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<br /> �f . 'i'�}�f'HF.�t Wi7'H all the impcoven�et►u now.or txteafta`taxtat�n the ptoperty.aa�3 ait easqtta►ts.a;�es.
<br /> '� and fuu�e.s aow or I�ftet a pa�t of the pmperty. Ali e�plac�mnts arxf addirions sh�ii aSso 6c covered by the:�SacuiitY
<br /> � in�u�matL AIl ef the faego�g is t�eferted w in this 5eviritp-[nstsurtxnt a�the°Propeery.
<br /> � 1BORROVItFR COVENAN'PS that Bomiwer is fawFinai�r seis�d of the estate hereby aa►veyed and�the pgtu to gtaai
<br /> and ca�nvey the Ptoperty and that the Froperty is unenc�rsbered e�t fat encumbr,�cces of�os'd Boaower��g atd
<br /> wil!defeod geaeral3y ihe title m�heL�rr�Y agaz.�sts12 cfaims aQd deffi�rxLs.subjert to any�enc�6ra�ces of recocsl
<br /> -- THiS 5£CllR17'Y �1VSTRLI►1F.DPf camb�ses unifcbrm wvsaaats far e�ation�t as� and a�-uniform eoveaants aftb =
<br /> ' -_.� limited va�iauons by juri�ction io oottsti�a unifocro sec�ity inst�ument coverutg mal Qm�ett�
<br /> — --- �.° t31+SIFDRMCOYENAN75. Boaavrera�lrendercoa�naatandagreeasfollows: . wt�enduethe . _ __ .�—__-----.
<br /> ' L �Payment ot Prindpsl and Iata+al;pnpsJmeat anA Late C6a�es. Baroa�er sh�ll pmmptiY P�f
<br /> �:;:��.. :�.. of and intexest on the debt evidenoed by the Note and anY I�PaYment and late c�rasgts due under fi�Note. --_
<br /> i��.tin _ ..
<br />-:, , �Ftteds tor 7l�xes an��asaranea SuDject to app2icable 1aw or to a written waiver by Lender.Boirowersbalt pay to `
<br /> ., Lender on the 6aY morithtY PaYmsuu are due uader the Note.wntil tae No�is paid in futl,a sum('FU�nds=1 for.ta)YearlY
<br /> : taxes a4d acsessmeats wlncb may atC�priariry over this Securily Iruuument ac a Iew on the Propertyr(b)�yeariy teasehoid --
<br /> p�ayzt�s a grota�d rertis oq t�e Ptoperty, iE any; (c? Y�Y b�d�P�rtY�ura�ce Pmmiums: (A)Y�Y �� - -
<br /> gr ta
<br /> inswance premiums. if arry;(e) yearly.ftmstgsge insurance-ptemiums. if any:antl(t?�Y��P�Yable by Burrowet to _ -
<br /> ..� ,�" Lender,in accordance with r6�gravisiarr.s.of paragaph�.in lieu of the payment of mortgage insnrance psemiu�ns. 11�cse ��- _
<br />_- items am called"Esccuw ltems." Lender raay�,at any uine�collect and hold Fi�s�n an amw�t not to exceed the rnaximum ��_.--
<br /> :,:�. amaimt a�ender for a federaliy retated raottgage Taan may require for Borcower's escraw accanat under the federai Rsal �_=---
<br /> _ - Pstate SeWement Fracedu�es Act of[474 as�teaded from time to time.t2 U.S.G§Zt�f]1 et seq.�"RESPA").unIess�ahes _`•�'���?�=
<br /> .•. •._.. ,�__---
<br /> � ^r°�r Caw that applies to the Funds sets a tesser aiaoimt.If so.l.ender may.at any ame.collecC and hold Furtds in an amount not to :�� .�-
<br /> .-.�r•-:.,
<br /> . •.::, ''.....
