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<br /> � TOO�THBA.WITN dl�he Improvomontn[+rt�w�an b�trtafkr erectod on�ia pmperty�ud dl�uanMnu��pp�urur�e�.�ad
<br /> � Mturon now or heraltet • prut ot tho pro�ipt�rti_ k16;r�epleua�knu rnd ddillo�u �11 dw be aov�nd by thb iNwuNy
<br /> latNmenl. �ii or�e rp�ee����h�ereRea�u�in�w►p�au�a�i�wN���M"PropertY•� �
<br /> BORRUW�R COVENANTB �hru �na�uwo��n luw+t4lty Khed uf tho�uto heroby conveyed and ha the�ilht a dnnt�nd
<br /> canvey!he Prapeny �ncl th���ho Fh+q�any le unan►rumhonti, except for encumbrux�es af raord. 8ormwer warnnt�aad will
<br /> cMfetid Renarully Iho ti�lo to tha PnapoKy�Y4tnxt�I��cIuUW�wrl dem�r�d�,wbjxt io rny en�umbnu�ecr of rorn�d.
<br /> TI11S 3ECURITY INSTRUMENT cat�hiqae unt�Gxm cove�wnt�for n�llatwl ure xtid nan•uniFatm aavetwnt�with limltad
<br /> v�rWlono by Juri�iCtfon to constituw o unit�xm.accurNY.im+trumem uuverin�reA)pruperty.
<br /> UNiFORM GOVBNANTS.&H'oc�wo��nc{�I.xaddr eavcnRM wid t�groe n�followa:
<br /> 1. PaymaN ot Prlacipl wd luttre�tt PI�e�Yw`eN �nd I.�te Ch�Ra. Bomower shall promptlY peY when due tbo
<br /> ptincipal of and intorost on the debt cvidenacd b+y�t Nut4 urd any prepayment and In1e char�es due undcr the Note.
<br /> 2. E�n�b�tar Tcixes u�d lonunusea� Subj4ct tu applicablo I�w or to a w�itte�walver by Lendcr. Borrower rhall pey w
<br /> � Lendcr on tha�day monthly paymants arc du4 undar t6a No�e.until the Nate ia pafd in full,a sum("Funds")for:(a)yearly wecs
<br /> ard assessmanu which may atuun prioricy ovc�t[�ix Secusity instrum�nt aai a Bcn on the Property;(b)yearly leasehold payments
<br /> or ground rents an thc Pmperiy,ff su+y;lc!ycarly,hbaard or propeAy insura�a prcmiums;(d)yrrrly Oood insurancc prcmiwnt,
<br /> if any:(e)yearly mortgoge insurance prem3um». it any;and(�eny sums payable by Bomawer to Lender,in acconlan�e with
<br /> � the pravisionv of parcigroph 8,in lisu of tha pwytnunt of'moRgagB insu�ce premiums.These items ere called"Escrow ltems,"
<br /> Lender may, at any �ime.collect and�hold FLndx.ia ar�amount nat ta exceod the maximum artwunt a lender for a federelly
<br /> related mortgage lonn may requlre for Barrowec's escrow aocount under the federal Real Estate Settlement Procedurcs Act of
<br /> 1974 as wnetded from tima to time, 12 U.S.G:Sectiot�•2601 er seq. ("RESPA"),unless atwther law that epplies W the Funds
<br /> Y T�`� ' ����:.- sets a lesser nmount. If so, Lender muy,ut any �im�. collect and hold Funds in an amount not to exoeed the lesser amount.
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<br /> ,,,,•.� �.tiw't�� • Lender rt�y estimate the umount of Funda duu an t6c basis of current data and reasonable eslimates of eapenditures of futurc
<br /> ";�;.:�f?� �A�'' " ' ' �` Escrow Items or othenvirce in acar�rdanc�wiu�app�icaW�t law.
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<br /> ,-�..���• �l.. N e� t. �1;t'+.,:!I
<br /> .�u;...�:; • .r:, TI1C F1�IIdti shall be h�ld in an iagtitut�an.�whosc deposits are insurrd by a Pederal a�ency, instrumentaliry, or entiry
<br /> '"��°''• ��" s�..�"""�' includin Lender,if Lender is Kuch an inatitutwan)cx in an Federal Home Loan Bank. Lender shall apply the Funds to pay the
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<br /> , ��'{�.�� ;����;�C����„ Escmw ltems. Lender m�y nal chu�ge Borrower fur holding t►nd applying the Fu�u1s,annually analyzing the escraw accauM,or
<br /> f��,�;:,�':,������:,;� ,;. verifying�he E.w:mw ltems, unl��ss Lcnder pays Ea�oK•er interest on the Funds and applicable law permits Lender to make such
<br /> ��••• i.^.r �,.• •,,. k�,,,?�;�;• a churge. Hawever, Lender mnv�e ui�e B�srrc�wer tu puy a one-time char e fnr an lnde ndent real estate tax re rtin service
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<br /> •' •,. , `��..'•� .� ,.,.,., used by Lender in connection w�th this loon. unl��ss applicable law provides otherwise. Unless an agreement is mada or
<br /> ��'f:�•: _ �;:�;:�a�:�,,.,^..;�ti�.;.�;. app}icable luw requires ioterest to 6e puid.L,en�tr shafl not t►e requlred to pay Rorrower any interest o�earnings on thc Funds.
