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<br /> "�'r�C.�E7�iER Wi?'Ei a�t thc iri;cxc�.•�m�.nts na�v or�r�ati�:�e•F�-T�e' rMS q�?��x�rtv, ��� �1! c�semrnt�.sp�ntrtc:nanc�,
<br /> �:�d fi�rares no;k� t;r brr�.Fees �Y�rt a�f��e�r��+�.:ty. AII r�pia�c:me��ts a�:3 adcierions sbalt •.1�� be cnverccl tzy this Serurity
<br /> Instn�?�,rC1'�t. A11 C7f the(oTe�ning IS i�fr_T7e�1 tCr i�I tYfiS SCtUft'.�Il1SIYiIiTiC(S?P=S�IC"�'roperty"
<br /> £s(]�[t(3�VE?Z ��7'VEIVAIv'TS th,wt Bcrrower is lww�fully seisec9 0;tnc�stat�herebs cor.eyed�nd has the.�igtt ta grant
<br /> <��:<!c:,ri•�:�y €he Pr�ae�1�� and that thr:F'rcp�rty is uncnc�smhered,except kcsr�maran�e�of rxord. Borros��er warrasits and
<br /> wiai�_•:f�:�rd generall.y 1he title to t�e F'rc�pet4y ag�inst all c(aims xnd de�sna�tds,suk�i�ec?r�.eny encumbrances�f recanl.
<br /> TEi�:� SFCUKi'T'1' INSTFt[INi�N'F' cptithines ur,ifomt r.over��.�ts for nation:� use an�i 110r UC]1TJrit1 �AVC1;�nts with
<br /> ;am r�r���=r,;ryr:.�r:�"��.;uris�ictio�cv c:a�st.itute a unafoaxn�r►�r,�-ir;s:rumervc ccrvcring rral Arcpcst}'-
<br /> `�,�:Fi�Ct\.1 C'O1'ENA�rI'S. B�amawer a�ut Lend�;cov�nant and rgree�as fo!lnws:
<br /> �. I^aycr�nt�;'f�rin�i�a�xttd �nte,-�t; PrepayxYaant atr� I.ake Ct�:�r�. Bcmnwer shal!promptly pay when d►;e the
<br /> �nncig��of anrl inCr.r��::;r nn the debt c�vide•�ced by t.he?`icrte;�nd ar,y prz�ra}:�tcz:t�nd late-chargcs dee under the Notz.
<br /> ',. F'►an���'ryr T�xes and Insura���. ��bi�t t��a��?ica�l�l�v�or::�a viritcen wai,�er Iry(xnder,Bonrowtr shaik pay tc�
<br /> Lc:ic:er �n �.�;-. day ,-:�crthly �aym,erzts are due ur,�er tP:� Nv'.c.un�i1 f�ze �.�'ts:� i., ��� ir�iu�;,w sum ("�unds") for. (a) yezriy.
<br /> t�Xt_S 3771j 85:e5�T'•1!'�;ts �hich ma•• att�in �riarity c�sr�tt�is ;Sccuziry Insmim�ws ;?.:,� lir!�a�+tF,e Pm�rty: (b)yearly lea:>eh.J1d
<br /> � payrr�e;�:s c,r �rr�v:��:3 r�r.ts en �re �'resppr�y. if �r,y; z"�:y a�ar8y r.a7arc� e>r �ra�erty insurar,�:e premiam�: (d) yrarly flc�d
<br /> in�;i�t�r:ce �remii�,ns., if any: (e;� :;re�ss���� *rartg�i e �nF!r�ar�ec premiGms. i!' ar.y; assu� (� a,y ��.�ms �ay�ble by Borrciwer rn
<br /> Lender. ir� acccr�cianre v,•it�t [�1C �3i"04152Onc of aa.r��;rar�h �, i� lipu of t.hc paymcnt of man�r,ge insuran��� przmiu�:.s. '6't�r�e
<br /> items are eallzd "�sc'row �tems." Lc:,�f,^r may,at a�y �i�r:.;co�tect and ha1� A:r:�fs in as�a.^n�unt nar. ta r�xr„� the r�taximrm
<br /> amaua+ a len�ler f�; a �ederaliy re".ate.d mortgage Ccra►t m�y :C±��tir� �or HoTrc>wer:� �rrow• accnunt :��sder �1:�� f'eder2! keaC
<br /> Esta!e SeziEcrr,�::�! c''����cec:;�res Act of 1474 as amersded feom time ia time, t?Ll.�.^. ���`,�1 zt;c�r�. l"RFSPA"},unless anothe.r
<br /> '' iaw that apQises ta tF��.Fizr�ds scts w lesse��rr�ount. lF so,I.e�der may,at�ny ti�P;cc?Il,ect a=•s�i�eald F�,�nds in an amount nnt 4�
<br /> exc�ed e�e ?essr.r �.m�tittt. I.es;der �ay astimate the arnat.�t o� Fund� du4 .���t t�e balis a� cu���r.i data and reasonab�e
<br /> � c-ctimates o�'er.p�nditi!re5 0�f��h�r��SCrJw IYems�nr ath�rwi�,r�;�t r;�cOr�ianCC witF�a��!lC�blC 1aw.
