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<br /> - � ptriads titat l.endci c�+{aises. 'i'he it�urance c�riet providing the instu�tNx shall 6e�hascn by Bar[4wer subject W t.endtr's
<br /> � appcn�ral wti�h st�lt not 6e��++•�4„"�b1y withheid. If Baroa•et faits w m�ntr�n eoveragt descr�'6ed a6ove,l.endec may.at
<br /> — Lendec a option.abtvn crn�erage w pmtect Ixnder's tigfits in�hc Property in accor�i3nce arith parag�apb.T.
<br /> -- — . AA ims�aan�e p�iicies and renewals sh�l!t�e xcep�Qk to 1,cnder and sfwill include a sta�d�+d awrtgage ctause. Le�ier .
<br /> _ �. shal!have tbe dgt�t'tsz�t��!'i�,��s and��waL�. tf Lender cequires.Bomnwer shaii prosnptty give ta Le�alE caceipts
<br /> - --- af paid pcemiums actd cen�wal notices. In the event of tos5.Boimwer st�alt pvo pmmpt notice w the insuratece canier and
<br /> - - Ltnder. L.eadet may malce pcaaf bf loss iE aot made P�ompt1Y�Y�� -
<br /> � � �� . Unkss LetrdGt.�s�d�wet atttrnvise agree in a�riring:iasur.ince praoeeds sh�li be agplied to r�on at reQair of ,
<br /> = tLe Ptvpetcy dattii�ed.°�f Q�e cestordtian or re�sir is etaacamicafty fetw'bie xnd lxnder's se�vsitY is nai lesscne�. {f thc , •
<br /> ` — restor�n or cq�,�'v is�t eronomicaily fe�t�te or t.cnder�s secusity wou1A be teuened.the insur•mce procYeds sha[I be
<br /> , �.� apptied to the sums�ecurrA by dus Suurity Insnumenb whether or not then due.wish any excess paid to Barrowa. if
<br /> -" .' Bortowa abandoas the Properry.or does not ansK•er within 30 days a aauce from l.cndcr thac the�insmanoe caaier has
<br /> offeced to settle�ciaun.tf�I.eMer may coltect the insurdnce pca:eods. L.ender may use the gc�cads to m�i�or�r.stae
<br /> the Ptopccty or to�ay sums secu�ed by this SecuriGy instrume�t.whethe�or�t then due. 'Ilie 3�y penod will begir�w6a►
<br /> ibe naice is given, �
<br /> Unless Lender aad Borrov►u dheiarise a�ree in wmitiag,anY application of pcoeeeds w�+rirsc�pal shal!not extsnd a
<br /> � •A , postpone the due date of the monthly paymetus cefetmt ta id�rarasgraphs 1 and 2 or change the amamt af the payments. If
<br /> under paragraQb 21 the Property i�s acquired by LRnder, Borrowers nght to any insurance poiicies aad pcoceeds resulung
<br /> . from dar►�ge[o the Property prior to tve acquisition shalt p�s ta Lendet to the eatent of the sums sec�ared by this Secutiry
<br /> � Instrumenc immediately prior to the acquisition.
<br /> , 6 th�CUpancy.Preserr�atbn. �Taintenanee and Prote�ion ot tAe Property: Barrnazr's Laon App1[qdon;
<br /> ` I,p�oWs BQrrov�rr shal!accapy.establish,and use the 1'mperty as Borrower's•principa!residence within si�ty days after
<br /> the executioa�of this Security Instivmeat and s,hall continuo co accupy the Ptoperty as Buimwer's prin�iPa1�esidence forat
<br /> least one year after the date of acrupancy. unless L.endet othenarise ag�es in wriiia�.v�-�icb:consem shal! not be
<br /> unneawnabty withhetd ar nntess eatenuating circumstances eaist afiich are beyond Bmio��eis coni�o� Buirower shaU not
<br /> . destroy,darnage or impair the Pr�erty.allfl�r the Prnperty to deteriorate.or commic waste un che Fro�aerty Borrawer sha11
<br /> be in defauIt if any fotfeiture xtion or pruceeedin$.whether:civil ar crimit�l.is begun th��[.ender:s good faitb judgment
<br /> poR�d;mult in fnrfeiture of the Plraperty or otherwise materially impair the lien cm�by this Security Insmrment or
<br /> , � ,_ . I;er�ar's securiry interes�Borrower may cure such a default and reinsiate.as provided i�parrtgaph 18.by causing the sction ===-
<br /> - . . - , ..' ar pniceeding to be dismissed with a iuting that.in l.ender's goad faith determination.�eeeiulee:forfeiture of[pte Borrawerk _ -
<br /> � '� interest in the Properry or other materia l impairment o f t he lier�ccieate d by this Sec�� Instrument or l.ender's securi ry , - -
<br /> . 'Y�`�`�' interest. Borrawer shall also be in default if Borrower. during tha loan applicaxiu�•process, gave materially fatse or _
<br /> ' =�.�. inaccurate information or statemenu to E.ende�lar faited to provide Lendor cvith aoy cr,a�er;al information)in cannection with "�'_=m---'-"�"
<br /> � _ the toan evidenced by the i�tote. including. 6ut ao1 IimiteA to, repre�et�ts�tions cottceeE=s��t Batrower's occuPancy of the ��;,
<br /> � `a: :'z�;-.,',� PropeRy as a principal reridence, If this Security Mstrument is on a Ieasehotd.Borruwer��ramply with a11 the provisions ��,-.-
<br /> . r. • of the tease. If Baaau•es acquiies fee title to tho Pruperty.the leasehatd and tho fee title s;iall not me►ge antess lxnder agrees � -
<br /> � ta ihe merger in aTifing. ��-
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<br /> � - �" 7. Protectan ot Lender's Righis in,,tt��Peoperty. If Borrower fails co perform the cn�e�nu and agreement9 �:'�'.�—
<br /> � �'� " � ca�tained in this Securi Instrumem, ar thc�i��a!e a1 roceedin that ma tii niticant affect Lender+ri ts m the ai�`��_-
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<br /> • �•1.;_�' ., ._ ptn�rcty(such as a proceeAing in bankruptcy.pmbaro,for condemnatian or forfeiture nr ca�nforce lawy or regulatians►,tt�en �`,.;��:t, ;z,��
<br /> � '"��<-;��' l,ezd�-t,may do and pay for whatever is necestiary ta�pmte.�t the value af tbe Prapem•a�x�f.ender:ri�hts in the Property. :�`>..{� ���`. •_ -
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<br /> .;f , . l.endets actians may include paying any sumc secureA by a lien�vhich hati priority over tf,.iti Security Instrument.appearing . .
