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<br /> � • TW3E7F�EA YYITH M th�Impror�nnts M+w ar h�►Mfq►�noqd on tiN po{�ly. �nd ��q�nq.�PPWiww�as. �nd �•�
<br /> *4rM now or h�neftwr�pat of tlN popry. N��pYo�n�b�nd�ddlloes�al Yao b�aavwad by MM�8�arfly M�N.
<br /> � A1 d tlM WnpoNO M�nd b fn 1Ns i�o�Mll 1�lnlmint a th�'Propuly.' �
<br /> eaRROiwER covENANre an�earow.r k �.wwy..F�a a u,� .a.�. hw+�by oonvy.d Rnd h.. au �pin a qrnn .na
<br /> dN��id p��iM tNN Do�P�opM�y��ip�t�d��N,�ibj�A b�►��noM d�drwrmt��nd w� �
<br /> ni�s aECtx�mr i�tu��rt oo��w uran� oowrw,a �o. �aa,.i w. .�a non�nrorn� oor«+.n�. ww� rwaa
<br /> vr+Mlona hy�urMaollon a oon.wul.. uNlon�..oirUy b.aum«n oov«ry rnl aop«h►•
<br /> UN�ORM COVENAMS. 8o�rowr nd lw�d�r aovwwnt�nd�pw u lalowr.
<br /> � 1. Payni�nt af P�Ina1pM Ntd I�dw+� PnPsyn��t�nd I�b Ch�s.eonow�r sh�l pron�rir phr wh�n
<br /> .;;� dw�n�p�notpM d�nd btt�st a►tM d�M�vidMiad by tM Not��nd my PnP�ym�nt�nd Mt�ch�dw u�da tM Not�.
<br /> �. Fundi tot Tinq Iind In�Yr�n¢a.SubJa�t to appAciLw�w or to o wrutan waNer by Lander. Barowa ehd p�y
<br /> to l�ndu on th�d�Y �P�f�ti w du�und�r tM Not�.unfY tM Nob N p�ld in WI,• wm l'Fw�ds')� ��)Y�
<br /> , ',�,�„�,, . hx�t �nd�t�srnMnb rrhbb m�y Ntah pdaNy ov�tl►a S�wdtY InsbunNnt�s � Wn oo th� P►op�ty; (b) Y�Y ��
<br /> p�ynw�b ar prand nnb on fM Prop�Ay. M�nY (a)Y�rIY harard a pmpwry bwirma pi�+iums: (d) Yw1Y I�d Inwnna
<br /> , '�'.R ... v��•N�n.NI YwN�o�o�r.wr.na pnrt�k+ma.U.nyt�ne pl�ny�ums p�y�bl.qy 8orrowK w I,.�d�r In�caorema�
<br /> . ���t;••r• wMh tlw provi�bns of p�pA B�M Nu d th�paymwM.ol ma1qMR In�P�e, il�ss�lO�ota�rn•a�N�d '��anow
<br /> � .�."� ItrrK." I.�ndn mry. d �ny YrtN�ooNiot �nA hofd Runde in n►iwn�ount not oo wa�tM�n�zM�n�m �moun4�landir Iw�. •
<br /> . ;�;,,,,,,. . t�drak�r �ala6ld moA���b�n rtMy nqut� ta 8ortower's emcrow nacounk und�r t!M t�d�r�i R�ri Eeu�e SrWMf�ot Ptoc�dul�a
<br /> � �,r�:*'•'• Aet of f874�unrid�d tom tln1�W tim1. �2 U.S.C. ��Ot �t op. ("Rff3NA."). w�Msa anoYM► law tl�t'�ppYra tn tM Funds
<br /> ;,;�'.'•'�.='� �;, wb�(�ts�r an�aunk B so. LmdR m�Y. at�ny Wne�co�ef and hold Fw+de�In �n arnount nvt M arse�d tha IMa�r amowtf.
<br /> '� � ' • Lmd�r miqr NI��Oe tl»rnoud of Fa�t du� ort qre basb of awnnt d�4��r�ab�td�M�d.�tiva of hnun
<br /> • `•.: �' EtCi01M M�M�01 Or1Yf W���MI�OOOIdYIp W�14�7Q�'��y1Yw w1�M1.
<br /> r�.0 �.�: u.' T�M�N/1�S�a(1��II QI r1{�Ofl M�10Qi+wpvf�{�ff�IIi1A��l#�lfSM��M�"l�'�i �M����p
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<br /> w .• lwidr� M Lwid�r k su,eh �n (nst�uYao)or N any FedMal Ham�Lwn 8ank I.w�dK ah�p�app�{MMo Fwxio 4o pay th�Escrow.
