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<br /> �� � T�aETHER wrrH au tt�c improveme�►ts now or neceafca erecred an the pro�paty,aixt al�'easeir�eats.appuscena6ces. �
<br /> _ _� and 5xnurs now or henatt�r a put of the praperty. Alf teplacemeats and additians shall also be cove�ed by this.Secariry
<br /> _� Instrument All of t�e�'ot�egoing is xefeaed w in�tris Sccutity Insttument as the"Propecly.".
<br /> ' ' BORROWFJt COVVEF1ANfS that Batrower is lawfulty seised of the estate hereby conveyed and l�s the right to gant `
<br /> —�` and convey the Ptopaty and that the ProPertY is�encumbeted.exocpt far encumbr.urces of c+xord. Barmwer wanants and
<br /> _± wiri defead geneially the�tic w the Property aga�nst atl ciaims and demsnds.subieix to a�y encambranoes of recard.
<br /> - —= T�IS SfiClJgITy p�iSTREJNffiN7'combiaes unif�m covenants.for cretion�l use and non-nniform covenants with
<br /> ----- - limited variations by jurisdiction to coauitute a unifo�n secvrity ins�ument covering real pmgerty, _ . ---____-
<br /> WIEOR111 COVBNANfS. Bmmwer and Lender covenat�ar�agee as follows:� ` .
<br /> 1, papmtot ot Ptinldpa!aad Inta�est;Prepayment and Late ChuSes. Bomawer sha11 pcomptiY pay when due.the
<br /> principal of aad interest on thc deM evidencea by the Note and any prepayment and latc charges due under the Note. _ _
<br />_ _ _ � F'�qds for'!'asss aad IpsaraccG�ubjecE to appliCable law or ta a written waivec 6y i�nder.Bomuwer sha11 gay W ` ---
<br /> . Lender on the.d�Y�Y Paymeuts ane due under the Note,tuiti!t�e Note is.paid ln.full,a sum("6unds")far.(a)Year1Y
<br /> taues and ass�sts wtush may attau�priarity aver.tlus Secarity Insttument as e lieu oa tJ�e Propecty;(b)�YeariY leasehotd ----
<br /> .. • p�p�nents or gsocod reats oa the Fcopercy, if any; (c) YeariY hazard.or pivpe� instvarrce ptemiums: (�yeacly tIaod �
<br /> •--- '� insurance�Caiu�is.if any: (e)Yeaziy mortgage insutance pcemiwns.if aaSr�lfl anY.sums payable.Hy Bnsrower t�
<br /> sur
<br /> _ �,m�.with the provisions of paragraph 8,ia lien af the payzn�af mortgage insurance.premiums. '[ii� '.
<br /> � ;== hems are eaIIed"EseEa�w Item4." Lender may.at an.�ume.collect a�u!noid Fac-�c�an amount not to eace�c.�.'�..,--ag�-k. . — -___
<br /> - ' eataunt a te¢der€ar a.fe�erally nelated martgage Iaz�may require far Bmm�er`s esccow account undr�¢YRa•ra3�aS;I�"�' .- . ;��
<br /> �Jf� �Fstaie S�C����:.'n�s Act of t9T4 as amesde�fivm time w tim�t2 US.C.§26d1 et seq.("RESPl4:h,���,�a��.�-::' :� . ------�-
<br /> '�'?;i law thai��:��r�zit��ds sets a tessec amount If so.�.ercder�.1,at any time.coltect andAold Funds in an a�t:�w,�.i��:a�..•i s� �a°=�°
<br /> �� exceed�[��:�.'�r�t Lender may esnmate th�amo�m��unds dae on the basis oE cuaEnt data and tea.s�r�,:F.�"� • � :_
<br /> - <F=. esamates c�'e��s of fature Fscrow Items or atL.nzr.se-�.�ance witti agplicable faw. . � _
<br /> �'" 77ie Fac�ds�.�e hetd in an institution wis�se r�os�*•.s�'a insured�y a federal agency,instrumentaliry.or entity ���-�°;..
<br /> iinclud'utg l.e�des,•i��ender is such an instiwuoa)or ia auy Fec.'�Home Loan Ba�fc. Lender shall app3y the Fands to Fay , .�
<br /> the Fsccov�It�ms. Lender may noi charge Boirawer for ho1�a�d applying ihe Funds.annually analyzing the escrow �_A�-_
<br /> ��•---,_
<br /> -� � accaum.c�c�rifymg the Fserow Items. untess Lendet pays H��ver inter�est ors the Funds and applicab2e law Pecmis� . . ' ,.,,:'a�;-;N—
<br /> • -4'`'•'`{�� . , Lender may reqnne Borrower to pay a one-time charge for an independen;�,t `.�
<br /> • ��� Lender rrv rs�ce such a charge. However. _
<br /> '�� ��� �- � � rtin secvice used b Lender in connection with this loar�.unl2ss applicable law provides othetwise. Untess ae�. . °
<br /> estate taa Y . �` •.�(
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<br /> agreement is made or applicable taw requines inteiest m be pai�,Lender shall not be required to pay Borrower any.interesi a�' •
<br /> - �%�� ' eamings on the Funds. Botrower and Lender may agee in wsiting,howcver.that interest sha116e paid an the Funds. Lender � •� :��;
<br /> = "�' �`��-• shall ve o Bnrrower.withouE charge.an azu�ua]accounting of the Funds.showing credi�4 and debits to the Funds aad the . •
<br /> ����`',`' pu�rpos�e ror which each debit to ihe Funds was made. The Fimd4 are QiedSeA as additionai security fos a11 sums secured by • . '�
<br /> ,r �,� ' :.k.:..', this Secuicry Tt�sunment . � ,���.
