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<br /> - ` 7'Q(;��fR}�,v�fhG�D1�fdYlQllll�S IIOW Of��7CC������•�9j�C�•��' � ' <
<br /> tnd fixdna amu or Aetraflet�p�tt of t�e propeR�e. A0 repiacaaencs and add'idans shall atso be sovend by this Security
<br /> ' (tt�ptpnmt AaS of tbe[aeg4is�is refemd to in this Security insuument as the"Raperty" `
<br /> _ ` BORROW�R aQVENF.M'S lhat Ba�mwer is tawFulty seised of the estat�seie�y coaveyed�d 6as thc right to gant
<br /> �fW CUQYCy I�lE F[Oj1G�1J1 a11�Itial[�1E PIOgGA}�.S 11�IK'Uti1��.�G7f������CyIDM�iiCtS Of iCCOf1}. �
<br /> � will de[ead gmtratly 11Ae titk w tffe Ptopetty against :
<br /> 1lifS SECURITY iNS7RUMENT cantsmcs an�arm oovaunts for national us�and n«c-unifarm covenanu with
<br /> - , litaited v�riitiafs by j�uisdictian to carstitate�amfa�secutily instrutnent ccwe�g�ea!p�atY- . .
<br /> LTNgaDRM COV�NANfS. BoROrver atd I.cndet C4vet�t�ad agcee as fnllows: � wha due the
<br /> l. g�e aIlsi�cipd aad Irtere�prePs7aest aed l.ate Cisr�es Bor�mver shali p�xnpttY tuY
<br /> � pri�cip�1 af�nd inteirst a�l ie 4ebt evidenad by the Nae and any'prcpsyn�cnt as�d late charges due under the Nae.
<br /> t Ei�Mb tor Taus a�d iasrra�ea Subject to appticabk Lsw os to s wntten waiver Dy Lender.Borrowes shal!pRY w .
<br /> Irendes an tbe day moat4lY P�Y�ts ue due uadQ the Mots.uitt�ttte Note is ptid in fulb$sum E"Fvnds'`1 for.(a)yearlY
<br />-' taxes and assessment�wl�ch may attain prioriry over this Sec�trity insUvQnant as�lien ore the Ptop�tty:lb1 YearlY�hoLi
<br />�, payments a g[ound rents a��e PtopeRy.if any:(c) Y�Y�°t P�rtY instivaace premiums:(�Yt:uly flood
<br /> - • in�aance p�emiwus,if any: (e? Y�Y��8�8��F��i any:and(fl�Y�!TM�PsY�e by Bomower w
<br /> -�;��k Lmder ur accadance witA the pmvisions of'ParagrapA S.iu li�tc of the paymtnt of mortgage msur�nce prcaumns. The.s�
<br /> —_ items arc catied"Escrow items." I.ender may.at any umr,cuilect and hoW.F'w�ds m an am�wat cwt ta excxed tt�e rt�a�ti�num
<br /> - - amoant a Iecuter for a feder�ity retated atortSaSe Lo�n may requite for BarmwePs escra�aecount undet ihe fedenl Real
<br /> uter
<br /> - Estate Settkmmt ptaced�ues qct of 1974 as amended from time to t�me,12 U.S.�.§2601 et seg.l"RFSPA'7.��ss anoQ�e�
<br /> - ' taw d�at applies to the Cvnds sets a lesser amoan� If so.Lender maY.at any time.collect and ho2d Wndti in an amaunt�rot to� ,
<br />= exceod ttre lesser aa�auat. t.endec may e.�timate ihe a�i af Fands due ua tbr basis of cutratt data and rcasoaabk
<br /> _ t!e
<br /> ,;�:;� �itr�tGS of eapaaditurcs of futu�Escrow items ar aheiwbe in accordance arith applicabte law. -
<br /> '['Ue Amds shall be beld in an institution whose deposits are insaaed by a federaf ageqcy.irutrusne�qliry. or eneity
<br /> _ (inctadiag lrender.if Lender is surh an institu6on)a in�y Cede�al Home/.oan Banic. Lender stsall apply the Ftusds to paY
<br /> the Escrow Items.-Lender may na ct�arge BaUrower far holding and applying the Funds.�nually analyimg tt�e esc�ow =
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<br /> ' account,or veritying the Fscmw Items,unless Le�der paYs Boimwer interest on the Funds and applicable [aw permits _
<br /> : Lender to maYe sach a charge. Howcver,I.eader may requixe Boaowes t��tay a one-t'sme charge for an independene ma! ---�-
<br /> __ . estate tax teportin8�servicc used by Lender in connectior�with this ioan.�apphcable!aw pFovides otherwise. Unless an �_.:_�-.��:
<br /> . agaa�ent is madt ar applicabte law reqaines interest to be pa'sd.t.ender shall not be teqaued to pay Boirowet any inte�est ar � L:,�.-�-:
<br /> , .'R ea�mm,�s an tl�e Funds. Ho�rower and l.eader may agree in wriziag.however.that intenst shall be paid on the Funds. Lznder �:�..`�_�
<br /> W!I IO —
<br /> ` ..: _ shail gve m Bonawer,withont charge.�n annual��vf ihe Funds,showing crediu and debits w the,Fimds and the �:��_
<br /> , `�_ � piupose for whlch each debit to the Funds was made. The Eunds are PtedSed as additional se¢uriry for al!sums secared by ����.'