<br /> "Ctie �=uncfs shai3 Cc I�ieid in an institu�ion whosc de(�e�5its �tr� insueed by r. fedei��l �genc:y, in�tn�mentality, cr Fn:ity
<br /> (inciud;•r_� I�ender, if[�cr�der is such an. �nscnr.:t'san)or in ;�ny i"�derai Home Loan B�nk. �,�nder xhall �apply the �'��nds te�pciy
<br /> N�e �,scra�s� ltz�,n�. Lr�nd;;: may not c:',::r�c E�orr��wer far 'iolding and applying thc Funds, annr��l�y .malyyin� the escrow
<br /> �iccount, nr v�.;•ify'in� ihr. l�scro�' Etr;;e+s, rars;ess iu�W��r pa�� B<�rrowe�' i1t[r,rCSI [�� ihC Funds 7nd c�hplicablc I�w pcnt�i�ti
<br /> t.endcr tc� rr.a�:e su:h �, ch�►�ge. �iowcv�r, Lxr;dr_r rna� rryuirc Aorrowc:r to pay � cmc-tim� �har�r, (nr ar, indepcndent rcul
<br /> esta�e tax rcp��;t�n�; �>cr��;�::c� ns�c: bx E_�n�lc:r in c:mr,v::ic.�����it� ihis lo�n.ur�6es�appi;cable B,aw provides c�therwisc. Unles��rn
<br /> .j�rc�rnc�t i5 �rnc�;: nr a��p1�cN�!c !Gw rrquir�e5 i�te�Gst cn be n�id. !_entlrr sh�!i ncat he�-cy��ired !�pay Borrnwcr any intcres� nr
<br /> carriin�r�,;�n �iic F�:n<fs. E3orr�wer n�d Lender may a�,ree in w:itin�,however,that intcr�:st sh;xll be paid Un tlie Furzcls. 1_cndcr
<br /> '�q sh4�i givc tca E3orrc���•r.r, without char�::, an ann�al ?�CCL'!�f14�n, of thc F�;sr,ds, :}iowing crcdits �nd dcbits to thc F�und+ ;md ihe
<br /> ,,� pLti"70SL fc>r w�hic:h each de4�it to the Irunds w�s made. "("hc k�unds are piec�ged �s adc�it;nnal s:�curiry for�II surns :vr•aarcd b�•
<br /> fI1i5�S�.�U!I(L' �115'�117+.77t'i7i. � -
<br /> ?i thc� f=,ind� held by t_.cndcr r,xcced thc :�rz�o:s=aks ��tr.ilted tn bc� hcici hy applicablc law. Lcnd�r shall accour,t to
<br /> F3c�r;awt;' fn; It1C' C').Cc',S5 F=unds in �c�irr�ianc� writi thc rcy�irCme�ls of a�plrca�rolr'. law. If Ihc ari�ount crf Ih^ Fur�dti ii�id h�•
<br /> 1_cnder at any t�rne is not sufCcirnr tn pay th^ �scrow !tcros ��hen duc, 3_cndcr m.�� u� n��tit�y L7.n�rawcr in writing, .�sid, in
<br /> s�.;ch c:as� �;nrr�;+a�t:r sh;a;� }�:�y t<> �.er�cSer the am;�unt f1CCC55�f�1 t4 r.iakc u� the, de�ciency, i3orrower shall makc up the
<br /> dc�!icier�c�� in :i;- m�.;�re than twel',e �tortttily payments,at f,.endcr�s[ct1C di.CCrCIion.
<br /> LF)pI1 1.7:1y{T�ICIII in fi.�il a� aI: sunis secured hy this Sccurity lnstrument, L,endcr sh81! �►rc�rn}'+dly rc�l�Und [n Bnrr��wcr any
<br /> i u�,;�s hr�l�;i h� ;_,rndr_r. 5f, i�ncicr para�ra�h 21, Lendr.r shalE acyuirc nr scl( thc 6'rnperty, I.cncic.r, prior ro thc cic:�ui,iti�m c�r
<br /> s::��: <�i zhc: �'rn�r,y, :�hail anply ar.y �^unds held hy L�ncic�r a! ihr time nf acquiti:tion or s:�lc �c � crcdi� nFainst thc s��rz�ti
<br /> g ;c��u•ed t�y ti�is�iccur;ry in�:!rumt.��!.