<br /> excced the�esser amoun� i.e�tder inay esvmate the amouat of Fiuids due on dte Basis of current data aad ceas�onable -, •:�
<br /> ' :�` '' �nates af eapendifi�s of futnne Lscmw items or Wt�wise in accordance ariti�ap�licable taw. rc:°:'--�+.:
<br /> 'il�e Fimds shali 6e heId irt acs instjeutimr;ahose deposiu aie insured by a federal agency.is��tnnneniaiitg.or entiry , �'<'�:��i;�:
<br /> . , � ., .�_,::: _ _
<br /> .. •, �[incladia g Lende�if Lender is snch an irt�ilnlir3n)or in any Tederat Kam�Loan Bank. Leader sUall.�ty the Fiucds,eo pay _.
<br /> �:'�;cixe Escrow Items. Lender may not charae�•Ti�rrower far hoiding aQd a�;lying t h e F u n d s,anna a E ly;•.,u m l q z i r t g t T re c�e c u w - �-—
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<br /> ,'-;'�;.�..-:'�.'.;�,t�tt,or verifying the�sccnw Items, unless L.ender pays Rortoweriq�erest an tUe Funds and apFiica62e tai�a�nis °.�'�''""
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<br /> � ;-r�T:J�to make such a charge..,Eipweves.Lender may raqw��Borrower 4o pay a a[ce•time cltarge for an indep�vii�tre�al :�� _�
<br /> �"�' . ' ::::,}.:..,•�a�j�ta�c nporting service u�by.:F..ender in connectian�+ifr iJr�s loan.unless apptic�hte law provides othecwise. Ciri�ss an ; --_
<br /> -��_ .� . �-�ment is made ar applica4Eei�:roquires i�enest to 6ej�ui��'Lendei�.sIL not 6e required to pay Barrower any i�terest qr ;
<br /> 4� �� ��rnmgs on the Funds. Bamnwer and i.ender may agree iai vr�tmg.how e�+�;.ifiat interest shaii be paid on the Funds. L.ender . ;. . � —
<br /> `'���k �. s'�a}l give to Borrower.without charge.an annual sccounting of the Futius.:�zowing credi�s and debits to the Funds and the : • _
<br /> . r.,r�>;'. • ' �: }ose for which each debit co the FUnds was made. Tlte Eunds are pledgect as additional seeurity far a11 sums secuc�".d isy ' ; . ,,f y,. ,.� ,�;,—
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<br /> ,� f��,-�� :.'-I rF' Lfifr:,aecuriry Ynswmen� _ j�>°�, --
<br /> , " `� '' '•�if the Fundc hetd by Lead�exceed the amounts pem�itted to be held by ag�fi�6te law. Lender shall araaiant t� �`;`'�'('+i'�����r4�
<br /> = �J'� ' � ��i3iii?rower for the eacess Funds in accordanc�.with the requirements of applicable taw:�Cf the amount of the F�crc�i�In:.3�by :�l i',?1�. s��
<br /> ..av . . n��•.�,'/ 'I � . �` , . .t':J Fl�:�tir�;.:.�r._ ` .
<br /> , r ,, rrn t l e r at any time is no E su�cien t to�p.U si:C-s c r o w I t e m s w h e n d u�..C r�d e r m a y s o n o t i f}+B o r c�w c-s-i.n w c i t i e t�;:a n d,i n • :.,r�..,�.�•, ,..;;:;;___
<br /> � ~. �nc�ase Bvrrower shap pay [o Lender tl�::an�ount necessary ta r«t-��,u�,?the deiiciency. Bo:iu�vc-�:d7�a�%�:up the �, ��� —
<br /> -`` �.E,-�`��1. c3�;�,�iency in no more Ehan tv�ehe awnthl ��tdents.at Lersci�r.s sole�s.;.:�+on. . : � : . , , .,, < ���, ,s 1 =.
