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<br /> = TD�17iER,Wi'fH a91 ttK imp�m�emauts na�or�cmlter erccted on the pro�r�'�sil easement�,appuRen�s. t
<br /> atW fiat�e.s aaw or t�rqtler a put af tQe propen�r. A�l nplacetrnats aed additians st�al]aLsu be co�reied Dy tlds Security <
<br /> — Liswmeat Aii of tl�e(oregoing is refemed to in this Sec�uity Lasttumcm�th�"prnpaty:' ' .
<br /> -- BdRR09�i COVENAAPPS t�at Barowcs is tawfully seised of th�es�berc0y oonveyed and h�s tfle tigM to guu
<br /> aad�oaveg the Ptopaty and tAat thc Prvperqr is ui►dxumbered.eaaept iar enaimbnaccs of rGS�d. Bamwer warrar►�a and
<br /> — wi'U defend getsaally ihe ritte to shr QtopettY aS�nsc af!ciaims and demands,subject c�any easumbranc�s af record.
<br /> 37�S SEGURI7Y IAtS1RUMEAC�cambiuss uaifum� wvectivits for nau4aa!use aad non-unifaans cuvc�nts with _
<br /> -- — 1'vmited v�iations tr���s tn c�ritute a etattc�m secuaty inst�t mveriag cr�a2 pmpe�ty. , �� �
<br /> - t)N[PaRM COVENAI�iS.Barowes anid l.endec cbtenaat�nA agce as foltov��:
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<br /> " l. Paymd�t ct Pdudpal a�d Intmst:Prep��me�t ad 1�� 8oaow�shali�mtaptiy pay wf�due the -- -
<br />- - princigal of a�ino�est on me dd�t evi�ticed by the Notr and aa�:Fm�Y�nt at�Iate ch�gcs due�ndtr the Nat� �
<br />- Z Fimds fa�'ti��s a�Iawnae� S¢bl�ct�o npgl►c�We lave ot tu a writtea waiver by I�ender.Barov�er sfsalt pa}m
<br /> Lsnder at the daY�Y WY��are d�e uader thc Note emt�7 the Note is paid ia full.a swn C'Funds)for_!a)yea►iY
<br /> - laxes and.asse��w�icis may auam priotity over this Se�urity tasuument as a tien an the Ptopeny:tb)Y�Y���d
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<br /> - - �ar grwnd ceats�.the Ptape,tty.if any: (c)Y�Y h���P�P�Y insura�xe pteauums,� (d!Y�Y�aoA
<br /> .: in�+u�ce pcemiucns.if aap:ie)Y�Y �8a8e insnraace premiums.if,any:.and:(fl anY sums PaYable by Borrawet to
<br /> �;'�`f";, L�er.i��ccot�witlr.tlf��avisions of par,�raph 8.m lieu of Ihe FaYmem af moAgage�insur�ce premiwns. 'll�ese - -
<br /> � .•�`E`. items ace�."F.sctowirema." i�nder may.at anx Bme.eoltect a u c i:t's o l d F u n d s in aa amauat not to excecd tJ�ee maximuin =---
<br /> ��:�` amwnt.a l�der Cas�t.ederally relai�.mortgage laan may requir�:tar 8urn,wers�scrow'a�t under tbe fedesa4 Real ,�
<br /> ��' F�tafe:Scltlem�st�ui�Ad:of 19y�as amet�ded itom t�nse iti 11mG iZ U:S.0§26[f1 cH sFq;.l"RFSPA").uniess anather : ��_-
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<br /> la�tlraf:appties W�C�ds'setsa.les�.amoyn� If so,l.�dermay.at any time.coltaci.and.bald P�mds in an amaunt�not ta � - _
<br /> exsee�i��tesser��um [�e.t)der:�mai3t estit�ute,the aindunt:of[�inds due on tha'U�sis-�f curcent�drita and t+casanatitC �'�'�°�_
<br /> , �sti�i�ates of eapetuiifW�cs of 1"utntie��ioc�i 11�ms:or•.afhe�r�se in��vitfi app8catile:luW.. � ��
<br /> . The tiu�ds sAalf be hetd fn,a�r ii�stitudbit�4yliase.depas�ts aie ins+u�d=tiY::u fe�1'.A��-31�stiwtrentelity.or enury � ;
<br /> ' � (including Lender.i�Lender is•such siix uutitu6on!or in�► .�Cit�raf Home t:oan�ank_.1;e#tflt��'�r1g�t�is Fimds ta PaY
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<br />: %;c.: ' �t"'= the Escrow Items. l�dec ma}!�m�chacge�otmwer for.fwidiii�suid appiying the•Fiindd:<uriieually analyzing the esanw r��.�;_a,_.«_
<br /> s� �'� aawun�or verifying the Esnnw•;tt�iiss.unless Lender pays�Ubfrower interest an•tha�Nu,iit�:and applicable Jaw permits �= �^
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<br /> ;� • �� • Lender to maYe such a charge. H+iv�ever.L.ender may nequire Hatmwer to pay a on��iri��iarge for an independent real ,4. �,
<br /> =,.,;;�;�. estate taa repa�ting service use�!by Lender in�onnecrion with this(oan,nnless applicahle�v+provides athetwise. Unless an ,.- , '��`�-
<br /> :), '�• agreement is made or appl3cable law requires interest to be�paiQ Lender shalCnat be raqu`uad to pay Boirowet any interest or """ +
<br /> ` •�• '�`��` eamings on the Funds. Borrower and Lender may agree in writing,however;tbat imtecest shall be paid on ihe Funds. Lender
<br /> �_f . �� shalt�ive to Barmaer.without charge.an annual accounting of the Funds.sTiava�ce�s and debits to the�ds a�d the ..�., �iz t �
<br /> .:t.s;L• pu�far which each debit to the Furtds was made. 'if�e Funds are pledged as ad�csa.6�'�uritY for all sums secared by �'�: - _