<br /> ::•:'; f' '' ' • in coun.paying reasona6le attomeys fees and eritering on thc Propeny t�.make npairs.Although Lender may take actian �Y�
<br /> - •� under this ?,Lender dc�e+uot have to da sa. ' . � . '��
<br /> � ' L Any�ano p�u n t�.S hdisbuRed Iry I..ender under t his paragrap h 7�ha l l h ecome a d di tion a l d e b t o f Bo r r o w e r�e c u re d b y t h i s " , �
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<br /> �:;;i?:;,' °. S ,C�"sZrument. Unless Borrowcr and Lender agree to other tertns uf paymem.th�,s;,a.-nounts shall bear interest from thc [L, .: ••. �_�"'
<br /> � �"''r'� ...- da�disbmsement at �he Note rate and shall be payable.witb intererl.upon notic�Erom Lender to Borrower nque+ting �` � '' �:;•'•_
<br /> ^� _� -. paymemt. . � � ,:- ;�
<br /> . ` '-- ' - 9. Mortgpge lnsurance. !f Lender required mar�gage insurance ac a c�nditian of making Ihe to;ui secured by thi� - =•
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<br /> -� ";` �-.�� Securiry (nswmen� Bonower�hall pay the premiums reyui�ed to maintnin tho mnrtgttge insurance in effec�. Ii: for any _
<br /> � ' '` �� i�:•� �.� ret�vn. the mortgage insur.n[�cavcragc reyuired by Lender lapseti ar cca� to bs.� in effect. Borrower shall pay thc •. --
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<br /> ;;-;,:;... �n.-�ums requimd ta obt�inw�overage auhctantiAUy cquiju.�.'nt t�� the mong��e in�urance previnuyly in effect.at a ca�t �
<br /> :°'»�'.�� �'�• �"�� iall uivatent to the ca�t to sorra«er of ihe rsror�a°e imurance prev�ou�ly in effect.tium an altemate�►e�r�age � � . .� . .
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<br /> ;.'-�:'-� = ' iasurer apprnccd by Lcnder. if�ubstantially.r.quivatent m��rigAge imurance c����erage i�not availa6le.Barrower�hall pay ro • ,
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<br /> ';:i'���?; . Lender eacb month a sum eyual ta anc-ni•e�r.f�nf the yeariy murtgage inwrancc premium hcing paid by Bomnwer when the .. •
<br /> ' :;'i;"'• ` : '- . � insurance caverage lap�ed��r ceu�rd to t�e in effect. l.ender will accept,u�:�nd re�:�in the•e paymrnt�a�a la�s re+erve in lieu !, " •
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<br /> . �'r-n' ., • ot'maRgage insur�nee. l.o��re�erve paymenir may no tanger be requin:d,ai�he uption��f l.ender,if'rrmnngage insurance � . ,
<br /> ' '�i��� coverage lin the amount und far thc periad that L.cndcr rcyuirc.►prnvided by an in�urer approvrd by I.crtder aguin ts�cc�me� �;: �; {;;, ,
<br /> .` '� . , ava;lable and iv ohtaincd.8urrower.hall pay ihc prcmiumti requitcd tn maintain mort�::;e intiuranrc in cffecG ov to�n,yi�'e a . ;;,;:,;y. . . .
<br /> . ;',�;,;� ':v�: loss reserve.a-rs*i[the requirement for mortgage in.uranee end�in ac«�rsancc�vith any writtrn.�grcement i�enveen Bcr-auer ;�� ' '''.'.'
<br /> . '���s�, � ' anJ Lcnder or ap;.:icablc law. i ,
<br /> `.`'-�: •`- 9. Ins�aon. Len�ter ur it.:+gent m����aakc rca,anable entric- �:�;vn amQ in�pertium aF the[�s.;��;;rt;. �as-3�`c'r shall ' � .
<br /> � - a�:���iorrowe�notice at thc tinh ai'ur psior to;y:#n.�xcti�la r�a:ifying rr:��un.�hlc cau��rnr thc ir..pec�u i�, , �.
<br /> , • � ' � sSO. Condemnatiun. Thc pracecd�af'any award o;������-,�Pur damagc+.Qircct ur��:r���;�uvnti::I.i���c�r.r.c:;,:[ici���n'.�:my , •
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