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<br /> . -`�'' _- � . , ' Upon paYment in full of a[14�ums secureA by this�auv.y InstrumenG Lender�ii3;��mpQy m�eiad tci Ourr+����r any t,� __
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<br /> ,- '�.� ',.,;.,, rj�!'':< � ,"F'nnds hald by Lender. If,undPrparagraph 21.l.ender�r i1=acquire or sell the Prape�.�..�.nder.prior to the ac��:u:�:ion or � .-r,;.(�,.:, ;u"`T='
<br /> _ � ± , • sale of the Property.shall apply any Fuads held by Lender al the time of acquisition os sate as a credit against the sums ','j{.�•. �`�-
<br /> •�" �, � ;; , secured by this Security lnstrumenL -
<br /> ` � �•���'' � 3. Appliption ot Payments. Unless applicable iaw pravides otherwisc. all payments mceived by Lender under •• _
<br /> �•-t•,.`�`7" '' paragaphs 1 artd 2 shall be app,'s�i:ftrs�to any prepayment charges due under the Note:secand.to amounts payable under �. "'.., •.
<br /> '�'•`•�-�" �t"'•.;,, h third.to interest du::Faurth.to rmci al due:artd las�.ta an late char es due under the Note. i, � ��� •
<br /> �k�`���';.� P�P 2: P� P Y S ,; �r;'�. ��, :-"--
<br /> • � �_?�k ;_. ._ ;�, , . q. Charges; Liens. Borrower shall pay all taxes,a5sessmenu, charges. fines and "nnpositions amibutable to the • : '..``,
<br /> -�: ; i Ptoperty which may attain priority ovcr this aerurity lnstrumen�and Ieaseho2d payments or ground rents,if any. Borrawer . .
<br /> " +��� shall these obli ations in tht manner �,�.id��in ara h 2.ar if not paid in that manner.Borrower shall pay them on � � � * •�=
<br /> . • "cr,;s.,,':�.,;:,j. � VaY 8 �"'. P S�P • � ,
<br /> . .:��•: . time dlrectly to thc person owed payment. i�;,nnxer shall promptly fumisb to Lender all notices af amounts to be paid under . ,. . ,
<br /> � ' ��';��,,�.� � t�`is�aragraph. If Borrower makes these�}��u dire�';�Barrawer shail promptty furnish to Lender receipts evidencing ' � �;;� • .
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<br /> .: %R ��.s�.�aayments. , . ...
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<br /> .�L_::' � Boi�rower shall promptly discharge any iJCrt�iiict��.aes�riority ovcr this Security tnstrument unlesc Borrower.(a)agrees {, ,;y;,,.,?.� "
<br /> � ..•�,�� ���;;;,,... � ,,, in writing to the payment oi the abllgatian saan����tfse.:e:�in a manner acceptablc to l.ender,(b)cantests in good faith the � �
<br /> �`�t'i'-;�`� ;,�'•�;�;_ �-:r • ' lien by.or defends against enforcemem af the:ien in.legal pracedingti which in the Lender's•apinion operate to prevenl�he 4
<br /> ��'�.:r,;;•• . � ,
<br /> S .%'?:.;'l �' ��"`�-:� , �- enforcement of the lien:or(c)secures from thc halder of the lien an agreement ratisfactary to Lender subordinnting the lien
<br /> • ,. `� '"��'ti,•' •� to this Security lnswment. tf l.cndet determines that any pae af the Prapeny is sabject to s�lien which may attais�priority . . _'
<br /> �`i'.':`r f�1�"`a':� over this Security instrumem.Lcnder m�y give Harrawer a nadcc idemifyin�thc lien. Horrower shall satisfy the lien ar take ,. �
<br /> �'y7€�•:��,���``; ,
<br /> ,��,.:,� �;. . one or mmc of thc actions set fonb abavc within IU days olthc giving aP noticc. � '. '
<br /> ,i.'� u' � ' '� S. HAZard ar Property lnsurance. Iiarrawer tihall keep the improvements n��caisting ar hereafter erec,�ed an Ihe ; ; '�`�� " �',;;�,:;_•..
<br /> ''': � i�'- - i'toperty insured against losa hy fire.hazards includcd within ihe term"cnTi:nded cover�ge"aad any other hazards.including ' ` '� �•
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<br /> ,'. .�, • ftoods or f]ooding. for whirh Lender requires in.rurance. This insurau�: shall be maintained in�he amaunts�nd for the f. � � �`•:��:�
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