<br /> ,>, . . .' � ��.:.--
<br /> ' � -� �—� If the Funds hetd by Lender exceed the amounts permitted to be held by applicable law. Lender shall account to . , •. . �. .�
<br /> ��t.�, � �• �;
<br /> � ..,,f �}�,, -� Borrower far the ez�e:�Eand4 in accordance wittr ah�requisemencs of applicaFsle law. (f the amount of ttY2 Funds held bp h ,�
<br /> ,�, � L e n d e r a t a n y t i m e v�i�o��s u f f i c i e n t t o p a y t h e E s e c u�k Items when due.Lcmderma y so notify Bosrower r�u�iting,and.in --��
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<br /> . .;�,t�'_�.�y:, • such case�r.truwet shall pay to Lender the amo-�,:rc�cessary ta make up the deficiency. Bozmwer s�,�make up the t�` •. ( ,� _--
<br /> d�cieu�w-ii�ao more t han t we lv e m a n t h t y p a y m e n c s:�:c L'•�.^d e r's s o t e d'u c r e t i o n. � �
<br /> ��;;�::_ .' L? nt in full of all sums secured by thi�.S�i�g•Dastrumenl.i.ender shall prompUy refund ta Ds�rr��es an,r ���k;,_F`', #.;;�;
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<br /> ������`.. _�•` ' Funds Crr�E�:Uy I.ender. lf.under paragraph 2i.I.ender si�3 s:�;uire or se[1 the Property.l.ender,prior to tSt....,�-�w:�ar , . !_
<br /> ; ;`.�, �• , sate uf�e Prnperty, shall appty any Fvnds held by I.ender at the time oi acquisition or sale ag a credit�:�.:�st the snms . _ ���
<br /> ' se�ure��^y this Security Instrumen� .'1:
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<br /> _ ..; � . 7S�plieation oi Payments. Unless applicabfe law provides otherwise, all payments received by Lender under : -rt
<br /> , � .pasa�tis..t;and 2 shall be applied:first,to any prepayment cr�ges due under the Note;second.to amounts payable under : � _
<br /> ;���; � �para��.i;third.to interest due:founh.w principal due;and 1as�.t�any late charges due u n der t h e Note. �j t�= � _
<br /> . �:. +€7narges;Uens. Bortowet shall pay utl taxes,assesy:nenu.charges.fines and impositians attributabie to the ., "•�
<br /> " ,: �rt�f�,��;,' • , '. ' -
<br /> `i: •'..-.•`°'� "�•�'`; � ' ptoperc�°which may attain prioriry oves this Security Instrument,and teasehotd payments or ground rents.if�ny. Boaower • ;.'Y.�
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<br /> '• ;;';:,;,; �;,.,.�.:f�, .' st�!L��Zhese obligations in the maaner pravided in paragaph Z,or if not paid in that manner.Barrowcr shall y them on� .��, �=
<br /> �''��`%.� ;��?�+;� : ;;,.;:5;:.;.� r:.w�:r�.�Ig�to the persan owed paymen� 8arrawer s�,�l pr�m?ay fumish to Lender all notices of amounts to be paid under . -. . .
<br /> , �T::� ` r`%:: -• • ttiis t�;x-,:�'aph. If Borrower makcw ihese payments•�e��g. �'�v:�wer shap promplly fumi.rh ta l.�nder receipts evidencing �� •
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<br /> .�-,�!.: � `����"• � Btlaower shall promptly discharge any lien«'u�iu�t:°�,�iu*�iy over this Security Instrumene untess Barrower.(a)agrees .. �-='-=- =
<br /> � - � . .. in writing to the payment of the obligat�on secureQ i�g u�e Iiea in a mannec acceptabte to l.ender.(b1 cantests in good faith tha �� ".
<br /> ��;-'�,• . ,,:',, , lien by,m defends against enfarcement of the lien in,le�al psaceedings whirh i�ihe l.ender's opinion operate to prevent thd �:'�;�
<br /> -�'� •.�,!�;;�;;i.;;•: enforcement oi'the lien:or(c)secures fram the holder of ihe l.e•a an agreement satisfuctory to l.ender subordmat;ng the lien �
<br /> ��` ,,.`.,':;::;;�r.;:'•:' to ttns.5ecudty tnstrumen� If l.end�r detcrmincy that any pHn�E.ctie Property is subjece to a lien�vhich may ateain priarity � . .
<br /> �' � � =:': � over ittis 5ecunty Instrument,Lcnder may give Barrowcr a r.���a�`�:�:ntifying the lieo. aaaower shail satisfy the lien or takc
<br /> ' �;,:. . , E' • .
<br /> .:;;• . one ar:aare of the act'ror�:?sc!forth above within 10�uf+qf�T.<��?':n�of notice. .
<br /> ' 9. Ha�rd o�IP�n�perty Insurance. Hnam:�r::��S^�a::6:p..e�:.r imprw�ents now exis�ing or hereafter erected on thu �
<br /> ,' � Fropetr�insurcd against loss by fire.hazards inctu����;ihin t�;t::m"exter�.d cuvcragc":md any other hazards.includin� ',
<br /> -;�;. • fto�6s nr 1looding,for which Lender requires inst;:.���s. i hr: :�:surance shaU be maintained ln the umounts and�ar die ,
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