<br /> s
<br /> " this Secmiry tnstrumen� ��'�=-=�
<br /> " !f the Funds held by l.ender eaceed the amannts pecrnisted to be heid Ay applicab2e law. l.cnder sha11 account to �----=_
<br /> ' Ba�r�wir�for the eacess Funds in accordance with the rocr,nirn�ents of applirable law. di the amount of the F�unds hetd By =—__ -
<br /> ,� Le�i��.�aay time is not suKcient to pay the Fscrow tu��:�±en due.Lender rrtay�=rz�tify Boaower in writing.and.in ---____
<br /> '. . ''`:`�, `"^ sucFa�:a:�cis��essvwer shall pay to Lcr�der the amount neces�y to make uP��'!�Y. Borrower shall malce up the ===~
<br /> ' r ' defi^'�v�i�,r�rria�rc than twetve monthtY�aymeats.at Len�er�sole d'rs�a.ztir.�. =�_�
<br /> _ '��}� ,_:',"':- • ���:�rr in futl of al! sams secured by �1tis Securiry tnstr�.ix�tdet.s'i�P��P�y��d to Borraaer any - ,��`,_
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<br /> ' F{��td by:.e�der. If,ander paragraph 21,l.ender shall acqaire or�x!7:t�e Fro}�=3�Lxader.pROr ta thc acquisi6on or _. .
<br /> � , ��.c�the Ptoperty.shall apply any Funds held by l.ender at t hc time a f acquisi t i�'�s a tcs as a credit a g a inst tha sums �� ' �'� `�_
<br /> • see�a�by this Secnrity Inswment, j.- '�, '
<br /> • � �. Applkation af Y�yments. Unless applicable law provides othetwise.a11 payments teceived hy Lender under
<br /> �az.�raphs 2 and 2 shall be applied:first,ta sny prcpuyment charges due�nder the Note:second.tQ amuunte payabte under =_
<br /> • � ,p��ph 2;thlyd ta interesi due:fourth.ta prinripal due:and las�to any t��charges due under tha NoCe. �.;� :;s.:
<br /> , , �:.� Charges; Lien9. Bozrower shall pay al]ta�ces,assessmcnts.c►.�ar�es.f ines an d i m p o s i t ians ataibutable to the , ..•
<br /> � t�+�,r.r.s:ivhich may attain priaity over this Secaaty Insr r�cr,...s^.&.and teasehotd payments or�ound renu.if any. Bc�ower „�.,�<<,-_
<br /> sS;�i((;�;these obligations in the manner provlded in yar�'w�'.or if not patd in th�t rtanner.Barrower shall po����zrn on "`'�t<;•�
<br /> time n�ectly ta��-�person awed paymen�. Boaower shaD prarytty fur.cis�aa Lertder.�]C:�otices of amounts to be par3imder ����'�t";,-
<br /> �� ' this paragaph: IC'�a oaower makes these payr.r.���fF dfCCCt1}I.Borrowea�.�:li`��mptiv famish to Lender receiptg evidencing . � :;_
<br /> .:,_;f�3'�'i� :'� ' � the payments. . .
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<br /> Borrower shal't promptly discharge any liea wnich i�as priority ov�c�;�S.curity Instrumem unless Bonower.(a)agrees
<br /> ' ::,n�:.r:ing to the payment af the o6tigauan secured by�he S;Pn in a manneaa�rxptable to Lender.(6)contesu in goad faith the . • -
<br /> . �c�tiy.or defends against enforcemem of the lien in,te�=r1 ipn:ceedings wluch in the Lender s opinion operate tv prevent the .
<br /> �� � � e^u�rcement af the lien;m(c)securec ftam the holder of��"Iien an a��ent r+atlsi'actory to Leader subordina9ing the lien .. _
<br /> '� to this Security lnstrument. If Lender determines that any�ari of the�'ii�perry is subject to a lien which may attain prioriry
<br /> � ��, . over this Security tnsuumene.Lender may give Borrower a.^.�r�ce identify`mg the lien. Banawer shall sati.gfy the iien or take : �
<br /> ° ,�i�, , �'^ ar�:ar more of the actions set forth above within 1 O days c��u;��c$iving of notice. `� •
<br /> . � �� ' � Hazard oc Peoperty Insurance. Bortower shaiC��:ep ihe imyrovemcnts rtow eaisting or herepiter erec*�ca a-t�►e :,,��•
<br /> ' ���A'� � Yrc ��nsured e ainst loss b �re.hazards included wi:.`,rn s.'ie term"extended cov��;�'and any athcr hazards.�r��;��ing ,.;�; 7
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<br /> • ...:�.� , A,' .�,,,;, .:. flooG;��€t�od�•for which[.ender requires insu►ancc. 'Fbais insu�ac�ca 4hall be rracntained in the amounts and;:�r she ��.;;n.,:.:,
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