�s 6y jutisdictian taco3istitate a uaifutm securitY insau�nl covering.�eal pxc�pertg� �
<br /> UNIi�?ItM COy�:NANTS. Banowcs and Lender covenun and agt�o as foltaws: w�a�� .
<br /> �.1. Ih���t d Prf�ci�i�M It�tere�li pnW7�at�nd Late Ciu�tEes. Be�a�;es shatt�Y PnY .
<br /> �C ip�t of�nA initirst an the deal evidrnced b}tbe Natc ud an}r prepay�nent and iue cMr�e.s d�under t}x Note.
<br /> 2. t�s f6�7iltes Mtd lfla�r�nce. Subjat to applicaDlc law or[n t�wrimn wai�er bY l.ender,Bo�s�nwer shall pay to
<br /> == - � [.enJer nn�dry monchtY P�Y�^cs ire due under ttic Nae.unti!the Note is.gaid in fol-1:a sum("Fvods")far ta>Yruty
<br /> - - ta�c�ausR�afsessments whkh atsy altain priari►y ovtr this S�ect�riry instrii�nent ns a lien+an the PtapestY:(bl YprIY tt�sehold
<br /> s ��.. Mymrnts �x gawnd rcnts an the Ptoperty. if arty: Ccl Y�rty haa�d?x Prv�nY ��e P��:td} Yeuly flaod, ,
<br />.°.-- i�r��prrm��ms.ii anv: (�> >eartY mortBaB�insuranee premiums.;�f.an}r.and(fl any,sums payabk bl►Batmwa ta;
<br /> , t.endct.in��:���th thc�►visians oF paragraph S.in lieu of thc.�PaYment oE m�tgage instustnce pc�nituns•.Tt�es� �
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<br /> � m ittn�.s�rc catkd°�scmw�ttsms." Lcnder may.ut any time.coilect and fNSid Wads ir�an aawrmt not[n exaood sf�maannum �
<br />'r � anawnl a kndet fa�a federaliy rei�ced mwtgage�oan may tequite for:Borrower:s escraw a�ccount undet tlr:f�kral Re�
<br /> � FsIMe SrtUcrosM V�cxcduas Act of Dq74 as amended from tima ta tima.:�:2 U.S.C.�2601 elseq.("RESPA"1.uNess anotfier
<br />_ !aw thai applies tu the E�nds sEts A tesxr atttoun� ff so.l.cnde�r may.at�r<�drtte.mitect and f�s►ici Frtrads in an amount not to�: , �
<br /> c�ceed t[�e tcsscr�t�aunt. lxnder cmy estimate the amount af Rcad�.d�re.an�tt�11�sis of,°�dua a�4.��
<br /> �uim�tes ut e�penditures ot futurc Escrow ttems ar ahen�vise in xcv�Wn�witfi�Plic�ble law. "� •.'..,'�� .
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<br />�;•'�,�� ''I't�e 1'vnds Ehail be heki in an institution w�hose deposits�e insus�d 6y a fed�eral aBencY ins��,c��.sds�to �
<br /> Eir�tuiiing l.cndct.if lAV�dcr i�aucfl�n institutinnl ar in any�Federal H�e LQan Bant�. i er�der slnll aPP.Y ��• .
<br /> .1[�t�s�r�tttnn. t.enQer rt�y not chatge Bortower for holding and upplying the Fuads.aanu�liy analYxing the es�navs
<br /> �•'' � acccwnt. iu�rrifying th�e Esrrow Items.unkss Lcnckr pays Borrawer.:imerest an ihe Funds arsd applicable taw pertnft� � —
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<br /> ' � � �.cndcr tu n��c Fuch e chu�c. Nav�evcr.lxndcr may rcquire Bormwer to pay a one-time charge far au independent real••.� ���_-
<br /> � ' 7 �' ' estste t�x rr{xx�ing scrv��e us�!�y Lr�de�in c�nnection wiih this toan.�it�tess applisaDk law provicies othe�wise. Unicss an �;,;�;,Q,�-
<br /> : �� '• agrecment is m�dc��r applic�blc law ccyuincs itacrest to be Paid.l.cndcr ttitudl nat be required ta pay Bortower any interest or :-.?:�°°
<br /> ramings an�hc H►ni1s. �i�Ker ond Lcndcr may agree in wnting.hawever.that iaierest st�aU 6e paid on the FvmdS. l.ender -�---- -
<br /> � ,:.� � shall Ri�c tu U:xn►wcr.witAcwt chargc.an annual:ucaunting of thc Funds.shawing crediu and d�ts ta the Funds and t6e =�;�
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<br /> ' � pur�Ke Gx which rxti dcsit w ehe Punds was madc. The Funds tue pl�dged as addirionaJ secuaicy f3ar all sums sec�ued by;� �,�.__
<br /> r � �his Srcuriry In,trumcnt. ' °�'_�j
<br />_�� Ii tt�1"unds heW by Ltnder exceed the amnunts pemtitted to tie hetd by ap{rt�,cable law.l.ender st�all aa�mt:la .:",• ���;�
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<br /> . . Ei�xruwer t�K�fle e�cec��unds in acrordance with the requirements of�applienbte taw_ if the amouat of the E�ru�s��elet by :�;;-
<br /> 1,endr�at anf tima i��ut su/Tici�n� to pay the Escmw items when due:l.ender�cu sa rtotify 8otrawer in writiag:s�a�t,in: . ,�,��
<br /> _�.'�;� swh casc BortaNer sfi.�i pay t.Y l.aen�k:r tfie amc►unt neces5ary to ma�:K up th2�eiencY. Bolrower shall nials�cip�d�e F�._--
<br /> . . - r=. , defKi��xy in ar�m�rc�han tKelve manthly payments.at l.e�der a sote divaretian. ��--
<br /> . Upan pa�nknt in fu0�•t nll rum��ccurcd by this Security[nsaumen�E.en�shall promptly refiund ta HuLZa�rr a�y `;:'r;�-;;��:';.�
<br /> • "'. 1'�unds held by I.ctNkr. If.vnAc�paragraph:1.lxndcr sA�lt:irquite ar.sell the Ptapersy.LCIIdEf.PltOf IO IIB�aCIjUTY3itfit2 fIY �' ,� �"-.-
<br /> ,` `:.��,� � Sate nf the PrapeRy.�hlll apply an�Wmd+hctd by Lender at thc tim�of acquisit"son or sale as a cr�t 8�.�"st.tht snm.s •. ..-;,� `:.�.' �:�-.
