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<br /> 17. Trans�'er of the Property or a Beneficial Interest in Borrower. If all or any part of the Property
<br /> or any interest in it is sold or transferred(or if a beneficial interest in Bonower is sold or transfened and Bonower is not a
<br /> natural person) without Lender's prior written consent, Lender may, at its option, require immediate payment in full of all
<br /> sums secured by this Security Instrument. However,this option shall not be exercised by Lender if exercise is prohibited by
<br /> federal law as of the date of this Security Instrument.
<br /> If Lender exercised this option,Lender shall give Borrower notice of acceleration. The notice shall provide a period
<br /> of not less than 30 days from the date the notice is delivered or mailed within which the Borrower must pay all sums
<br /> secured by this Security Instrument. If Borrower fails to pay these sums prior to the e�iration of this period, Lender may
<br /> invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower.
<br /> 18. Borrower's Right to Reinstate. If Bonower meets certain conditions, Borrower shall have the right to
<br /> have enforcement of this Security Instrument discontinued at any time prior to the earlier of: (a) 5 days (or such other
<br /> period as applicable law may specify for reinstatement)before sale of the Property pursuant to any power of sale contained
<br /> in this Security Instrument; or (b) entry of a judgment enforcing this Security Instrument. Those conditions are that
<br /> Borrower: (a) pays Lender al sums which then would be due under this Security Inswment and the Note as if no
<br /> acceleration had occuned; (b) cures any default of any other covenant or agreements; (c) pays al expenses incurred in
<br /> enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees; and (d) takes such action as
<br /> Lender may reasonably require to assure that the lien of this Security Instrument, Lender's rights in the Properiy and
<br /> Borrower's obligation to pay the sums secured by this Security Instrument shall continued unchanged. Upon reinstatement
<br /> by Borrower, this Security Instrument and the obligations secured hereby shall remain fully effective as if no acceleration
<br /> had occurred. However,this right to reinstate shall not apply in the case of acceleration under paragraph 17.
<br /> 19. Sale of Note; Change of Loan Servicer. The Note or a partial interest in the Note(together with this
<br /> Security Instrument) may be sold one or more times without prior notice to Bonower. A sale may result in a change in the
<br /> entity(known as the changes of the "Loan Servicer")that collects monthly payments due under the Note and this Security
<br /> Inswment. There also may be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a
<br /> change of the Loan Servicer, Borrower will be given written notice of the change in accordance with paragraph 14 above
<br /> and applicable law. The notice will state the name and address of the new Loan Servicer and the address to which
<br /> payments should be made. The notice will also contain any other information required by applicable law.
<br /> 20. Hazardous Substances. Borrower shall not cause or permit the presence,use,disposal, storage, or release
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<br /> o�'"any�iazar�ous�u stances on or in ttie Properly. Borrower shall not do, nor allow anyone else to do, anything affecting
<br /> the Property that is in violation of any Environmental Law. The preceding two sentences shall not apply to the presence,
<br /> use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate
<br /> to normal residential uses and to maintenance of the Properly.
<br /> Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action by
<br /> any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or
<br /> Environmental Law of which Borrower has actual knowledge. If Bonower learns, or in notified by any governmental or
<br /> regulatory authority, that any removal or other remediation of any Hazardous Substance a$'ecting the Property is necessary,
<br /> B�rrower shall prompdy take all necessary remedial actions in accordance with Environmental law.
<br /> As used in this pazagraph 20, "Hazardous Substances" are those substances defined as toxic or hazardous substances
<br /> by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products,
<br /> toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioackive materials.
<br /> As used in this paragraph 20, "Environmental Law" means federal laws and laws of the jurisdiction where the Properiy is
<br /> located that relate to health and safety or environmental protection.
<br /> NON-iJNIFORM COVENANTS. Bonower and Lender further covenant and agree as follows:
<br /> 21. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration
<br /> following Borrower's breach of any covenant or agreement in this Security Instrument (but not
<br /> prior to acceleration under paragraph 17 unless applicable law provides otherwise). The notice
<br /> shall specify: (a) the default; (b) the action required to cure the default; (c) a date, not less than
<br /> 30 days from the date the notice is given to Borrower, by which the default must be cured; and (d)
<br /> that failure to cure the default on or before the date specified in the notice may result in
<br /> acceleration of the sums secured by this Security Instrument and sale of the Property. The notice
<br /> shall further inform Borrower of the right to reinstate after acceleration and the right to bring a
<br /> court action to assert the non-existence of a defautt or any other defense of Borrower to
<br /> acceleration and sale. If the default is not cured on or before the date specified in the notice,
<br /> Lender at its option may require immediate payment in fuli of all sums secured by this Security
<br /> Instrument without further demand and may invoke the power of sale and any other remedies
<br /> permitted by appticable law. Lender shall be entitled to collect all expenses incurred in pursuing
<br /> the remedies provided in this paragraph 21, including, but not limited to, reasonable attorneys'
<br /> fees and costs of title evidence.
<br /> If the power of sale is invoked, Trustee shall record a notice of default in each county in
<br /> which any part of the Property is located and shatl mail copies of such notice in the manner
<br /> prescribed by applicabte law to Borrower and to the other persons prescribed by applicable law.
<br /> After the time required by applicable law, Trustee shall give public notice of sale to the persons
<br /> and in the manner prescribed by appticable law. Trustee, without demand on Borrower, shall sell
<br /> the Property at public auction to the highest bidder at the time and place and under the terms
<br /> designated in the notice of sale in one or more parcels and in any order Trustee determines.
<br /> Trustee may postpone sale of all or any parcel of the Property by public announcement at the time
<br /> and place of any previously scheduled sale. Lender or its designee may purchase the Property at
<br /> any sale.
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