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<br />200403704
<br />State of Nebraska Space Above This Line For Recording Data
<br />REAL ESTATE DEED OF TRUST
<br />(With Future Advance Clause)
<br />Construction Security Agreement ❑ Master form recorded by
<br />DATE AND PARTIES. The date of this Deed of Trust is 04.02 -2004 and the parties and
<br />their addresses are as follows:
<br />TRUSTOR: Michael A. Panowicz and Patricia M. Panowicz, Husband and Wife
<br />10288 W White Cloud Road
<br />Cairo, NE 68824
<br />❑ Refer to the Addendum which is attached and incorporated herein for additional Trustors.
<br />TRUSTEE: The State Bank Of Hildreth
<br />133 Commercial Ave.
<br />Hildreth, NE 68947
<br />47. 0307020
<br />BENEFICIARY: The State Bank of Hildreth
<br />Organized and existing under the laws of the state of Nebraska
<br />133 Commercial Avenue
<br />P.O. Box 127 Hildreth, NE 68947.0127
<br />47. 0307020
<br />CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (hereafter defined), Trustor irrevocably grants, conveys and sells to Trustee, in trust for the
<br />benefit of the Beneficiary, with power of sale, the following described property:
<br />The Southwest Quarter (SW114) and the West Half of the Southeast Quarter (W112SE114), Section Thirty -one (31), Township Twelve (12) North, Range Ten (10) West
<br />of the 6th P.M., Hall County, Nebraska excepting a certain tract more particularly described in Book U, Page 228; excepting a certain tract more particularly described
<br />in Book 81, Page 249; and excepting a certain tract more particularly described in Document No. 84. 000423.
<br />The property is located in HALL
<br />, Cairo
<br />(Address)
<br />atSW114W112SE114 31.12.10
<br />Nebraska68824
<br />(Zip Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, crops, timber, all
<br />diversion payments or third party payments made to crop producers, and all existing and future improvements,
<br />structures, fixtures, and replacements that may now, or at any time in the future, be part of the real estate described
<br />above (all referred to as "Property "). The term Property also includes, but is not limited to, any and all water wells,
<br />water, ditches, reservoirs, reservoir sites and dams located on the real estate and all riparian and water rights
<br />associated with the Property, however established.
<br />NEBRASKA - AGRICULTURAL /COMMERCIAL REAL ESTATE SECURITY INSTRUMENT
<br />(NOT FOR FNMA, FHLMC, FHA OR VA USE, AND NOT FOR CONSUMER PURPOSES)
<br />F7er "' © 1993, 2001 Bankers Systems, Inc., St. Cloud, MN Form AGCO - RESI -NE 1/17/2003
<br />(page 1 of 8)
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