<br /> i i. A�rN�{ir�:3an rri I'aytr��nts. [Jnless applicable law pravides otherwi,e, all p:x��mc�;►�; re��uived hy !endcr under
<br /> ��a��as;r�phs ] anci Z sha?i M� aE;�7lied: �rst, to ;r7y prcpaymerit char�cs due u;�dcr the Natc; u:i:nnu, to 2mounts payable ui:der
<br /> naragr,���h Z; third,ta interc��;t di�e; fourth,to pri�►cipal c�ue:ai7d last,to any latc char�es duc undcr thc Nutc.
<br /> w. f�har��:s; uQens. �ic>r;rz�vtr sttall �•7� ;�tl t�.YCS, a�scssme•�cs, charges. �nes and impcsitions a�tributahlc to the
<br /> F'ro(�c�1�' 1•rhici� itia.� a!i,ain pricrity �ver rhii Sec�trity !�;,trumen!. and ieasehoid payments�r gr�.�und rent�, it ar±y, R�irrowrr
<br /> ;, ;;h111 i;ay t�,c�e ot�lif;atiE�n� i�i ti;c manner prn�ided in ;�+aragraph 2. or if not Xraid irr lhat rnanncr. F3orrower�haP! �av ihem on
<br /> �itti�ciirr�.;t(y t��ttie pc;:;o�<>u,�cd Faytt3ent. �3arr��vcr�'�a�f promptly r;�mish ta Lcnder�tll nntic•cs c>C.it11G�Uf9�i!a he paid under
<br /> thi�; par;,��rti��i. if f3orrowr_r rrtakes thcSe paymPnts �Iir��ctty, Borrower shall prompfly fumisr� ;n 'Lcndcr rcccipts e��idencing
<br /> t'7c�a�:rr,<:r�t:;.
<br /> [3����rcwr;r:;I�a;� rr�i:��tly r.9i�r.ki;3r�e am� !icn whi��i h::�priority nvcr this�ece,r�!u ln�tn:r7i�nt unicss Elorrciwcr: (a1.►grccs
<br /> :n tiy;sti�:�� U�;hc payrient pf ii're obligxtion secured by ,�r:; Picn in a manner ac::cplable tfl�cniler; !b)a�nterts in goocl fnith thc
<br /> !i��t; i�,�,c?;�i,•!cnsis. :.ir��in.�t ent!;rcemcnt:pf tlie li�n in, +r-��� nr��cc.cding, �-hich in the I.esade�'s<�pininn onrratc to prevent thr
<br /> �!d'�:�ycm:;�'. �::;;'�i�.,, iicn; cr(�•) secures fr�rr� the hotJ�- c:�f Ihc iie�n an a�tr_-r.rt�enr �a!'ssi"�rtory to i_��ndcr�ub��rdinatin� lhe liert
<br /> !,� thi� ';�:c:}��;�� (n.scrurr:ent. fS-Lendcr dctPrmines �h�� �r,)� �;a� �af thc �'r�}t�erty i:r subje�ce ta � Iie�; �,�hic': mny attain prin�ity
<br /> n•��_- �r: ; ;�c:_,;•itv ins:rumcnt. I._cncler rrzay givc uor<����°r.x r5��tice %dcnr;��in�! th� li�n. f3n�r��wer sit;ill satisty th� !ien or takr
<br /> c��ac cyr r�,�.•��c;• ^1 lhc�'rt�ons sr�t fort}i abc,vt; wi.hir, IU dayr,I)I�fI1C�i'�'111�;Or IlOI7CC.
<br /> 5 Fs:r:srt+ o; Pr+rperty incur�t�c�. f3orrr+�,�Gr�ptaid kcep thc im�irov�r.:^nts now �a,.+stinsr, �in c�rcaftcr erected �m the
<br /> ; Prc��r��riy ir:>,�.::�ti: iit;aii7st ���5 by fi:r,?�.szarr.l:, inclWdr�.i bvi'hirt thc tem� "exii�n:.°���° c3vera�c�' a�rd ar�y '.';tlter halards. includin�;
<br /> � (lcrocls or• I`�c;�xiin� for krhi:'tr I��.n�1cr requic^s insuranc�. "1'his insGir•inc�e. shaNl �: rnaini;y�nexti in the amnunts and it;r the
<br /> Form 30Z8 �/4(1 (fxrqe�2 nr(,nu.4tti
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