<br /> s eh
<br />•, .` �-: � '"• SNn�w lw�dK�ewk charp�Bortowr lor AalR9nq artd a�lyln0 th�Funds, �rnnwW an�yziiH�'�e va�av��wcaunt,a v�itylnp
<br /> 1. � � '�' tl+� Esanw lOSerra, urtGasa La�der prya 8ortower NMerest on lhe Funds r+nd eppAcabi� Mw Qenala i�nds� !o m�k� woh a•
<br /> { '�' :�. ,,. cl�p�, hlowN�r. L�►dw rtMy hquk� BoROwK lu pvy� on♦tYn� chaige lar ert fo�fepand�A�at eaut�tu rrpoAk�y s�rvice
<br /> �� ' u+s�d D9t laewMr Me oon�aclbn wMh thk lon. unMss �PP�M� � P�dtes otCrerwkoe. i:tnYess an ayn�rtNnt b m�da or
<br /> � appiiai�e krp�kes N�est tn b�prd, Lader�haM not b�roqulred b pay Borrtow�r�ny btsnst or e�mN�p� on th�Funds.
<br /> •',`.:j'.;.�•.� � 8amwn�r�nd I.�ndA► miy agrea In wrlYnp. howrvar. Uwt int�reat ehall be poid on th�Fund�. Lendar sha� qNs to Bortower,
<br /> : , wlqw�cl;cAac�� m+r�rw1 a�urtU�g d th�fundt, showinp crodMs and d�bits to ths funds�nd Ih�purpose fw whbh wch
<br /> ��� . d�bit W tl���w�ds vrwo�de. ThQ Rund� an pNdpsd as addidonal seaiufry O�r d aums ssau�d by ths S�ourity I�itrum�nL
<br /> tf 1br Funds hMd by L�ndw exc�d th��mounts p�nnUt�d to be h�td�v�ppYc�bM{�w.Lenda af W aeeount to Bortow�r
<br /> fa tNe��ocoa�s Funds In�ccord�r►c�wiN th�r+sqiYrwnmts of appNc�I�w.H th��mouM of th�Funds h�td by Unda d rry
<br /> � • tLm b not wMk�nt to pry th�Esaow tt�me whm dw, L�nda mry so natlly 8ortower b wdtln�.�nd� in wcl�caM BarowR
<br /> sh�N p�y to L�nd�r th��mount neoeaary to rwk� up th�d�lid�nay. Borrow�►ahWl mak� up th�dMcMnq In ao mon th�n
<br /> twdw monthy p�ym�ls.at Landa's soM dlwMbn.
<br /> �� Upon p�ymmt In fuA of d sums araind by this Secwity Metrumatt Lende►eh�N prompty rdund to Baroww any Funde
<br /> _ _ M�d by l�nder. H.undw p�rapnph 2L LeadK shM acqi�ln or s�N ihe P►oF►a1Y. Lender.Wia to tM aeqWsiNon a sate of tha
<br /> -- - = Prcperq.snar.pply.ny Fund. nda by I.endK a tt�.um.a�ubNlon a sa�s as. «.dit.p.rise un wm.�scund by a�ia
<br /> , . S�a�niy InsUumenL
<br /> , � 3. Appltcallon of Paym�1�U. Unl�sa appMcabk law provide9 otharvvlae. ed poymenta received by Len4n� under
<br /> panyraphs 1 and 2 st�A be ap{►N�d: hst, to any pnp�ymdri c�arges due under 1he Note; aecand,to amounta pyable under
<br /> . pu�pnph 2:ihird,to intaest du�;touA1�to pdndpal due: and IaaL to any late ctsargea due undar the Noto.
<br /> 4. Chifp�l, Ui11s. BoROwer ahal pay �N taxes, assessmenis, charg�es, flnes and imposidons �tUilwtaWe to tho � .
<br /> , � � Prapwty whlcA rtny�itab priorNy ovK Ihis Secu�ly Inshumant, and I�s�hdd paymante a ground rente. N any. Barrower sh�N ,+��.
<br /> • p�y tAese obMprUona in the manna provided in parayraph 2. or H not{►aW in that manner. Borrower aha0 pay them on dme ` .-.
<br /> dincly to the pe�son owed payment. 8onav�er ahall prompUy/umiah to Lender W noUaes of amounts to be pald under thfs
<br /> ' paray►aPh. If Bortowar makes thes� p�yrnents dkedy. Bor►ower ahap Prompty h�mlah to Lender rQeeipis evldendnp the
<br /> �" Parnenta.
<br /> �i' Bortoww ahaN promptly discharge ny Men which lias pdority ove► this Security Inswment unleas Borrower. (a) aprees in H '.
<br /> ' " • w�itlny to the payment of the oblip�tlon eeewed by the Wen In e manner eceepta6le to Lender; (b) eonteats in �aod hNh the
<br /> 6en Ey, a defenda agdnat enfacement of the Ikn in, legel proeeedings which in Ihe Lender'e opinbn operate to prevent the f
<br /> �;,��.. ;�; eotorcement ot the Ilen;or(e) aacures Pom Iho holder o1 the Ilen an agreemenl satlsfactary to Lender subordin�tinp the Ibn ta �
<br /> � this Security Inehument.If Lende�detemihes that any part o1 ihe PropeKy is sub�ect to a Ilen whlch may atlok�priority orer 1Ms �
<br /> • ��,,., Security InsWment, Lender may give Bomower a notiu idenlltying Ihe Uen. BoROwer shaN saUsly the Ilen or toke one or mare ol
<br /> ' the actions sCt toAh ttbovQ wflhM 10 days ol the gh�ing o1 notice.
