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<br /> ' � DEED OF TRUST �
<br /> LV --
<br /> �.,
<br /> � THIS DEED OF TRUST, ("Security Instrument") is made on� V �- 1999 . The trustor is$�l�a �
<br /> Lane ("Borrower"). The trustee is Gene T. Og�es � ("Trustee").
<br /> The beneficiary is The Lawrence Rosler Trust , which is organized and existing under the laws of
<br /> the State of Nebrasks� ' , and whose address is 5540 "M" Street�Lincoln�Nebrasks, ("Lender"). .��-��
<br /> Borrower owes Lender the principal sum of Two Hundred Thousand Dollars(U.S. �200�000.00 J. This
<br /> debt is evidenced by Borrower's note dated the same date as this Security Instrument("Note"), which provides for.��nu-��
<br /> payments, with the full debt, if not paid earlier, due and payable on �.�{+..a.,�n bcJ 1. ,�od� . This Security �.�'
<br /> Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals,
<br /> extensions and modifications of the Note; (b) the payment of all other sums, with interest advanced under paragraph 7 to
<br /> protect the security of this Security Instrument; and(c)the performance of Bonower's covenants and agreements. For this
<br /> purpose,Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property
<br /> located in Hall County,Nebraska:
<br /> Parcel 1. The Northeast Quarter of Section Five(5),Township Nine(9)North,Range'I�velve(12)West of the
<br /> Siath(6th)P.M.consisting One Hundred Sigty(160)acres,more or less,in Hall County,Nebraska.
<br /> Parcel2. The Southeast Quarter of Section Thirty-two(32),Township Ten(10) North,Range Twelve(12)West
<br /> of the Siath(6th)P.M.consisting of One Hundred Forty-eight(148)acres,more or less,in Hall
<br /> County,Nebraska.
<br /> TOGETt�R WITH all improvements now or hereafter erected on the property, and all easements, appurtenances,
<br /> and fixtures now or hereafter a part of the property. All replacements and additions shall be covered by this Security
<br /> Instrument. All of the foregoing is referred to in this Security Instniment as the"Properly."
<br /> BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to grant
<br /> and convey the Properiy and that the Property is unencumbered,except for encumbrances of record.
<br /> THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with
<br /> limited variations by jurisdiction to constitute a uniform security instrument covering real properiy.
<br /> UNIFORM COVENANTS. Bonower and Lender covenant and agree as follows:
<br /> 1. Payment of Principal and Interest; Prepayment and Late Charges. Bortower shall promptly
<br /> pay when due the principal of and interest on the debt evidenced by the Note and any prepayment and late charges due
<br /> under the Note.
<br /> 2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower
<br /> shall pay to Lender on the day monthly payments are due under the Note,until the Note is paid in full,a sum("Funds")for:
<br /> (a)yearly t�es and assessments which may attain priority over this Securiry Instniment as a lien on the Property; ro�y�iy
<br /> leasehold payments or ground rents on the Properly, if any; (c) yearly hazard or property insurance premiums; (d) yearly
<br /> flood insurance premiums,if any; (e)yearly mortgage insurance pre�iums, if any;and(fl any sums payable by Borrower to
<br /> Lender, in accordance with the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These
<br /> items are called "Escrow Items." Lender may, at any time, collect and hold Funds in an amount not to exc.eed the
<br /> maximum amount a lender for a federally related mortgage loan may require for Borrower's escrow account under the
<br /> federal Real Estate Settlement Procedures Act of 1974 as amended from time to time, 12 U.S.C. 2601 et seq. ("RESPA"),
<br /> unless another law that applies to the Funds sets a lesser amount. If so,Lender may,at any time,collect and hold Funds in
<br /> an amount not to exceed the lesser amount. Lender may estimate the amount of funds due on the basis of current data and
<br /> reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with applicable law.
<br /> The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity
<br /> (including Lender, if Lender is such an institution) or in any Federal Home Loan Bank. Lender shall apply the Funds to
<br /> pay the Escrow Items. Lender may not charge Borrower for holding and applying the Funds, annually analyzing the escrow
<br /> account, or verifying the escrow Items, unless Lender pays Borrower interest on the Funds and applicable law pernuts
<br /> Lender to make such a charge. However, Lender may require Borrower to pay a one-time charge for an independent real
<br /> estate tax reportir.g service used by Lender in connection with this loan, unless applicable law provides otherwise. Unless
<br /> an agreement is made or applicable law requires interest to be paid, Lender shall not be required to pay Bonower any
<br /> interest or earnings on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds,
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