<br /> '�^,.,:• :t''�`: '�.}"•' :t,::f:. Basmwcr und L.ender muy ugrec i�writin�.h+:wev�tr, that interest shall be paid an the Funds. l.ender shall give to Borrower.
<br /> � wlt}Kwl charge, nn unnupl accaunting of thr Fund��t, showing credits and debits to the 1�unds and the purpose for which each
<br /> � debil to the Funds wus mudc.Thc Funds ar�pl�td�ted uK addilional security for all sums secured by thi9 Secudty Inswment.
<br /> - If thc Funds held by Le:nder excecd thu am�wntd permiaed to be held by applicable luw, l.ender shall account to Borrower
<br /> � • � •. fnr Ihe excesti FunJx in uccordunr.e with Ih4 requirsn�nts uf Applicable luw. If the amount of the Funds held by L.ender st any
<br /> Ifrox i�ncd suf'ticiem to puy the Etic:n►w Itams wt�un duu,[,ender may w notify B�rrawer in writing,and,in such case Borcower
<br /> shull p•ry to I.ender the unxwn� naces,ary ta muk►: up�tha dcficiency. Borrower shall make up the deflciency in no more than
<br /> twclvc nwnthly paymemx,ut I.c�xl�r'►���lu�tincn:ti.sa.•
<br /> �i U�xm paynknl in full ul' all ,umr�ticcw•�d hu th�n S��urity Imlrumcnt. l.endcr shall prumpdy rePund to Borrowcr any
<br /> , FunJ�hrlJ by L.endcr.lf,uixlcr paragraph�I, l�ndar�hull urquin��r tiell thc Propeny.L.cmlcr,prior t��the acquisition or sala
<br /> rh af Ih� Pm�xny. +hell apply Lny I�undK hold by txndar at Ihr tinu ul'uryui,iiion ar wlr u.+u rredit aguinst the sums se��ured by
<br /> 'i th�.Securi�y In.trumem.
<br /> `� 3.Applkutfon of P��•ment�. u��i�:,�:�np���:uh1a I,�u,provide.oQicnvi+c.ull paymrnt.nceivecl by Lender under pnragraphs
<br /> • I und � �h:�n n►u��r�a: ���,�. ���:���y nRpvyo,��,��i,��rg�n du�undcr the Nole: uc�mJ. a�,�m�iuntx payable under paragrnph 2;
<br /> � � tb�rd, lo interc+t Juc:tiiunh,uti princinul Juu:�ml f:iai. r�?uny la�r rhurgc�Juc undcr thc�Scitc.
<br /> I • 4.ChyrRt�+: I.Ien�. Burn►wr��hnll pay aU i;�Yex. :�h�,.menn, rhar�!c�. tinc.aixi impo�i�iom unributuhle ta thc Pn�perty
<br /> ahich may uuuin priarily iivcr Ihia tiururi�_r Inyirvmcm. and Ica,ehulJ paynknt+or grounJ rcnt�. if any. &irrowcr shull pnY
<br /> tM:se ohliguunn�m thc maonrr pnrv�Jad in par��tr�ph�.�x if nnt paid m�ha�m•rnnrr. &�rraw�r.hail puy them on timc direcdy ;,�.
<br /> • Ut dA:(f�runl o��•eJ p:iynhnt. BitIY��W-�r.i�,�ii �n�+»r��;� t��rni,h w Lrixlrr ull n�nir�.��f amaunt.�u hc paid undcr this paragraph.
<br /> .. . If dnrroacr makr,�hc,�paynw�uw Jirrcdy. 1��•rr�.+w�:r tihnli prampUy furni+h io Lc�xlrr nrcipt�rvidcncing thr paynkntti.
<br /> � &�rn,acr.hall pn�mptly dixhnrgr am� h�n a�l�i�b i�u,priarit� u�•cr Ihiti Srrurit� In.irumrnt unl�ti,Burc�,w�r: la)ugre�s in v�..
<br /> � wriling lu th�p:�ynum ufth�uNli�tmi�in.ecuitd hy thc I�.en in u iiianner arcept:�Me lu Lrn�lrr: Ihl��►n�t�tti in gixxl faith the lien
<br /> � by. ��r Jcl'enJ. u�ain.� coli�rcemeni �rf ih� han in. la�:d pnkrrJinE. ��hirh �n thr Lrn�lcr'. upiniun o�xratr a� prevent Iha �
<br /> � ' , enti�rremcnt i,t'thr licn: or ��i ,�run:� Fn:m ihc liuld�r��f Ihr licn:ui:i�:rrcmcn� .:iii.li���ur� ���IxnJcr wt��rJin•rting the li�n t��
<br /> thi,Se�urity Intinvmrnt. It Lc��J�r d�t�rmineti Ihw .m�, �•an �,I Ihc 1'ru�rl�� i� whjrc� 10:i lirn��hi�h nui� altain priuril� u��er �•.
<br /> �hix S�rurity In.�rument. I.rnJcr mu� �i�e Ir��rr.•���:r a n�•ii�r idrniil�inE �hr h�•n Fi��n�����rr,h:dl ..�ti.l�� ih� licn��r lakc onc ur
<br /> �' ; �� `� . more ot'thc arti�m..rt ti►nh rh��vc u�i�hin IC'r dnr����I U�c�_n ing uf n�wr..
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