<br /> 5. Hata►d or Prop�rty Insuranco.Borrower sh�N keep ihe(mprovements now exlstiny or herearier erected on the (�
<br /> ' Propaly baurod oyainst toas by fue. huarda included within Ihe term 'extended eoveraae" and any otha h�tards, induding
<br /> nood� a noom�a,tor which Lender requlres Insurance. This inswance shaU be melnleined In 1he amaunta and tor the perioda �
<br /> thet Lander requkee, The Insurance canler prodding the insurance shell be chosen by Borrower aub�ect to Lendu's approvd
<br /> whtch sh�d not bs unraaaonaby wNhheld. If Borrower hUs to maint�k� coverage desufbed aDove. Lender may.�t lwid�r's
<br /> �•;�y�. � opHon, obtain covNaye to prolect Landa's dphte In the PropeAy In eccoMance with paragraph 7.
<br /> ' All inaurance poUdes and renewala shW be eccepteble to Lender and ahall Include a atandard matgage clauae. Lender
<br /> A_����� . ' ;`'�� ahatl have the right to hold the poliofes and renewels. It lendtx requkes. Bonowe�shaN promptty ghre to Lender oll reeelpts of
<br /> , ' pald pramiums and renewal notices. In the event ot loss. Bonower ahall 9ive prompt notice to the Inauranee cartier and Lender.
<br /> ;� ' : Lender may m�ke proof ol loss H not rtude promply by Bonowcr.
<br /> `�:''; , Uniess Lender and Bottower othendse ogree In wdUng, insurance proteeds sh�ll be applied to restoration or repalr of the
<br /> ".�1,.'•; � Property damaged.if the restoratioe or iepak is eco�omicalry feasible and Lender s security Is not lessened. If the restonUon or
<br /> ' , reFwk is not economiceliy leasibie or Lmdern security would be lessened. Ihe insurence proceeds ahotl be appqed to the sums
<br /> `� �! ��• secured by lhis Securlly Insirument, whelhe or not t�en due. wAh any excess peld to Bortower. II Bor►ower abandona ihe
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<br /> PropeAy, or doea not answer w11Mn 30 days e nolice Irom Lender ihat Ihe insurance cartfer hes ottered to settle�claim, ihen
<br /> '''''� ' ' � Lender may collect the Inaurance proceeds. Lender may use 1he proceeds to rep�k or restore the P►operly or to pay sums
<br /> ' "' � �,, ' • ' aecured hy thls Secudty Instrument,whdher or not then due. The 30•day period will begin when the notice is given.
<br /> ��`� � ' � Unleas Lender and Bortower othuwi se agree in w►iting. any appYcation ot proceeds to prindpal ahaN �ot extend w
<br /> ` .: , �� . �
<br /> i;,;:, . . po�lpoee the due d�te of the monthly prymmts referted to in paraqraphs t and 2 or change the amount o1 the payments. II
<br /> ,�'� ���� � . under pwapraph 21 the Prope�ty is aequked by Lender, Bortower's �igM to any insurance poNCies and proceeds resullN�y Bom
<br /> ,, ; d�nwge to the PropeAy prior to the �cqulsMion ahap pass to Le�der to the extent o1 tAe aums by tMs Sewrily Inskument
<br /> `� kmNdltlely pdor to the acquisAba.
<br /> !'i.� �_. ,. . R Ann��n�nnv OI�Y/Y��M �Ialnt�tt�lfRn sMf� PrMarfinn ef ��10 Prnnarlv: 9orrewor't �.DOII
<br /> • � - -r_.'_�.
<br /> � . 4,; AppliCatlOtl; L�asoholds. Barowcr�shaN accupy, estoblish, aod use the PropMy as Bortower's prindpal resldence wiltwi
<br /> � sfxly d�ya �Rer the exeeutbn of Ihls 5ecudty Instrument e�d shall connnue to oceupy the Property es Bartowe►'s prindpat
<br /> •� �; . resldenee for at le�st one yeu after the date of occupmcy, unless lender otherwlse agrees In wriUng. wh�h conaent shall not
<br /> 1. 4` be unre�sombly wHhheld,or unkss extlnuat+Mg clrcumstances exlst which are beyond Bor►owe►'s eontrol. Borrower ahaU not
<br /> � desfroy,dam�pe or Nnpafr the Roperty,atlow the Froperty to deteriorate,or eommfl waste on Ihe Property. Bortower shaU be in
<br /> dehuR H�ny forleituro�cUon a procee8ng. whelher c!vY or criminsl, is begun that In Lenderh good IeHh�udgment could resuB
<br /> � � In IorfNdu�W th�Ropwty a othe�wlse rtwt�LaYy Impafr the Yen cre�ted by thls 3earlty Instn�ment or Lenaer's secuiity lnte►est
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