<br /> TF.t'.'-.-�:: • this�S�aurty lnsu�ument. . • ,`; : ` � ' ' --
<br /> ' � If dte Fund� '(u�3 by [.ender exceed ttre�:imnunts permia e d to b e heTri;�1 z�"�'`�:icabl�law. Lender shall acca�rs} ' � ` �: ::—
<br /> � Borrower foc�he exc�:Funds in accordance wiifi:ihe requirecnents of a�G"�.-�t�:taw. if the amount of the fi�rtds E:eid 6y �� ���� •
<br /> ':-t Lender at any tim���rr'�t suffccient to pay the E:iivw Items when due.L�ci:i�r.�ay so noafy Borrowet ia writing,accd in .��,�s'"`
<br /> `.. such case Batrower aL�aIl pay �o Y.e�Wer the amount necessa�..�s make c^.t»e defrcieacy. Botrower shall make u�s�*.e �`"-`:�. :'�Y%�
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<br /> t ,�� J deficiency in no more than tweiv��rtthly payments,at l.ertd��.r"'s s.:.�discreciors- ` r;,�' i
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<br /> - Upon paymeat in fuII of all sums secumd by this Seeurir� C�stnunent..l;e�:der shac"��PdY cefund to Barrower any r '
<br /> , •� ` ";:r�::.`• F�tnds h6ld by Lendet: [P,under paragraph 2l.Lender shali acquis�or se-L:�Praperty.Lender.prior ta ihe acquisition or �� � �'�_..�,�
<br /> , -' , � , sale of the Property;sfiutl apply any Funds held Iry l.ender at the time c�awr'isition or sale as a credit against the sums . I . _ ?�t=•
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<br /> t.:.�;.��,� .� secured by this Security Instrument. •;. �.�c,�
<br /> - . ���;;;' 3. Appiication o/Ptiymeats. Unless applicabte law �^ides otttenvise,all payments received by lendcr uuder •,�,�,.:�_;;�
<br /> t ( paragapbs 1 and 2 shall be applied:fus�to any prepayment e�r•.c�'"�-��due under the Note;second.to amounts payubl�v�� „ �'�;+�;��•:.: <--
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<br /> • � '7- paragraph 2:third,ta interest due:fourth.to principal due:and 1�:,�3:•any!laie charges due under the Note. :;~:r':`-
<br /> � _• 4. Charges;Ueos. Borrower shall pay a41 taxes,asse"ss.�eats. c��ees, fines and impositions attributable�,:�S-,� �`� ,' .,,;
<br /> � � " , P ro p e c ty w t s i c h m a y a t t a i n p t i o ri t y o t e r t h i s S e c u ri t y I n s t r u m e n t,a n d I�as<�'�d pa yments or g ound rents,if an y. Bor_vwer �-:�;;�;::._
<br /> • -.���;�..:,., shall pay these obligations in the manner provided in pazagraph 2,ar if not paid in that manner.Borrower shall pay the:�an . � ;,14,:_,a';,"��;
<br /> time direcQy to the person owed payment. Boaower shall pram�s<ty fumish to lxrtder all notices of amaunu to be a�d,�s:�er ���?`` �`'``
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<br /> -_��`� .�,�•' this parrtgraph. lf Borrower malw»s t'�ese payments directly.Ft-�swer shail promptly fumu�s�.^t to Lender recei ts evider�c'sn �,+ ` °` _
<br /> ;•,t'�+�.�'r�'':;•,. . thepaymenu. . '
<br /> ���`� Horrower shall proinpuy discharge any lien which has priority over this Security Instrument unlesa�aaower.(a)agees , f'
<br /> � ' ;. ° `� ' in writing to the payment of the obiigauon secured by the lien m a manner acceptable to Lender.(b)contests in good faith the , ' `'` ' :'�
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<br /> • _��;,,. ;: Nen by,or defends against enforcement of 1he fien in.fegal prvccedings which in the Lender's apinion ope�ate to prevent the ;�;•�'
<br /> • ` ` - enforcement of the lien:or(c)secures from the holder af th:".i�r<.an agreement satisfactory ta Lender suiwtd�nating the lien . _°_�;:_
<br />''�'•�' 'r '.:•.' ^'' to this S�curiry Instrument. lf Lender determines that arr!��.t�:�r:ihe Property iti subject to a lien whieh may attain pciority < .
<br />_� �,,;.'�:';,° over thls Security Instrumenl.Lender may give Ba�t�w��n���:�identifyin�the licn. Borrower shall satisfy the lien or taAe .. • . � ' �
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<br /> . �i •.�:. 1 . :' - one or more of the actions set fortt�a6ovc within iil Q(sy s nf�he giving of na�i�:. , • :
<br /> , 5. Haxard or Property Iasarance. Borro�er shaA kecp the impro•c-.�e�1s now existing or hereafter erected on thc
<br /> � • .. . Propzriy insured against Ioss hy titv.hazards ineluded within the term"exte�hxal covernge'and any afhcr harards.inctuding .
<br /> � :;, ..y<�,:.�;.., floods or Qooding.for which l.ender re�uires insurancc. This insurancc shell be maintrined in the amounta and tor lha �;;�•,
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