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200403583 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />P_ �1_ 4&_ (Seal) <br />JOHN M GOLKA - Borrower <br />— pa�U4 1'116�A -_ Seal <br />PAMELA L GOLKA - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(M 6(NE) (0005) Page 14 of 15 Form 3028 1/01 <br />