<br /> �ccurcd by tAic Sccunc-tnstrumrn�. � • . . �"��=
<br /> y �oei�•ed by Lender ur.� ' •:�s�_
<br /> J. Apfkatia�d W�meet�, �►ntc.+ a�►plicablc law provides otherwisc. all paymeas� . _�_
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<br /> puagtaphs 1 a�x1�.hall bc aM►licd: 6n�.tu uny prepay mca�cbargcs daa unde�the Note:secand.t��ass g�.Ya6!e r�� . . �-
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<br /> • . - � pu��grrpA 2:thud.to�ntcte�t duc:f�wtth.tu{►ritkipal duc:and last.co any late cfi�es due undertt�:�Icxe. ��,• . . *--�
<br /> �. l'k a�: l.l e�s. l iaYruwcr�ha l l p a y a l l t�x e s.a ti�c.�m e n t�.c h a r S e s. f i e e s a n d i m y�s i t i a r s aucila�a�to tfre �i�`,.J.,.� � � .�±�'°_�
<br /> • =� . ptoprn�•which nfa�att��n priari�y uccr this Sc�curity in�tmment.and lcasehold{xiyments ar ga►cadi teetss:if aa}. �aiT°�r '°��?;`.� - .-�
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<br /> . ?:� �h�ll Ny thece��+ligau�+n.io the manner prm�decf in parastaph 2.ar if.nnt paict in that manrec Bu�ower straila p�,�sh�m om ;«�1. ' -�r
<br /> � t ime dir<<�Uy to t h e per.�vi u.•c d pa�m c m. B n rt u H e r.h a l l p ro m p t t y[u m i s h t a L.e n d e r a i l n rn i c e s af a a i o u r.as co b�paid widc� , .. ,S'�'
<br /> . t�is par-�grap.h. If Rntr�,uc� nuikcs UM.c��r}mem�Ainertly.Qntruwer..hull prampU}furnuh ta I.�cider receipts evidenciug , � .: ;';;ar;;;"�'
<br /> l��; . tAe pi�nxnts. ` : .. , .it:�,,.,..
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<br /> �; ` Bw[aNCt shali prum{�I�d�uhurge any licn«huh ha.priurity nvet this 5ecurity In+trument ur.sess 8rnrowcr.'s(u)agees ...{,�-__�.
<br /> • � in wndng to ihe�+a�nxat of�hc uhb�aUun ucund by Ihc licn in a manner acceptable to Lender.(b)r.�sni�is ia�►n�d faith the � :--
<br /> ' lien by,�K dcfcn�l+ngam��er�fur.cntcnt ui thc tren m.IcFal pr��rccdinys w�hich in the Lendcr;opia*r�e�aperate w�revent the . ��_'�,rt
<br /> �'= cn[�x►cmcm nf thc licn,�a i�►tc�ura�fram ihr ha}der nt�hc lirn�m:��;tezment stttisfactary tc►Lender subaMiaating the lien , ' •:;�r��;�.
<br /> tn lhis Sccutity fnvtrunxnt. If L.ca�trr d.temnne+Ihat uny pase of the rM�pchy�y subject tn a I�rn whyrh may att�in ptiority ;:s::��
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<br /> • u�c��hia Sccuri�y In+�nmun�.l,C�uicr m�e1�ne liutnn�cr:i�e►tirc idcntifying the licn. 8c►rrov►er shall sati�[y th:tien or take ��"��''"�..
<br /> - � a►e�x nHirc uf Ihc a.h�N��.c�t�Hth ah��c N��hiu 1t1 ds��ui Ihc giving t►f nulicc. ",::�F .
<br /> 4,��� S. Hrr�rd�1'ro'ert� INwan��r. H���r��a�r:haN krcp thc impr��vemeatr n�,w e;isting or tw:reafter crected on the
<br /> Ptupcny imu�cA i�Fainrl tu�.h; lue-.h�sat�f�►u►lu�kd►�ithm ihc ecrm"c+�tcn�t�d cnecra�r'attd any ottu:r tt�zards.including . .
<br /> ' flex�ds ar(1�►cxUu�;. tnt wht�h!cn,1:r i�yuu�+ m�ur:�nce 'ffii��n+an�nce�hul!t+c m�intalred in tt�amoums and tor the
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